QBE Insurance Group Limited (ASX: QBE)

QBE Insurance Group Statistics

Total Valuation

QBE Insurance Group has a market cap or net worth of AUD 29.78 billion. The enterprise value is 32.18 billion.

Market Cap	29.78B
Enterprise Value	32.18B

Important Dates

The next estimated earnings date is Tuesday, November 26, 2024.

Earnings Date	Nov 26, 2024
Ex-Dividend Date	Aug 16, 2024

Share Statistics

QBE Insurance Group has 1.51 billion shares outstanding. The number of shares has increased by 0.53% in one year.

Current Share Class	n/a
Shares Outstanding	1.51B
Shares Change (YoY)	+0.53%
Shares Change (QoQ)	+0.47%
Owned by Insiders (%)	0.08%
Owned by Institutions (%)	48.04%
Float	1.50B

Valuation Ratios

The trailing PE ratio is 11.64 and the forward PE ratio is 11.84. QBE Insurance Group's PEG ratio is 1.14.

PE Ratio	11.64
Forward PE	11.84
PS Ratio	0.89
PB Ratio	1.95
P/TBV Ratio	n/a
P/FCF Ratio	5.51
P/OCF Ratio	n/a
PEG Ratio	1.14

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.80, with an EV/FCF ratio of 5.95.

EV / Earnings	12.58
EV / Sales	0.96
EV / EBITDA	7.80
EV / EBIT	8.13
EV / FCF	5.95

Financial Position

The company has a current ratio of 55.91, with a Debt / Equity ratio of 0.30.

Current Ratio	55.91
Quick Ratio	23.94
Debt / Equity	0.30
Debt / EBITDA	1.11
Debt / FCF	0.85
Interest Coverage	15.93

Financial Efficiency

Return on equity (ROE) is 18.41% and return on invested capital (ROIC) is 12.97%.

Return on Equity (ROE)	18.41%
Return on Assets (ROA)	3.97%
Return on Capital (ROIC)	12.97%
Revenue Per Employee	2.48M
Profits Per Employee	189,810
Employee Count	13,479
Asset Turnover	0.54
Inventory Turnover	n/a

Taxes

In the past 12 months, QBE Insurance Group has paid 707.66 million in taxes.

Income Tax	707.66M
Effective Tax Rate	26.60%

Stock Price Statistics

The stock price has increased by +32.93% in the last 52 weeks. The beta is 0.69, so QBE Insurance Group's price volatility has been lower than the market average.

Beta (5Y)	0.69
52-Week Price Change	+32.93%
50-Day Moving Average	17.45
200-Day Moving Average	17.28
Relative Strength Index (RSI)	77.19
Average Volume (20 Days)	3,852,429

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, QBE Insurance Group had revenue of AUD 33.40 billion and earned 2.56 billion in profits. Earnings per share was 1.70.

Revenue	33.40B
Gross Profit	4.35B
Operating Income	3.96B
Pretax Income	3.45B
Net Income	2.56B
EBITDA	4.04B
EBIT	3.96B
Earnings Per Share (EPS)	1.70

Balance Sheet

The company has 8.72 billion in cash and 4.57 billion in debt, giving a net cash position of -2.40 billion or -1.60 per share.

Cash & Cash Equivalents	8.72B
Total Debt	4.57B
Net Cash	-2.40B
Net Cash Per Share	-1.60
Equity (Book Value)	15.26B
Book Value Per Share	10.16
Working Capital	21.89B

Cash Flow

In the last 12 months, operating cash flow was 5.44 billion and capital expenditures -31.47 million, giving a free cash flow of 5.41 billion.

Operating Cash Flow	5.44B
Capital Expenditures	-31.47M
Free Cash Flow	5.41B
FCF Per Share	3.59

Margins

Gross margin is 13.03%, with operating and profit margins of 11.87% and 7.88%.

Gross Margin	13.03%
Operating Margin	11.87%
Pretax Margin	10.34%
Profit Margin	7.88%
EBITDA Margin	12.11%
EBIT Margin	11.87%
FCF Margin	16.18%

Dividends & Yields

This stock pays an annual dividend of 0.72, which amounts to a dividend yield of 3.64%.

Dividend Per Share	0.72
Dividend Yield	3.64%
Dividend Growth (YoY)	63.64%
Years of Dividend Growth	2
Payout Ratio	35.52%
Buyback Yield	-0.53%
Shareholder Yield	3.11%
Earnings Yield	n/a
FCF Yield	n/a

Stock Splits

The last stock split was on October 29, 1997. It was a forward split with a ratio of 1.25.

Last Split Date	Oct 29, 1997
Split Type	Forward
Split Ratio	1.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	6