QBE Insurance Group Limited (ASX:QBE)
24.73
-0.63 (-2.48%)
Jul 31, 2026, 4:10 PM AEST
QBE Insurance Group Ratios and Metrics
Market cap in millions AUD. Fiscal year is January - December.
Millions AUD. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 36,922 | 29,926 | 28,904 | 22,125 | 19,940 | 16,758 | |
Market Cap Growth | 5.90% | 3.54% | 30.64% | 10.96% | 18.98% | 33.57% |
Enterprise Value | 40,435 | 32,677 | 31,309 | 25,878 | 23,243 | 19,922 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 11.78 | 9.36 | 10.35 | 11.56 | 25.24 | 17.41 |
PS Ratio | 1.32 | 1.07 | 0.98 | 0.70 | 0.70 | 0.90 |
PB Ratio | 2.11 | 1.71 | 1.67 | 1.50 | 1.53 | 1.37 |
P/FCF Ratio | 5.86 | 4.75 | 7.02 | 10.19 | 4.84 | 4.47 |
P/OCF Ratio | 5.83 | 4.73 | 6.95 | 10.03 | 4.78 | 4.43 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 1.44 | 1.17 | 1.06 | 0.81 | 0.82 | 1.07 |
EV/EBITDA Ratio | 8.47 | 6.96 | 7.30 | 8.25 | 15.00 | 12.56 |
EV/EBIT Ratio | 8.71 | 7.03 | 7.40 | 8.42 | 15.69 | 13.19 |
EV/FCF Ratio | 6.42 | 5.19 | 7.60 | 11.92 | 5.64 | 5.32 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 0.34 | 0.34 | 0.27 | 0.31 | 0.34 | 0.41 |
Debt / EBITDA Ratio | 1.23 | 1.23 | 1.07 | 1.41 | 2.73 | 2.99 |
Debt / FCF Ratio | 0.94 | 0.94 | 1.14 | 2.09 | 1.09 | 1.33 |
Net Debt / Equity Ratio | 0.20 | 0.20 | 0.14 | 0.20 | 0.27 | 0.34 |
Net Debt / EBITDA Ratio | 0.75 | 0.75 | 0.58 | 0.93 | 2.29 | 2.60 |
Net Debt / FCF Ratio | 0.56 | 0.56 | 0.61 | 1.35 | 0.86 | 1.10 |
Quick Ratio | 3.10 | 3.10 | 5.03 | 4.42 | 5.30 | 0.47 |
Current Ratio | 8.48 | 8.48 | 14.47 | 10.22 | 13.03 | 0.73 |
Asset Turnover | 0.41 | 0.41 | 0.43 | 0.53 | 0.44 | 0.28 |
Return on Equity (ROE) | 19.33% | 19.33% | 17.21% | 14.44% | 6.71% | 8.71% |
Return on Assets (ROA) | 4.20% | 4.20% | 3.81% | 3.22% | 1.42% | 1.43% |
Return on Invested Capital (ROIC) | 15.12% | 16.14% | 15.28% | 12.43% | 7.26% | 7.47% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 8.66% | 10.81% | 9.95% | 8.98% | 4.33% | 6.16% |
FCF Yield | 17.06% | 21.05% | 14.24% | 9.81% | 20.66% | 22.36% |
Dividend Yield | 4.41% | 5.69% | 4.91% | 4.74% | 3.39% | 3.16% |
Payout Ratio | 37.41% | 37.41% | 37.89% | 32.55% | 59.11% | 21.60% |
Buyback Yield / Dilution | -0.59% | -0.59% | -0.93% | -0.47% | -0.74% | -4.29% |
Total Shareholder Return | 3.81% | 5.09% | 3.98% | 4.27% | 2.64% | -1.13% |