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Pepper Money Limited (ASX:PPM)
Australia flag Australia · Delayed Price · Currency is AUD
1.815
-0.010 (-0.55%)
Aug 11, 2026, 4:10 PM AEST

Pepper Money Ratios and Metrics

Millions AUD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
820960618541624949
Market Cap Growth
-0.97%55.32%14.27%-13.36%-34.23%-

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.069.186.264.894.433.03
PS Ratio
2.072.421.601.301.392.30
PB Ratio
0.941.100.720.630.741.49
P/FCF Ratio
--0.245.50--
P/OCF Ratio
--0.245.50--

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
20.0020.0019.2922.3622.5826.00
Debt / FCF Ratio
--6.35196.27--
Net Debt / Equity Ratio
18.4818.4817.8220.5120.9223.87
Net Debt / FCF Ratio
-22.49-22.495.87180.00-7.66-5.08
Quick Ratio
273.67273.67253.57409.01321.94186.39
Current Ratio
273.67273.67253.57409.01321.94186.39
Asset Turnover
0.020.020.020.020.020.02
Return on Equity (ROE)
12.12%12.12%11.43%12.76%19.02%19.06%
Return on Assets (ROA)
0.58%0.58%0.52%0.54%0.76%0.65%
Return on Invested Capital (ROIC)
0.59%0.60%0.57%0.56%0.77%0.82%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
12.76%10.89%15.98%20.46%22.58%32.96%
FCF Yield
-87.19%-74.45%420.42%18.17%-368.05%-315.01%
Dividend Yield
7.76%6.81%10.36%8.91%10.13%6.23%
Payout Ratio
62.75%110.33%44.64%34.15%44.89%-
Buyback Yield / Dilution
-0.39%-0.39%-0.94%-1.70%-23.25%-44.42%
Total Shareholder Return
7.37%6.42%9.42%7.21%-13.12%-38.19%