Westpac Banking Corporation (ASX:WBC)

Westpac Banking Balance Sheet

Financials in millions AUD. Fiscal year is October - September.

Assets

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022
Cash & Equivalents	45,657	50,158	65,356	102,223	104,954
Investment Securities	159,137	158,570	122,460	88,882	88,039
Trading Asset Securities	45,718	33,393	54,884	38,439	54,229
Total Investments	204,855	191,963	177,344	127,321	142,268
Gross Loans	901,366	856,681	811,509	777,784	744,076
Allowance for Loan Losses	-4,663	-4,509	-4,568	-4,433	-4,206
Net Loans	896,703	852,172	806,941	773,351	739,870
Property, Plant & Equipment	2,190	2,266	2,251	2,245	2,429
Goodwill	7,376	7,413	7,433	7,419	7,393
Other Intangible Assets	2,773	3,052	3,313	3,467	2,934
Accrued Interest Receivable	2,318	1,921	2,223	1,996	1,266
Other Receivables	846	851	632	627	1,004
Restricted Cash	302	272	311	299	303
Other Current Assets	7,649	4,590	6,269	4,535	6,291
Long-Term Deferred Tax Assets	3,155	2,058	2,147	2,095	1,754
Other Long-Term Assets	7,355	8,640	3,324	4,196	3,732
Total Assets	1,181,179	1,125,356	1,077,544	1,029,774	1,014,198

Liabilities

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022
Accounts Payable	2,100	2,363	2,375	2,191	1,045
Accrued Expenses	1,030	930	899	933	922
Interest Bearing Deposits	644,462	617,768	580,304	554,942	550,645
Non-Interest Bearing Deposits	163,874	152,689	140,185	133,226	108,484
Total Deposits	808,336	770,457	720,489	688,168	659,129
Short-Term Borrowings	96,054	69,959	82,150	78,991	111,157
Current Portion of Long-Term Debt	29,354	35,532	31,412	27,339	21,737
Current Income Taxes Payable	72	137	569	780	219
Accrued Interest Payable	4,570	4,235	4,940	4,138	1,738
Other Current Liabilities	12,573	15,845	10,226	11,330	12,357
Long-Term Debt	142,424	141,177	143,427	133,125	124,053
Pension & Post-Retirement Benefits	3	4	9	7	15
Other Long-Term Liabilities	13,373	11,624	8,996	10,233	11,317
Total Liabilities	1,109,889	1,052,263	1,005,492	957,235	943,689

Shareholders' Equity

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022
Common Stock	37,261	37,263	37,958	39,826	39,666
Retained Earnings	36,141	34,468	32,773	31,436	29,063
Treasury Stock	-1,023	-845	-758	-702	-655
Comprehensive Income & Other	-1,390	1,880	1,732	1,935	2,378
Total Common Equity	70,989	72,766	71,705	72,495	70,452
Minority Interest	301	327	347	44	57
Shareholders' Equity	71,290	73,093	72,052	72,539	70,509
Total Liabilities & Equity	1,181,179	1,125,356	1,077,544	1,029,774	1,014,198

Additional Metrics

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022
Total Debt	267,832	246,668	256,989	239,455	256,947
Net Cash (Debt)	-144,047	-134,813	-118,759	-86,739	-88,776
Net Cash Growth	-	-	-	-	-
Net Cash Per Share	-41.04	-36.53	-30.49	-22.29	-22.83
Filing Date Shares Outstanding	3,414	3,415	3,435	3,504	3,496
Total Common Shares Outstanding	3,414	3,415	3,435	3,504	3,496
Book Value Per Share	20.80	21.31	20.87	20.69	20.15
Tangible Book Value	60,840	62,301	60,959	61,609	60,125
Tangible Book Value Per Share	17.82	18.25	17.75	17.58	17.20

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 8, 2026

Data Sources Report a data error