Pioneer Credit Limited (ASX:PNC)

Pioneer Credit Cash Flow Statement

Financials in millions AUD. Fiscal year is July - June.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Net Income	6.66	-10.04	0.17	-33.09	-19.66
Depreciation & Amortization	1.45	1.5	1.58	2.12	3.33
Other Amortization	0.05	0.33	0.65	0.7	0.45
Asset Writedown & Restructuring Costs	-	-	-	0.03	-2.12
Provision for Credit Losses	-0.05	0.08	-0.07	-	-
Stock-Based Compensation	0.7	1.63	0.84	1.27	4.26
Change in Accounts Payable	-2.13	16.29	-22.73	29.61	-25.05
Change in Income Taxes	-	-	-	-0.05	-0.58
Change in Other Net Operating Assets	-22.69	-23.35	-3.53	-49.86	14.16
Other Operating Activities	3.43	-15.28	3.13	2.52	5.42
Operating Cash Flow	-12.59	-28.83	-19.96	-46.76	-17.02
Capital Expenditures	-0.05	-0.08	-0.26	-0.7	-0.1
Sale (Purchase) of Intangibles	-0.17	-0.63	-0.22	-0.12	-1.33
Other Investing Activities	-	-	-	-	2.29
Investing Cash Flow	-0.22	-0.71	-0.48	-0.81	0.86
Long-Term Debt Issued	260.3	29.75	21.39	233.16	169
Long-Term Debt Repaid	-250.16	-13.93	-15.61	-176.35	-144.27
Net Debt Issued (Repaid)	10.13	15.82	5.78	56.81	24.73
Issuance of Common Stock	9.43	9.46	-	12.54	-
Repurchase of Common Stock	-0.23	-	-	-2.37	-0.75
Other Financing Activities	-7.11	-	-	-6.72	-8.47
Financing Cash Flow	12.22	25.28	5.78	60.27	15.51
Net Cash Flow	-0.59	-4.26	-14.66	12.7	-0.65
Free Cash Flow	-12.64	-28.91	-20.22	-47.45	-17.12
Free Cash Flow Margin	-21.48%	-87.66%	-40.87%	-184.67%	-59.17%
Free Cash Flow Per Share	-0.07	-0.18	-0.16	-0.58	-0.27
Cash Interest Paid	31.38	37.3	30.05	25.73	42.04
Cash Income Tax Paid	0	0.01	0.01	0	-0.58

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.