Westpac Banking Cash Flow Statement

Financials in millions AUD. Fiscal year is October - September.

Millions AUD. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Net Income	7,013	6,916	6,990	7,195	5,694	5,458
Depreciation & Amortization	554	543	614	1,237	687	923
Other Amortization	1,037	995	889	-	545	755
Gain (Loss) on Sale of Investments	2,185	-498	1,615	280	-	-
Total Asset Writedown	23	23	19	-	349	1,376
Provision for Credit Losses	867	671	727	839	524	-348
Change in Trading Asset Securities	-9,306	-457	-19,830	-442	-1,299	16,896
Change in Other Net Operating Assets	-73,387	-48,772	-44,964	-45,635	-26,530	-6,533
Other Operating Activities	-1,681	-1,785	-1,070	1,038	1,930	-1,854
Operating Cash Flow	-72,695	-42,364	-55,010	-35,488	-18,100	16,673
Operating Cash Flow Growth	-	-	-	-	-	-43.94%
Capital Expenditures	-344	-371	-235	-238	-166	-234
Sale of Property, Plant and Equipment	23	33	46	72	25	62
Cash Acquisitions	-	-	-30	-	-14	-
Investment in Securities	-10,110	-12,464	-25,166	2,726	1,946	5,263
Divestitures	-	-	-	293	2,115	1,272
Purchase / Sale of Intangibles	-741	-776	-782	-1,141	-1,099	-740
Other Investing Activities	-54	1,418	-	-	-	-
Investing Cash Flow	-11,226	-12,160	-26,167	1,712	2,807	5,623
Long-Term Debt Issued	-	73,892	86,571	74,427	79,836	54,427
Long-Term Debt Repaid	-	-80,522	-69,473	-64,168	-58,670	-67,327
Net Debt Issued (Repaid)	22,244	-6,630	17,098	10,259	21,166	-12,900
Issuance of Common Stock	-	-	-	-	-	719
Repurchase of Common Stock	-259	-782	-1,924	-79	-3,585	-71
Common Dividends Paid	-5,235	-5,215	-5,131	-4,504	-4,337	-2,846
Net Increase (Decrease) in Deposit Accounts	63,536	51,853	35,243	24,692	35,054	33,737
Other Financing Activities	-16	-21	310	-21	-5	-2
Financing Cash Flow	80,270	39,205	45,075	30,347	48,293	18,637
Foreign Exchange Rate Adjustments	-1,210	82	-753	694	897	298
Net Cash Flow	-4,861	-15,237	-36,855	-2,735	33,904	41,224
Free Cash Flow	-73,039	-42,735	-55,245	-35,726	-18,266	16,439
Free Cash Flow Growth	-	-	-	-	-	-44.28%
Free Cash Flow Margin	-328.01%	-194.60%	-262.43%	-170.15%	-94.78%	75.37%
Free Cash Flow Per Share	-20.07	-11.58	-14.18	-9.18	-4.70	3.99
Cash Interest Paid	33,549	35,638	34,000	22,654	5,091	5,677
Cash Income Tax Paid	3,084	3,532	3,369	2,439	2,343	2,688

Source: S&P Global Market Intelligence. Banks template. Financial Sources.