QBE Insurance Group Limited (ASX:QBE)
Australia flag Australia · Delayed Price · Currency is AUD
24.73
-0.63 (-2.48%)
Jul 31, 2026, 4:10 PM AEST

QBE Insurance Group Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
18,71118,71118,24521,67819,24213,530
Revenue Growth
-19.25%2.55%-15.84%12.66%42.22%13.37%
Operating Income
3,1003,1002,6202,0941,0071,098
Net Income
2,1322,1321,7291,305537700
Earnings Per Share
1.401.401.140.870.360.47
EPS Growth
9.23%22.59%31.26%141.67%-23.73%-

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate & Other
77771912617
International
11,16711,1679,8168,9346,0795,556
North America
8,1888,1887,5358,0347,0404,025
Australia Pacific
5,7095,7095,9555,7374,9603,932
Total
25,14125,14123,32522,71718,08513,530

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,5891,5891,3491,093636620
Total Debt
3,9303,9302,8953,0873,0453,622
Net Cash (Debt)
-2,341-2,341-1,546-1,994-2,409-3,002
Net Cash Growth
------
Net Cash Per Share
-1.54-1.54-1.02-1.33-1.61-2.03

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
4,2234,2232,5751,5032,8332,754
Capital Expenditures
-22-22-27-23-33-29
Free Cash Flow
4,2014,2012,5481,4802,8002,725
Free Cash Flow Growth
35.78%64.87%72.16%-47.14%2.75%128.22%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
16.57%16.57%14.36%9.66%5.23%8.12%
Pretax Margin
15.20%15.20%12.56%8.47%3.51%6.75%
Profit Margin
11.39%11.39%9.48%6.02%2.79%5.17%
FCF Margin
22.45%22.45%13.96%6.83%14.55%20.14%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.0900.7270.5380.4230.2650.218
Dividend Per Share Growth
25.29%35.04%27.39%59.44%21.52%606.87%
Dividend Yield
4.41%5.69%4.91%4.74%3.39%3.16%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.789.3610.3511.5625.2417.41
Forward PE
12.5110.3810.958.9610.1711.99
P/FCF Ratio
5.864.757.0210.194.844.47
PS Ratio
1.321.070.980.700.700.90