Pioneer Credit Limited (ASX:PNC)
Australia flag Australia · Delayed Price · Currency is AUD
0.6750
+0.0200 (3.05%)
Aug 7, 2026, 4:10 PM AEST

Pioneer Credit Financials Overview

Millions AUD. Fiscal year is Jul - Jun.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Revenue
61.6658.8632.9849.4825.728.94
Revenue Growth
4.76%78.48%-33.35%92.54%-11.20%-3.97%
Operating Income
11.196.67-29.160.17-31.81-18.12
Net Income
15.166.66-10.040.17-33.09-19.66
Earnings Per Share
0.090.04-0.090.00-0.40-0.30
EPS Growth
138.02%-----

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Cash & Investments
8.453.564.158.4123.0710.37
Total Debt
306.51304.56294.81275.72266.71207.47
Net Cash (Debt)
-298.06-301-290.66-267.31-243.64-197.1
Net Cash Growth
------
Net Cash Per Share
-1.71-1.65-1.78-2.16-2.97-3.05

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Operating Cash Flow
-2.09-12.59-28.83-19.96-46.76-17.02
Capital Expenditures
-0.04-0.05-0.08-0.26-0.7-0.1
Free Cash Flow
-2.13-12.64-28.91-20.22-47.45-17.12
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Operating Margin
18.14%11.33%-88.42%0.34%-123.79%-62.61%
Pretax Margin
24.27%11.33%-95.22%0.34%-128.58%-58.38%
Profit Margin
24.58%11.32%-30.44%0.34%-128.79%-67.93%
FCF Margin
-3.46%-21.48%-87.66%-40.87%-184.67%-59.17%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
PE Ratio
7.7711.91-202.01--
Forward PE
5.024.657.225.468.935.33
PS Ratio
2.061.352.030.681.781.17