Al Salam Bank B.S.C. (BAX:SALAM)

Al Salam Bank B.S.C. Cash Flow Statement

Financials in millions BHD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	81.37	76.83	59.01	42.23	31.59	21.37
Depreciation & Amortization	12.88	12.88	8.06	4.32	2.29	1.28
Gain (Loss) on Sale of Investments	-0.91	-0.91	-1.32	25.63	14.95	4.41
Total Asset Writedown	35.91	35.91	21.17	-	-	0.11
Provision for Credit Losses	-	-	-	-	-	9.16
Change in Other Net Operating Assets	-161.16	-161.16	-18.18	-162.24	-121.62	301.7
Other Operating Activities	198.46	15.69	17.39	-5.1	1.48	-0.14
Operating Cash Flow	145.13	-42.18	67.95	-116.2	-80.64	335.2
Capital Expenditures	-2.21	-2.21	-2.72	-2	-17.07	-2.82
Cash Acquisitions	-56.89	-56.89	-136.52	297.41	71.71	-
Investment in Securities	-376.41	-376.41	-185.06	-162.16	-230.9	-219.31
Income (Loss) Equity Investments	-21.42	-21.42	-18.17	-21.04	-9.33	-2.7
Other Investing Activities	-101.62	17.58	15.05	17.48	-	-
Investing Cash Flow	-537.13	-417.93	-309.25	150.73	-176.26	-222.13
Long-Term Debt Issued	-	325.29	240.21	189.86	220.77	-
Long-Term Debt Repaid	-	-	-	-	-	-121.46
Net Debt Issued (Repaid)	325.29	325.29	240.21	189.86	220.77	-121.46
Issuance of Common Stock	39.09	39.09	155.02	-	-	-
Repurchase of Common Stock	-	-	-	-5.47	-	-4.94
Common Dividends Paid	-16.21	-16.21	-17.95	-12.36	-9.12	-1.14
Net Increase (Decrease) in Deposit Accounts	206.45	206.45	94.1	121.56	32.27	118.77
Other Financing Activities	171.11	21.53	-21.21	-	0.56	-
Financing Cash Flow	725.73	576.16	450.17	293.59	244.48	-8.77
Net Cash Flow	333.73	116.04	208.87	328.11	-12.42	104.3
Free Cash Flow	142.92	-44.39	65.23	-118.2	-97.71	332.38
Free Cash Flow Margin	39.67%	-12.71%	20.05%	-57.17%	-116.44%	615.68%
Free Cash Flow Per Share	0.04	-0.01	0.02	-0.04	-0.03	0.11

Source: S&P Global Market Intelligence. Banks template. Financial Sources.