Westpac Banking Corporation (ASX:WBC)
Australia flag Australia · Delayed Price · Currency is AUD
38.15
+0.21 (0.55%)
Jul 30, 2026, 4:12 PM AEST

Westpac Banking Financials Overview

Millions AUD. Fiscal year is Oct - Sep.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Revenue
22,26721,96021,05120,99719,27121,812
Revenue Growth
4.22%4.32%0.26%8.96%-11.65%28.27%
Net Income
7,0076,9106,9837,1905,6945,458
Earnings Per Share
2.031.991.921.951.521.38
EPS Growth
3.49%4.03%-1.80%28.08%10.57%116.38%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingMar '26 Sep '25 Sep '24 Sep '23
Consumer Net Operating Income
8,4598,4248,1608,701
Business and Wealth Net Operating Income
6,3246,1106,1365,748
Westpac Institutional Bank Net Operating Income
3,9333,8083,5053,293
Westpac New Zealand Bank Net Operating Income
2,7962,8142,6452,557
Group Businesses Net Operating Income
1,2431,3081,3171,346

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Cash & Investments
132,743111,855138,230152,716168,171108,217
Total Debt
258,104246,668256,989239,455256,947211,804
Net Cash (Debt)
-125,361-134,813-118,759-86,739-88,776-103,587
Net Cash Growth
------
Net Cash Per Share
-34.44-36.53-30.49-22.29-22.83-25.15

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Operating Cash Flow
-72,695-42,364-55,010-35,488-18,10016,673
Capital Expenditures
-344-371-235-238-166-234
Free Cash Flow
-73,039-42,735-55,245-35,726-18,26616,439
Free Cash Flow Growth
------44.28%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Profit Margin
31.47%31.47%33.17%34.24%29.55%25.02%
FCF Margin
-328.01%-194.60%-262.43%-170.15%-94.78%75.37%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Dividend Per Share
1.5401.5301.5101.4201.2501.180
Dividend Per Share Growth
1.32%1.32%6.34%13.60%5.93%280.64%
Dividend Yield
4.06%4.08%5.19%7.83%7.50%5.92%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
PE Ratio
18.7919.2615.6010.3112.6717.45
Forward PE
17.9618.6616.1611.0111.9114.64
P/FCF Ratio
-----5.80
PS Ratio
5.856.065.173.533.744.37