QBE Insurance Group Limited (ASX:QBE)
Australia flag Australia · Delayed Price · Currency is AUD
22.40
+0.62 (2.85%)
Aug 21, 2026, 4:15 PM AEST

QBE Insurance Group Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
19,44718,71118,24521,67819,24213,530
Revenue Growth
3.93%2.55%-15.84%12.66%42.22%13.37%
Operating Income
3,1893,1002,6202,0941,0071,098
Net Income
2,1682,1321,7291,305537700
Earnings Per Share
1.431.401.140.870.360.47
EPS Growth
1.99%22.59%31.26%141.67%-23.73%-

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Australia Pacific
5,7815,7095,9555,7374,9603,932
North America
8,3208,1887,5358,0347,0404,025
International
12,24311,1679,8168,9346,0795,556
Corporate & Other
77771912617
Total
26,42125,14123,32522,71718,08513,530

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
2,3251,5891,3491,093636620
Total Debt
4,3883,9302,8953,0873,0453,622
Net Cash (Debt)
-2,063-2,341-1,546-1,994-2,409-3,002
Net Cash Growth
------
Net Cash Per Share
-1.36-1.54-1.02-1.33-1.61-2.03

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
3,5194,2232,5751,5032,8332,754
Capital Expenditures
-37-22-27-23-33-29
Free Cash Flow
3,4824,2012,5481,4802,8002,725
Free Cash Flow Growth
-17.11%64.87%72.16%-47.14%2.75%128.22%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
16.40%16.57%14.36%9.66%5.23%8.12%
Pretax Margin
14.87%15.20%12.56%8.47%3.51%6.75%
Profit Margin
11.15%11.39%9.48%6.02%2.79%5.17%
FCF Margin
17.90%22.45%13.96%6.83%14.55%20.14%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.0900.7270.5380.4230.2650.218
Dividend Per Share Growth
18.09%35.04%27.39%59.44%21.52%606.87%
Dividend Yield
4.87%5.69%4.91%4.74%3.39%3.16%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.859.3610.3511.5625.2417.41
Forward PE
11.4210.3810.958.9610.1711.99
P/FCF Ratio
6.644.757.0210.194.844.47
PS Ratio
1.191.070.980.700.700.90