Pioneer Credit Limited (ASX:PNC)

Pioneer Credit Balance Sheet

Financials in millions AUD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Cash & Equivalents	8.45	3.56	4.15	8.41	23.07	10.37
Long-Term Investments	350.05	342.96	322.94	304.28	295.52	249.09
Loans & Lease Receivables	-	1.83	3.4	1.9	2.05	-
Other Receivables	3.75	7.18	4.33	1.49	6.18	0.91
Property, Plant & Equipment	4.89	5.59	6.94	8.1	9.25	5.28
Other Intangible Assets	0.88	0.9	0.79	0.49	0.96	1.56
Other Current Assets	2.06	3.69	1.5	0.69	0.98	0.82
Long-Term Deferred Tax Assets	21.37	21.37	21.37	-	-	-
Other Long-Term Assets	5.06	1.51	2.52	1.39	1.45	2.29
Total Assets	396.51	388.59	367.94	326.75	339.46	270.32
Accounts Payable	2.75	3.35	3.76	1.06	1.06	4.1
Accrued Expenses	2.5	2.1	2.23	2.08	1.97	1.52
Short-Term Debt	4.59	4.89	215.31	0.35	0.5	-
Current Portion of Long-Term Debt	3.33	6	38.96	10.98	19.88	0.43
Current Portion of Leases	1.41	1.4	1.28	1.12	0.96	3.06
Long-Term Debt	292.3	286.71	32.35	255.12	236.28	200.66
Long-Term Leases	4.88	5.55	6.91	8.15	9.09	3.33
Current Income Taxes Payable	0	0	-	-	-	-
Other Current Liabilities	13.84	17.01	21.89	5.09	27.67	1.36
Other Long-Term Liabilities	0.26	0.98	1.05	0.87	0.97	1.2
Total Liabilities	325.86	328	323.74	284.82	298.38	215.65
Common Stock	130.17	130.75	117.66	103.76	103.59	81.76
Retained Earnings	-60.86	-71.04	-80.65	-71.89	-72.05	-38.96
Comprehensive Income & Other	1.33	0.87	7.18	10.07	9.55	11.87
Shareholders' Equity	70.65	60.58	44.19	41.93	41.08	54.67
Total Liabilities & Equity	396.51	388.59	367.94	326.75	339.46	270.32
Total Debt	306.51	304.56	294.81	275.72	266.71	207.47
Net Cash (Debt)	-298.06	-301	-290.66	-267.31	-243.64	-197.1
Net Cash Per Share	-1.71	-1.65	-1.78	-2.16	-2.97	-3.05
Filing Date Shares Outstanding	158.74	159.57	139.97	106.79	106.46	69.68
Total Common Shares Outstanding	158.74	159.57	134.27	106.79	106.59	66.28
Working Capital	-14.15	-18.51	-270.06	-8.18	-19.75	1.63
Book Value Per Share	0.45	0.38	0.33	0.39	0.39	0.82
Tangible Book Value	69.77	59.68	43.41	41.44	40.12	53.11
Tangible Book Value Per Share	0.44	0.37	0.32	0.39	0.38	0.80

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.