Pepper Money Limited (ASX:PPM)
Australia flag Australia · Delayed Price · Currency is AUD
2.250
+0.090 (4.17%)
Sep 4, 2025, 4:10 PM AEST

Pepper Money Statistics

Total Valuation

Pepper Money has a market cap or net worth of AUD 958.18 million.

Market Cap958.18M
Enterprise Value n/a

Important Dates

The last earnings date was Thursday, August 28, 2025.

Earnings Date Aug 28, 2025
Ex-Dividend Date Sep 11, 2025

Share Statistics

Pepper Money has 443.60 million shares outstanding. The number of shares has increased by 0.34% in one year.

Current Share Class 443.60M
Shares Outstanding 443.60M
Shares Change (YoY) +0.34%
Shares Change (QoQ) +0.28%
Owned by Insiders (%) 4.54%
Owned by Institutions (%) 20.50%
Float 155.77M

Valuation Ratios

The trailing PE ratio is 10.00 and the forward PE ratio is 9.44.

PE Ratio 10.00
Forward PE 9.44
PS Ratio 2.47
PB Ratio 1.23
P/TBV Ratio 1.47
P/FCF Ratio n/a
P/OCF Ratio 0.70
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 225.06, with a Debt / Equity ratio of 20.93.

Current Ratio 225.06
Quick Ratio 225.06
Debt / Equity 20.93
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 12.11%.

Return on Equity (ROE) 12.11%
Return on Assets (ROA) 0.56%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 512,137
Profits Per Employee 130,739
Employee Count 758
Asset Turnover 0.02
Inventory Turnover n/a

Taxes

In the past 12 months, Pepper Money has paid 42.70 million in taxes.

Income Tax 42.70M
Effective Tax Rate 30.11%

Stock Price Statistics

The stock price has increased by +63.50% in the last 52 weeks. The beta is 1.08, so Pepper Money's price volatility has been similar to the market average.

Beta (5Y) 1.08
52-Week Price Change +63.50%
50-Day Moving Average 1.95
200-Day Moving Average 1.60
Relative Strength Index (RSI) 70.52
Average Volume (20 Days) 293,490

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, Pepper Money had revenue of AUD 388.20 million and earned 99.10 million in profits. Earnings per share was 0.22.

Revenue388.20M
Gross Profit 361.70M
Operating Income 153.90M
Pretax Income 141.80M
Net Income 99.10M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 0.22
Full Income Statement

Balance Sheet

The company has 1.02 billion in cash and 16.26 billion in debt, giving a net cash position of -15.24 billion or -34.36 per share.

Cash & Cash Equivalents 1.02B
Total Debt 16.26B
Net Cash -15.24B
Net Cash Per Share -34.36
Equity (Book Value) 777.00M
Book Value Per Share 1.75
Working Capital 16.85B
Full Balance Sheet

Cash Flow

Operating Cash Flow 1.37B
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 93.17%, with operating and profit margins of 39.64% and 25.53%.

Gross Margin 93.17%
Operating Margin 39.64%
Pretax Margin 36.53%
Profit Margin 25.53%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.13, which amounts to a dividend yield of 5.93%.

Dividend Per Share 0.13
Dividend Yield 5.93%
Dividend Growth (YoY) 160.00%
Years of Dividend Growth 1
Payout Ratio 54.09%
Buyback Yield -0.34%
Shareholder Yield 5.51%
Earnings Yield 10.34%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 6