Al Salam Bank B.S.C. (BAX:SALAM)
Bahrain flag Bahrain · Delayed Price · Currency is BHD
0.2160
-0.0010 (-0.46%)
At close: Nov 12, 2026

Al Salam Bank B.S.C. Financials Overview

Millions BHD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
357.96349.31325.28206.7583.9153.99
Revenue Growth
4.20%7.39%57.33%146.38%55.44%32.02%
Net Income
77.765.835542.2331.5921.37
Earnings Per Share
0.030.020.020.010.010.01
EPS Growth
18.47%18.48%26.73%33.73%52.97%131.81%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Investments
-5.54-0.64-2.171.04-4.55
Takaful
12.4712.4311.894.68-
Banking
254.09250.61191.6196.2141.51
Treasury
88.362.8720.9829.7816.84
Total
349.31325.28222.31131.753.8

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,2461,037920.25711.3383.32397.89
Total Debt
1,3411,194922.08647.36508.71227.11
Net Cash (Debt)
-94.74-157.39-1.8363.94-125.39170.78
Net Cash Growth
------
Net Cash Per Share
-0.03-0.05-0.000.02-0.040.06

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
346.58-42.1867.95-116.2-80.64335.2
Capital Expenditures
-1.2-2.21-2.72-2-17.07-2.82
Free Cash Flow
345.37-44.3965.23-118.2-97.71332.38
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
21.71%18.84%16.91%20.42%37.65%39.58%
FCF Margin
96.48%-12.71%20.05%-57.17%-116.44%615.68%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0070.0070.0050.0060.0040.003
Dividend Per Share Growth
42.60%44.23%-10.35%48.72%30.00%-16.67%
Dividend Yield
3.47%3.67%2.92%3.48%4.92%3.98%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.559.689.7112.277.5010.53
Forward PE
8.218.959.919.205.3910.63
P/FCF Ratio
1.95-8.19--0.68
PS Ratio
1.881.831.642.512.834.17