Pepper Money Statistics

Total Valuation

Pepper Money has a market cap or net worth of AUD 651.16 million.

Market Cap	651.16M
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, February 26, 2025.

Earnings Date	Feb 26, 2025
Ex-Dividend Date	Mar 19, 2025

Share Statistics

Pepper Money has 439.97 million shares outstanding. The number of shares has increased by 0.94% in one year.

Current Share Class	n/a
Shares Outstanding	439.97M
Shares Change (YoY)	+0.94%
Shares Change (QoQ)	+0.35%
Owned by Insiders (%)	4.57%
Owned by Institutions (%)	20.72%
Float	152.16M

Valuation Ratios

The trailing PE ratio is 6.90 and the forward PE ratio is 6.46.

PE Ratio	6.90
Forward PE	6.46
PS Ratio	1.69
PB Ratio	0.76
P/TBV Ratio	0.90
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 285.42, with a Debt / Equity ratio of 19.29.

Current Ratio	285.42
Quick Ratio	285.42
Debt / Equity	19.29
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.43%.

Return on Equity (ROE)	11.43%
Return on Assets (ROA)	0.52%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	510,422
Profits Per Employee	130,343
Employee Count	758
Asset Turnover	0.02
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -8.64% in the last 52 weeks. The beta is 1.06, so Pepper Money's price volatility has been similar to the market average.

Beta (5Y)	1.06
52-Week Price Change	-8.64%
50-Day Moving Average	1.44
200-Day Moving Average	1.42
Relative Strength Index (RSI)	56.04
Average Volume (20 Days)	386,172

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Pepper Money had revenue of AUD 386.90 million and earned 98.80 million in profits. Earnings per share was 0.21.

Revenue	386.90M
Gross Profit	361.50M
Operating Income	151.20M
Pretax Income	139.90M
Net Income	98.80M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.21

Full Income Statement

Balance Sheet

The company has 1.26 billion in cash and 16.51 billion in debt, giving a net cash position of -15.24 billion or -34.65 per share.

Cash & Cash Equivalents	1.26B
Total Debt	16.51B
Net Cash	-15.24B
Net Cash Per Share	-34.65
Equity (Book Value)	855.60M
Book Value Per Share	1.94
Working Capital	17.21B

Full Balance Sheet

Cash Flow

Operating Cash Flow	2.60B
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 93.43%, with operating and profit margins of 39.08% and 25.54%.

Gross Margin	93.43%
Operating Margin	39.08%
Pretax Margin	36.16%
Profit Margin	25.54%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.14, which amounts to a dividend yield of 9.59%.

Dividend Per Share	0.14
Dividend Yield	9.59%
Dividend Growth (YoY)	42.35%
Years of Dividend Growth	1
Payout Ratio	44.64%
Buyback Yield	-0.94%
Shareholder Yield	8.65%
Earnings Yield	15.17%
FCF Yield	n/a

Dividend Details

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a