QBE Insurance Group Limited (ASX:QBE)
24.73
-0.63 (-2.48%)
Jul 31, 2026, 4:10 PM AEST
QBE Insurance Group Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 18,711 | 18,711 | 18,245 | 21,678 | 19,242 | 13,530 |
Revenue Growth | -19.25% | 2.55% | -15.84% | 12.66% | 42.22% | 13.37% |
Operating Income Operating Income Growth | 3,100 | 3,100 | 2,620 | 2,094 | 1,007 | 1,098 |
Net Income Net Income Growth | 2,132 | 2,132 | 1,729 | 1,305 | 537 | 700 |
Earnings Per Share EPS Growth | 1.40 | 1.40 | 1.14 | 0.87 | 0.36 | 0.47 |
EPS Growth | 9.23% | 22.59% | 31.26% | 141.67% | -23.73% | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Corporate & Other Corporate & Other Growth | 77 | 77 | 19 | 12 | 6 | 17 |
International International Growth | 11,167 | 11,167 | 9,816 | 8,934 | 6,079 | 5,556 |
North America North America Growth | 8,188 | 8,188 | 7,535 | 8,034 | 7,040 | 4,025 |
Australia Pacific Australia Pacific Growth | 5,709 | 5,709 | 5,955 | 5,737 | 4,960 | 3,932 |
Total Total Growth | 25,141 | 25,141 | 23,325 | 22,717 | 18,085 | 13,530 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 1,589 | 1,589 | 1,349 | 1,093 | 636 | 620 |
Total Debt Total Debt Growth | 3,930 | 3,930 | 2,895 | 3,087 | 3,045 | 3,622 |
Net Cash (Debt) Net Cash Growth | -2,341 | -2,341 | -1,546 | -1,994 | -2,409 | -3,002 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -1.54 | -1.54 | -1.02 | -1.33 | -1.61 | -2.03 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 4,223 | 4,223 | 2,575 | 1,503 | 2,833 | 2,754 |
Capital Expenditures CapEx Growth | -22 | -22 | -27 | -23 | -33 | -29 |
Free Cash Flow Free Cash Flow Growth | 4,201 | 4,201 | 2,548 | 1,480 | 2,800 | 2,725 |
Free Cash Flow Growth | 35.78% | 64.87% | 72.16% | -47.14% | 2.75% | 128.22% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 16.57% | 16.57% | 14.36% | 9.66% | 5.23% | 8.12% |
Pretax Margin | 15.20% | 15.20% | 12.56% | 8.47% | 3.51% | 6.75% |
Profit Margin | 11.39% | 11.39% | 9.48% | 6.02% | 2.79% | 5.17% |
FCF Margin | 22.45% | 22.45% | 13.96% | 6.83% | 14.55% | 20.14% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.090 | 0.727 | 0.538 | 0.423 | 0.265 | 0.218 |
Dividend Per Share Growth | 25.29% | 35.04% | 27.39% | 59.44% | 21.52% | 606.87% |
Dividend Yield | 4.41% | 5.69% | 4.91% | 4.74% | 3.39% | 3.16% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 11.78 | 9.36 | 10.35 | 11.56 | 25.24 | 17.41 |
Forward PE | 12.51 | 10.38 | 10.95 | 8.96 | 10.17 | 11.99 |
P/FCF Ratio | 5.86 | 4.75 | 7.02 | 10.19 | 4.84 | 4.47 |
PS Ratio | 1.32 | 1.07 | 0.98 | 0.70 | 0.70 | 0.90 |