Pepper Money Statistics

Total Valuation

Pepper Money has a market cap or net worth of AUD 618.16 million.

Market Cap	618.16M
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, November 28, 2024.

Earnings Date	Nov 28, 2024
Ex-Dividend Date	Sep 11, 2024

Share Statistics

Pepper Money has 439.97 million shares outstanding. The number of shares has increased by 2.35% in one year.

Current Share Class	n/a
Shares Outstanding	439.97M
Shares Change (YoY)	+2.35%
Shares Change (QoQ)	-0.30%
Owned by Insiders (%)	4.22%
Owned by Institutions (%)	21.24%
Float	154.65M

Valuation Ratios

The trailing PE ratio is 6.29 and the forward PE ratio is 6.68.

PE Ratio	6.29
Forward PE	6.68
PS Ratio	1.57
PB Ratio	0.72
P/TBV Ratio	0.86
P/FCF Ratio	0.50
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1,017.98, with a Debt / Equity ratio of 20.38.

Current Ratio	1,017.98
Quick Ratio	1,017.98
Debt / Equity	20.38
Debt / EBITDA	n/a
Debt / FCF	14.24
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.84%.

Return on Equity (ROE)	11.84%
Return on Assets (ROA)	0.54%
Return on Capital (ROIC)	n/a
Revenue Per Employee	520,844
Profits Per Employee	137,731
Employee Count	758
Asset Turnover	0.02
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +13.31% in the last 52 weeks. The beta is 1.18, so Pepper Money's price volatility has been higher than the market average.

Beta (5Y)	1.18
52-Week Price Change	+13.31%
50-Day Moving Average	1.40
200-Day Moving Average	1.43
Relative Strength Index (RSI)	53.41
Average Volume (20 Days)	196,346

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Pepper Money had revenue of AUD 394.80 million and earned 104.40 million in profits. Earnings per share was 0.22.

Revenue	394.80M
Gross Profit	357.50M
Operating Income	147.20M
Pretax Income	144.00M
Net Income	104.40M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.22

Full Income Statement

Balance Sheet

The company has 1.19 billion in cash and 17.51 billion in debt, giving a net cash position of -16.33 billion or -37.11 per share.

Cash & Cash Equivalents	1.19B
Total Debt	17.51B
Net Cash	-16.33B
Net Cash Per Share	-37.11
Equity (Book Value)	859.40M
Book Value Per Share	1.95
Working Capital	18.31B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 1.23 billion and capital expenditures -900,000, giving a free cash flow of 1.23 billion.

Operating Cash Flow	1.23B
Capital Expenditures	-900,000
Free Cash Flow	1.23B
FCF Per Share	2.80

Full Cash Flow Statement

Margins

Gross margin is 90.55%, with operating and profit margins of 37.28% and 26.44%.

Gross Margin	90.55%
Operating Margin	37.28%
Pretax Margin	36.47%
Profit Margin	26.44%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	311.55%

Dividends & Yields

This stock pays an annual dividend of 0.09, which amounts to a dividend yield of 6.05%.

Dividend Per Share	0.09
Dividend Yield	6.05%
Dividend Growth (YoY)	16.28%
Years of Dividend Growth	n/a
Payout Ratio	35.92%
Buyback Yield	-2.35%
Shareholder Yield	3.70%
Earnings Yield	15.90%
FCF Yield	198.98%

Dividend Details

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a