Al Salam Bank B.S.C. (BAX:SALAM)
Bahrain flag Bahrain · Delayed Price · Currency is BHD
0.2130
-0.0010 (-0.47%)
At close: Oct 22, 2026

Al Salam Bank B.S.C. Financials Overview

Millions BHD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
367.87349.31325.28206.7583.9153.99
Revenue Growth
8.25%7.39%57.33%146.38%55.44%32.02%
Net Income
74.7465.835542.2331.5921.37
Earnings Per Share
0.020.020.020.010.010.01
EPS Growth
22.54%18.48%26.73%33.73%52.97%131.81%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Investments
-4.32-5.54-0.64-2.171.04-4.55
Takaful
16.3412.4712.4311.894.68-
Banking
263.71254.09250.61191.6196.2141.51
Treasury
92.1488.362.8720.9829.7816.84
Total
367.87349.31325.28222.31131.753.8

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,3541,037920.25711.3383.32397.89
Total Debt
1,4221,194922.08647.36508.71227.11
Net Cash (Debt)
-67.48-157.39-1.8363.94-125.39170.78
Net Cash Growth
------
Net Cash Per Share
-0.02-0.05-0.000.02-0.040.06

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
408.22-42.1867.95-116.2-80.64335.2
Capital Expenditures
-5.57-2.21-2.72-2-17.07-2.82
Free Cash Flow
402.65-44.3965.23-118.2-97.71332.38
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
20.32%18.84%16.91%20.42%37.65%39.58%
FCF Margin
109.45%-12.71%20.05%-57.17%-116.44%615.68%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0070.0070.0050.0060.0040.003
Dividend Per Share Growth
42.60%44.23%-10.35%48.72%30.00%-16.67%
Dividend Yield
3.52%3.67%2.92%3.48%4.92%3.98%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.799.689.7112.277.5010.53
Forward PE
8.108.959.919.205.3910.63
P/FCF Ratio
1.65-8.19--0.68
PS Ratio
1.811.831.642.512.834.17