Pioneer Credit Limited (ASX:PNC)
0.6100
+0.0100 (1.67%)
Jun 5, 2026, 4:10 PM AEST
Pioneer Credit Income Statement
Financials in millions AUD. Fiscal year is July - June.
Millions AUD. Fiscal year is Jul - Jun.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 |
Interest and Dividend Income | 92.74 | 88.33 | 83.58 | 73.71 | 62.57 | 57.02 |
Total Interest Expense | 31.83 | 34.66 | 38.1 | 33.26 | 28.62 | 24.46 |
Net Interest Income | 60.91 | 53.66 | 45.47 | 40.45 | 33.96 | 32.56 |
Gain (Loss) on Sale of Investments | 0.37 | 4.82 | -17.84 | 3.77 | -8.91 | -4.29 |
Other Revenue | 0.38 | 0.38 | 5.34 | 5.26 | 0.65 | 0.66 |
Revenue Before Loan Losses | 61.66 | 58.86 | 32.98 | 49.48 | 25.7 | 28.94 |
| 61.66 | 58.86 | 32.98 | 49.48 | 25.7 | 28.94 | |
Revenue Growth (YoY) | 75.97% | 78.48% | -33.35% | 92.54% | -11.20% | -3.97% |
Salaries & Employee Benefits | 31.67 | 33.06 | 36.18 | 34.37 | 33.18 | 30.63 |
Cost of Services Provided | 11.55 | 11.59 | 18.29 | 9.74 | 9.74 | 9.37 |
Other Operating Expenses | 5.78 | 6.04 | 5.83 | 2.97 | 11.77 | 3.27 |
Total Operating Expenses | 50.47 | 52.19 | 62.14 | 49.31 | 57.51 | 47.05 |
Operating Income | 11.19 | 6.67 | -29.16 | 0.17 | -31.81 | -18.12 |
EBT Excluding Unusual Items | 11.19 | 6.67 | -29.16 | 0.17 | -31.81 | -18.12 |
Gain (Loss) on Sale of Investments | - | - | - | - | - | 2.29 |
Other Unusual Items | 3.78 | - | -2.24 | - | -1.2 | -0.92 |
Pretax Income | 14.96 | 6.67 | -31.4 | 0.17 | -33.04 | -16.89 |
Income Tax Expense | -0.19 | 0.01 | -21.36 | 0 | 0.05 | 2.76 |
Net Income | 15.16 | 6.66 | -10.04 | 0.17 | -33.09 | -19.66 |
Net Income to Common | 15.16 | 6.66 | -10.04 | 0.17 | -33.09 | -19.66 |
Shares Outstanding (Basic) | 160 | 151 | 116 | 106 | 82 | 65 |
Shares Outstanding (Diluted) | 174 | 183 | 163 | 124 | 82 | 65 |
Shares Change (YoY) | 30.75% | 11.98% | 31.73% | 50.66% | 27.16% | 2.10% |
EPS (Basic) | 0.09 | 0.04 | -0.09 | 0.00 | -0.40 | -0.30 |
EPS (Diluted) | 0.09 | 0.04 | -0.09 | 0.00 | -0.40 | -0.30 |
Free Cash Flow | -2.13 | -12.64 | -28.91 | -20.22 | -47.45 | -17.12 |
Free Cash Flow Per Share | -0.01 | -0.07 | -0.18 | -0.16 | -0.58 | -0.27 |
Operating Margin | 18.14% | 11.33% | -88.42% | 0.34% | -123.79% | -62.61% |
Profit Margin | 24.58% | 11.32% | -30.44% | 0.34% | -128.79% | -67.93% |
Free Cash Flow Margin | -3.46% | -21.48% | -87.66% | -40.87% | -184.67% | -59.17% |
Effective Tax Rate | - | 0.09% | - | 2.35% | - | - |
Revenue as Reported | 93.49 | 93.52 | 71.08 | 82.74 | 54.31 | 53.4 |