Australia · Delayed Price · Currency is AUD Pioneer Credit Statistics
Total Valuation
Pioneer Credit has a market cap or net worth of AUD 127.48 million.
| Market Cap | 127.48M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Wednesday, August 19, 2026.
| Earnings Date | Aug 19, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
Pioneer Credit has 180.82 million shares outstanding. The number of shares has decreased by -9.05% in one year.
| Current Share Class | 180.82M |
| Shares Outstanding | 180.82M |
| Shares Change (YoY) | -9.05% |
| Shares Change (QoQ) | -1.33% |
| Owned by Insiders (%) | 19.14% |
| Owned by Institutions (%) | 28.98% |
| Float | 133.12M |
Valuation Ratios
The trailing PE ratio is 5.08 and the forward PE ratio is 4.79.
| PE Ratio | 5.08 |
| Forward PE | 4.79 |
| PS Ratio | 1.88 |
| PB Ratio | 1.52 |
| P/TBV Ratio | 1.54 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.43, with a Debt / Equity ratio of 3.92.
| Current Ratio | 0.43 |
| Quick Ratio | 0.39 |
| Debt / Equity | 3.92 |
| Debt / EBITDA | n/a |
| Debt / FCF | -14.32 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 31.96% and return on invested capital (ROIC) is 3.72%.
| Return on Equity (ROE) | 31.96% |
| Return on Assets (ROA) | 5.53% |
| Return on Invested Capital (ROIC) | 3.72% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.49% |
| Revenue Per Employee | 197,216 |
| Profits Per Employee | 67,248 |
| Employee Count | 359 |
| Asset Turnover | 0.16 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +23.68% in the last 52 weeks. The beta is 0.85, so Pioneer Credit's price volatility has been lower than the market average.
| Beta (5Y) | 0.85 |
| 52-Week Price Change | +23.68% |
| 50-Day Moving Average | 0.67 |
| 200-Day Moving Average | 0.66 |
| Relative Strength Index (RSI) | 55.63 |
| Average Volume (20 Days) | 101,586 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, Pioneer Credit had revenue of AUD 67.65 million and earned 23.07 million in profits. Earnings per share was 0.14.
| Revenue | 67.65M |
| Gross Profit | 59.30M |
| Operating Income | 15.33M |
| Pretax Income | 23.07M |
| Net Income | 23.07M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.14 |
Balance Sheet
The company has 7.87 million in cash and 328.70 million in debt, with a net cash position of -320.83 million or -1.77 per share.
| Cash & Cash Equivalents | 7.87M |
| Total Debt | 328.70M |
| Net Cash | -320.83M |
| Net Cash Per Share | -1.77 |
| Equity (Book Value) | 83.75M |
| Book Value Per Share | 0.53 |
| Working Capital | -22.94M |
Cash Flow
In the last 12 months, operating cash flow was -22.92 million and capital expenditures -37,000, giving a free cash flow of -22.96 million.
| Operating Cash Flow | -22.92M |
| Capital Expenditures | -37,000 |
| Depreciation & Amortization | 1.53M |
| Net Borrowing | 28.29M |
| Free Cash Flow | -22.96M |
| FCF Per Share | -0.13 |
Margins
Gross margin is 87.66%, with operating and profit margins of 22.66% and 34.10%.
| Gross Margin | 87.66% |
| Operating Margin | 22.66% |
| Pretax Margin | 34.10% |
| Profit Margin | 34.10% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
Pioneer Credit does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 9.05% |
| Shareholder Yield | 9.05% |
| Earnings Yield | 18.09% |
| FCF Yield | -18.01% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Analyst Forecast
The average price target for Pioneer Credit is 1.27, which is 80.14% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | 1.27 |
| Price Target Difference | 80.14% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | 26.10% |
| EPS Growth Forecast (3Y) | 10.08% |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |