Pepper Money Limited (ASX:PPM)
Australia flag Australia · Delayed Price · Currency is AUD
1.950
0.00 (0.00%)
Sep 4, 2026, 4:10 PM AEST

Pepper Money Ratios and Metrics

Millions AUD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
876960618541624949
Market Cap Growth
-8.64%55.32%14.27%-13.36%-34.23%-

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.379.186.264.894.433.03
PS Ratio
2.092.421.601.301.392.30
PB Ratio
0.991.100.720.630.741.49
P/FCF Ratio
--0.245.50--
P/OCF Ratio
--0.245.50--

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
21.3120.0019.2922.3622.5826.00
Debt / FCF Ratio
--6.35196.27--
Net Debt / Equity Ratio
20.2018.4817.8220.5120.9223.87
Net Debt / FCF Ratio
-6.71-22.495.87180.00-7.66-5.08
Quick Ratio
636.34273.67253.57409.01321.94186.39
Current Ratio
636.34273.67253.57409.01321.94186.39
Asset Turnover
0.020.020.020.020.020.02
Return on Equity (ROE)
12.98%12.12%11.43%12.76%19.02%19.06%
Return on Assets (ROA)
0.58%0.58%0.52%0.54%0.76%0.65%
Return on Invested Capital (ROIC)
0.55%0.60%0.57%0.56%0.77%0.82%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
12.33%10.89%15.98%20.46%22.58%32.96%
FCF Yield
-304.96%-74.45%420.42%18.17%-368.05%-315.01%
Dividend Yield
7.23%6.81%10.36%8.91%10.13%6.23%
Payout Ratio
110.09%110.33%44.64%34.15%44.89%-
Buyback Yield / Dilution
-0.36%-0.39%-0.94%-1.70%-23.25%-44.42%
Total Shareholder Return
6.87%6.42%9.42%7.21%-13.12%-38.19%