QBE Insurance Group Limited (ASX:QBE)
Australia · Delayed Price · Currency is AUD 22.40
+0.62 (2.85%)
Aug 21, 2026, 4:15 PM AEST
QBE Insurance Group Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 2,168 | 2,157 | 1,779 | 1,355 | 587 | 750 |
Depreciation & Amortization | 84 | 88 | 91 | 103 | 107 | 115 |
Other Amortization | 93 | 93 | 81 | 65 | 64 | 51 |
Gain (Loss) on Sale of Assets | -18 | -18 | -2 | -2 | -38 | - |
Gain (Loss) on Sale of Investments | -616 | -616 | -412 | -631 | 1,295 | 409 |
Stock-Based Compensation | 64 | 64 | 59 | 42 | 39 | 32 |
Change in Accounts Receivable | - | - | - | - | - | -1,920 |
Reinsurance Recoverable | 905 | 905 | -1,548 | -818 | 29 | - |
Change in Accounts Payable | - | - | - | - | - | 1,755 |
Change in Unearned Revenue | - | - | - | - | - | 1,422 |
Change in Deferred Taxes | 282 | 282 | 155 | 335 | 7 | 68 |
Change in Insurance Reserves / Liabilities | 1,336 | 1,336 | 2,361 | 1,087 | 620 | 753 |
Change in Other Net Operating Assets | -71 | -71 | -41 | -78 | 117 | -227 |
Other Operating Activities | -727 | -16 | 32 | 18 | -12 | 11 |
Operating Cash Flow | 3,519 | 4,223 | 2,575 | 1,503 | 2,833 | 2,754 |
Operating Cash Flow Growth | 12.83% | 64.00% | 71.32% | -46.95% | 2.87% | 123.18% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -37 | -22 | -27 | -23 | -33 | -29 |
Sale of Property, Plant & Equipment | 9 | 9 | - | - | - | - |
Purchase / Sale of Intangible Assets | -122 | -113 | -125 | -145 | -132 | -91 |
Investment in Securities | -2,126 | -2,701 | -1,218 | -246 | -2,017 | -2,635 |
Other Investing Activities | 30 | -46 | -109 | -23 | -186 | -20 |
Investing Cash Flow | -2,241 | -2,868 | -1,476 | -428 | -2,007 | -2,771 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 1,182 | 687 | 405 | - | 550 |
Total Debt Repaid | -883 | -355 | -757 | -461 | -474 | -287 |
Net Debt Issued (Repaid) | 344 | 827 | -70 | -56 | -474 | 263 |
Repurchases of Common Stock | -378 | -1,096 | -1 | -1 | -1 | - |
Common Dividends Paid | -1,101 | -807 | -674 | -441 | -347 | -162 |
Other Financing Activities | - | - | - | - | 32 | - |
Financing Cash Flow | -1,135 | -1,076 | -745 | -498 | -790 | 101 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | 58 | -48 | -82 | -44 | -22 | -31 |
Net Cash Flow | 201 | 231 | 272 | 533 | 14 | 53 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 3,482 | 4,201 | 2,548 | 1,480 | 2,800 | 2,725 |
Free Cash Flow Growth | 12.54% | 64.87% | 72.16% | -47.14% | 2.75% | 128.22% |
Free Cash Flow Margin | 17.90% | 22.45% | 13.96% | 6.83% | 14.55% | 20.14% |
Free Cash Flow Per Share | 2.29 | 2.76 | 1.68 | 0.99 | 1.88 | 1.84 |
Levered Free Cash Flow | 3,445 | 3,673 | 2,177 | -830.88 | -18,206 | 538.63 |
Unlevered Free Cash Flow | 3,573 | 3,787 | 2,279 | -725.25 | -18,103 | 649.25 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 271 | 240 | 232 | 240 | 246 | 238 |
Cash Income Tax Paid | 449 | 399 | 341 | 138 | 74 | 88 |
Change in Working Capital | 2,452 | 2,452 | 927 | 526 | 773 | 1,377 |