Pepper Money Limited (ASX: PPM)

Pepper Money Ratios and Metrics

Market cap in millions AUD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Nov 20, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	581	541	624	949	-	-
Market Cap Growth	3.97%	-13.36%	-34.23%	-	-	-
PE Ratio	5.91	4.89	4.43	3.03	-	-
PS Ratio	1.47	1.30	1.39	2.30	-	-
PB Ratio	0.68	0.63	0.74	1.49	-	-
P/FCF Ratio	0.47	5.50	-	-	-	-
P/OCF Ratio	0.52	5.50	-	-	-	-
Debt / Equity Ratio	20.38	22.36	22.58	26.00	18.92	21.21
Debt / FCF Ratio	14.24	196.27	-	-	-	43.59
Quick Ratio	1017.98	409.01	321.94	186.39	1.66	5.34
Current Ratio	1017.98	409.01	321.94	186.39	2.69	5.34
Asset Turnover	0.02	0.02	0.02	0.02	0.02	0.03
Return on Equity (ROE)	11.84%	12.76%	19.02%	19.06%	12.86%	7.36%
Return on Assets (ROA)	0.54%	0.54%	0.76%	0.65%	0.44%	0.25%
Earnings Yield	16.92%	20.46%	22.58%	32.96%	-	-
FCF Yield	211.70%	18.17%	-368.05%	-315.01%	-	-
Dividend Yield	6.34%	7.40%	8.42%	5.18%	-	-
Payout Ratio	35.92%	34.15%	44.89%	-	-	-
Buyback Yield / Dilution	-2.35%	-1.69%	-23.25%	-44.42%	-10.66%	-
Total Shareholder Return	4.00%	5.71%	-14.84%	-39.24%	-10.66%	-

Source: S&P Capital IQ. Financial Services template. Financial Sources.