QBE Insurance Group Limited (ASX:QBE)

QBE Insurance Group Statistics

Total Valuation

ASX:QBE has a market cap or net worth of AUD 32.69 billion. The enterprise value is 35.44 billion.

Market Cap	32.69B
Enterprise Value	35.44B

Important Dates

The last earnings date was Friday, August 8, 2025.

Earnings Date	Aug 8, 2025
Ex-Dividend Date	Aug 19, 2025

Share Statistics

ASX:QBE has 1.51 billion shares outstanding. The number of shares has increased by 1.03% in one year.

Current Share Class	1.51B
Shares Outstanding	1.51B
Shares Change (YoY)	+1.03%
Shares Change (QoQ)	+0.26%
Owned by Insiders (%)	0.08%
Owned by Institutions (%)	51.05%
Float	1.51B

Valuation Ratios

The trailing PE ratio is 11.07 and the forward PE ratio is 11.30.

PE Ratio	11.07
Forward PE	11.30
PS Ratio	0.92
PB Ratio	1.97
P/TBV Ratio	2.43
P/FCF Ratio	6.93
P/OCF Ratio	6.87
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.00, with an EV/FCF ratio of 7.51.

EV / Earnings	11.92
EV / Sales	1.00
EV / EBITDA	8.00
EV / EBIT	8.27
EV / FCF	7.51

Financial Position

The company has a current ratio of 55.63, with a Debt / Equity ratio of 0.36.

Current Ratio	55.63
Quick Ratio	23.65
Debt / Equity	0.36
Debt / EBITDA	1.35
Debt / FCF	1.27
Interest Coverage	17.17

Financial Efficiency

Return on equity (ROE) is 19.04% and return on invested capital (ROIC) is 12.55%.

Return on Equity (ROE)	19.04%
Return on Assets (ROA)	3.91%
Return on Invested Capital (ROIC)	12.55%
Return on Capital Employed (ROCE)	5.99%
Revenue Per Employee	2.66M
Profits Per Employee	223,940
Employee Count	13,275
Asset Turnover	0.52
Inventory Turnover	n/a

Taxes

In the past 12 months, ASX:QBE has paid 864.85 million in taxes.

Income Tax	864.85M
Effective Tax Rate	22.03%

Stock Price Statistics

The stock price has increased by +37.03% in the last 52 weeks. The beta is 0.42, so ASX:QBE's price volatility has been lower than the market average.

Beta (5Y)	0.42
52-Week Price Change	+37.03%
50-Day Moving Average	22.45
200-Day Moving Average	21.37
Relative Strength Index (RSI)	46.92
Average Volume (20 Days)	4,826,606

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASX:QBE had revenue of AUD 35.34 billion and earned 2.97 billion in profits. Earnings per share was 1.95.

Revenue	35.34B
Gross Profit	4.74B
Operating Income	4.30B
Pretax Income	3.93B
Net Income	2.97B
EBITDA	4.36B
EBIT	4.30B
Earnings Per Share (EPS)	1.95

Balance Sheet

The company has 9.63 billion in cash and 5.99 billion in debt, giving a net cash position of -2.75 billion or -1.82 per share.

Cash & Cash Equivalents	9.63B
Total Debt	5.99B
Net Cash	-2.75B
Net Cash Per Share	-1.82
Equity (Book Value)	16.62B
Book Value Per Share	11.01
Working Capital	24.91B

Cash Flow

In the last 12 months, operating cash flow was 4.76 billion and capital expenditures -38.13 million, giving a free cash flow of 4.72 billion.

Operating Cash Flow	4.76B
Capital Expenditures	-38.13M
Free Cash Flow	4.72B
FCF Per Share	3.13

Margins

Gross margin is 13.40%, with operating and profit margins of 12.15% and 8.63%.

Gross Margin	13.40%
Operating Margin	12.15%
Pretax Margin	11.11%
Profit Margin	8.63%
EBITDA Margin	12.33%
EBIT Margin	12.15%
FCF Margin	13.35%

Dividends & Yields

This stock pays an annual dividend of 0.87, which amounts to a dividend yield of 4.02%.

Dividend Per Share	0.87
Dividend Yield	4.02%
Dividend Growth (YoY)	30.56%
Years of Dividend Growth	3
Payout Ratio	42.57%
Buyback Yield	-1.03%
Shareholder Yield	3.05%
Earnings Yield	9.09%
FCF Yield	14.44%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 29, 1997. It was a forward split with a ratio of 1.25.

Last Split Date	Oct 29, 1997
Split Type	Forward
Split Ratio	1.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	4