National Bank of Greece S.A. (ATH:ETE)
Greece · Delayed Price · Currency is EUR 16.33
-0.10 (-0.58%)
Aug 19, 2026, 5:15 PM EET
National Bank of Greece Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 2,589 | 2,606 | 3,052 | 2,785 | 1,521 | 1,361 |
Interest Paid on Deposits | 439 | 470 | 696 | 522 | 152 | 149 |
Net Interest Income | 2,150 | 2,136 | 2,356 | 2,263 | 1,369 | 1,212 |
Net Interest Income Growth | -4.19% | -9.34% | 4.11% | 65.30% | 12.95% | 2.80% |
Income From Trading Activities | 10 | 31 | 32 | 14 | 346 | 180 |
Gain (Loss) on Sale of Assets | - | - | -1 | - | 294 | - |
Gain (Loss) on Sale of Investments | 37 | -10 | -1 | 31 | -28 | - |
Other Non-Interest Income | 513 | 498 | 437 | 434 | 286 | 228 |
Total Non-Interest Income | 670 | 583 | 528 | 528 | 958 | 691 |
Non-Interest Income Growth | 26.65% | 10.42% | 0% | -44.89% | 38.64% | -49.12% |
Revenues Before Loan Losses | 2,820 | 2,719 | 2,884 | 2,791 | 2,327 | 1,903 |
Provision for Loan Losses | 105 | 86 | 180 | 268 | 217 | 72 |
| 2,715 | 2,633 | 2,704 | 2,523 | 2,110 | 1,831 | |
Revenue Growth | 3.47% | -2.63% | 7.17% | 19.57% | 15.24% | 27.86% |
Salaries and Employee Benefits | 549 | 528 | 513 | 480 | 468 | 469 |
Occupancy Expenses | 212 | 207 | 186 | 188 | 172 | 163 |
Selling, General & Administrative | 337 | 308 | 273 | 251 | 193 | 192 |
Other Non-Interest Expense | 63 | 23 | 53 | 85 | 45 | 15 |
Total Non-Interest Expense | 1,160 | 1,066 | 1,023 | 1,004 | 876 | 839 |
EBT Excluding Unusual Items | 1,555 | 1,567 | 1,681 | 1,519 | 1,234 | 992 |
Asset Writedown | -7 | -7 | -4 | -7 | -5 | -6 |
Other Unusual Items | -4 | -4 | -68 | -5 | -7 | -76 |
Pretax Income | 1,480 | 1,548 | 1,517 | 1,479 | 1,155 | 799 |
Income Tax Expense | 361 | 385 | 356 | 370 | 263 | 15 |
Earnings From Continuing Operations | 1,119 | 1,163 | 1,161 | 1,109 | 892 | 784 |
Earnings From Discontinued Operations | - | - | - | - | 230 | 85 |
Minority Interest in Earnings | -3 | -3 | -3 | -3 | -2 | -2 |
Net Income | 1,116 | 1,160 | 1,158 | 1,106 | 1,120 | 867 |
Net Income to Common | 1,116 | 1,160 | 1,158 | 1,106 | 1,120 | 867 |
Net Income Growth | 1.55% | 0.17% | 4.70% | -1.25% | 29.18% | 2527.27% |
Basic Shares Outstanding | 902 | 908 | 912 | 915 | 915 | 915 |
Diluted Shares Outstanding | 902 | 908 | 912 | 915 | 915 | 915 |
Shares Change | -0.69% | -0.41% | -0.26% | -0.01% | 0.01% | 0.01% |
EPS (Basic) | 1.24 | 1.28 | 1.27 | 1.21 | 1.22 | 0.95 |
EPS (Diluted) | 1.24 | 1.28 | 1.27 | 1.21 | 1.22 | 0.95 |
EPS Growth | 2.25% | 0.58% | 4.98% | -1.24% | 29.17% | 2527.19% |
Dividend Per Share | 0.286 | 0.507 | 0.440 | 0.360 | - | - |
Dividend Growth | -56.70% | 15.27% | 22.22% | - | - | - |
Effective Tax Rate | 24.39% | 24.87% | 23.47% | 25.02% | 22.77% | 1.88% |