Pioneer Credit Limited (ASX:PNC)
Australia flag Australia · Delayed Price · Currency is AUD
0.7050
+0.0200 (2.92%)
Aug 28, 2026, 9:59 AM AEST

Pioneer Credit Financials Overview

Millions AUD. Fiscal year is Jul - Jun.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Revenue
67.6567.6558.8632.9849.4825.7
Revenue Growth
9.71%14.93%78.48%-33.35%92.54%-11.20%
Operating Income
15.3315.336.67-29.160.17-31.81
Net Income
23.0723.076.66-10.040.17-33.09
Earnings Per Share
0.140.140.04-0.090.00-0.40
EPS Growth
59.88%280.55%----

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Cash & Investments
7.877.873.564.158.4123.07
Total Debt
328.7328.7304.56294.81275.72266.71
Net Cash (Debt)
-320.83-320.83-301-290.66-267.31-243.64
Net Cash Growth
------
Net Cash Per Share
-1.93-1.93-1.65-1.78-2.16-2.97

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Operating Cash Flow
-22.92-22.92-12.59-28.83-19.96-46.76
Capital Expenditures
-0.04-0.04-0.05-0.08-0.26-0.7
Free Cash Flow
-22.96-22.96-12.64-28.91-20.22-47.45
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
Operating Margin
22.66%22.66%11.33%-88.42%0.34%-123.79%
Pretax Margin
34.10%34.10%11.33%-95.22%0.34%-128.58%
Profit Margin
34.10%34.10%11.32%-30.44%0.34%-128.79%
FCF Margin
-33.94%-33.94%-21.48%-87.66%-40.87%-184.67%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Jun '26 Jun '25 Jun '24 Jun '23 Jun '22
PE Ratio
5.084.6711.91-202.01-
Forward PE
4.794.434.657.225.468.93
PS Ratio
1.881.591.352.030.681.78