Pepper Money Limited (ASX:PPM)
Australia · Delayed Price · Currency is AUD 1.950
0.00 (0.00%)
Sep 4, 2026, 4:10 PM AEST
Pepper Money Balance Sheet
Financials in millions AUD. Fiscal year is January - December.
Millions AUD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 935.4 | 1,267 | 1,226 | 1,529 | 1,244 | 1,309 |
Long-Term Investments | 4.3 | 3.4 | - | 0.2 | 0.2 | 0.3 |
Trading Asset Securities | 49.4 | 52.5 | 36.3 | 71.4 | 153.2 | 46.4 |
Loans & Lease Receivables | 18,712 | 16,854 | 15,992 | 18,379 | 18,328 | 15,820 |
Other Receivables | 30.1 | 25.2 | 13.9 | 21.2 | 10.3 | 9.4 |
Property, Plant & Equipment | 16.2 | 18.9 | 25.4 | 32 | 19 | 6.6 |
Goodwill | - | 98.2 | 98.2 | 98.2 | 98.2 | - |
Other Intangible Assets | 118.8 | 23.3 | 30.1 | 42.8 | 54.1 | 31.5 |
Long-Term Deferred Tax Assets | 49.9 | 46.9 | 37.1 | 21.8 | 4 | 37.5 |
Other Long-Term Assets | 11.5 | 10.3 | 13.4 | 12 | 9 | 7.5 |
Total Assets | 19,927 | 18,400 | 17,472 | 20,208 | 19,919 | 17,268 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accounts Payable | 25.5 | 17.4 | 16 | 17.1 | 13.4 | 11.2 |
Accrued Expenses | - | 23.9 | 19.9 | 16.8 | 18.5 | 21.7 |
Short-Term Debt | 0.8 | 2.8 | 10.3 | 4 | 3.3 | 17.5 |
Current Portion of Leases | - | 7.3 | 7.6 | - | - | - |
Long-Term Debt | 18,881 | 17,372 | 16,467 | 19,257 | 18,979 | 16,517 |
Long-Term Leases | 18.6 | 14.1 | 20.6 | 32.6 | 16.5 | 8.7 |
Current Income Taxes Payable | 4.7 | 13.2 | 12.5 | 9.5 | 24.5 | 39.2 |
Other Current Liabilities | - | 1.9 | 1.8 | 1.5 | 1.6 | 2.6 |
Long-Term Deferred Tax Liabilities | - | - | - | - | 10.1 | - |
Other Long-Term Liabilities | 109.3 | 76.8 | 60.7 | 6.4 | 11 | 13.7 |
Total Liabilities | 19,040 | 17,530 | 16,617 | 19,345 | 19,078 | 16,632 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 748.9 | 738 | 730.7 | 729.8 | 729.6 | 729.3 |
Retained Earnings | 104.9 | 89.5 | 100.3 | 45.6 | -27.5 | -105.3 |
Comprehensive Income & Other | 33.1 | 42.4 | 24.6 | 50 | 99.8 | 12.4 |
Total Common Equity | 886.9 | 869.9 | 855.6 | 825.4 | 801.9 | 636.4 |
Minority Interest | - | - | - | 37.4 | 39.4 | - |
Shareholders' Equity | 886.9 | 869.9 | 855.6 | 862.8 | 841.3 | 636.4 |
Total Liabilities & Equity | 19,927 | 18,400 | 17,472 | 20,208 | 19,919 | 17,268 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 18,901 | 17,397 | 16,506 | 19,294 | 18,999 | 16,543 |
Net Cash (Debt) | -17,916 | -16,077 | -15,243 | -17,694 | -17,602 | -15,188 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -38.66 | -34.79 | -33.12 | -38.80 | -39.26 | -41.75 |
Filing Date Shares Outstanding | 449.2 | 444.51 | 439.97 | 439.79 | 439.68 | 439.51 |
Total Common Shares Outstanding | 449.2 | 444.5 | 440 | 439.8 | 439.7 | 439.51 |
Working Capital | 19,696 | 18,132 | 17,200 | 19,952 | 19,674 | 17,093 |
Book Value Per Share | 1.97 | 1.96 | 1.94 | 1.88 | 1.82 | 1.45 |
Tangible Book Value | 768.1 | 748.4 | 727.3 | 684.4 | 649.6 | 604.9 |
Tangible Book Value Per Share | 1.71 | 1.68 | 1.65 | 1.56 | 1.48 | 1.38 |