Al Salam Bank B.S.C. Balance Sheet

Financials in millions BHD. Fiscal year is January - December.

Millions BHD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,037	920.25	711.3	383.32	395.87
Investment Securities	1,295	1,147	752.04	789.74	748.02
Total Investments	1,295	1,147	752.04	789.74	748.02
Gross Loans	4,164	3,730	2,726	2,037	1,406
Allowance for Loan Losses	-97.17	-68.11	-49.02	-50.58	-40.11
Net Loans	4,067	3,662	2,677	1,987	1,366
Property, Plant & Equipment	25.73	38.94	30.01	19.36	3.61
Goodwill	175.91	151.92	37.25	33.53	25.97
Other Intangible Assets	55.03	52.83	40.89	18.47	-
Investments in Real Estate	84.13	129.3	78.07	62.46	60.9
Other Receivables	56.43	75.93	37.26	64.92	32.19
Restricted Cash	195.82	189.81	120.16	97.52	45.12
Other Current Assets	18.61	14.85	13.75	11.62	7.04
Other Long-Term Assets	1,044	680.69	649.88	431.71	-
Total Assets	8,054	7,063	5,147	3,899	2,685
Accounts Payable	77.16	83.13	77.7	36.85	17.42
Accrued Expenses	28.03	25.63	14.38	21.44	11.31
Non-Interest Bearing Deposits	1,486	1,280	1,066	550.28	482.74
Total Deposits	1,486	1,280	1,066	550.28	482.74
Short-Term Borrowings	117.59	171.02	136.51	187.72	126.89
Current Portion of Long-Term Debt	1,047	548.09	485.5	293.05	82.76
Other Current Liabilities	15.1	5.53	6.37	5.7	9.64
Long-Term Debt	29.5	202.97	25.35	27.94	17.46
Long-Term Unearned Revenue	-	-	-	40.25	-
Pension & Post-Retirement Benefits	6.26	3.33	2.97	2.62	2.09
Other Long-Term Liabilities	4,497	4,150	2,924	2,396	1,638
Total Liabilities	7,304	6,469	4,738	3,562	2,388
Common Stock	296.76	274.78	261.69	249.23	241.97
Additional Paid-In Capital	0.21	0.21	0.21	0.21	0.21
Retained Earnings	121.68	92.45	70.33	53.45	38.13
Treasury Stock	-8.68	-28.01	-6.8	-1.33	-12.47
Comprehensive Income & Other	261.61	180.08	11.97	1.69	28.41
Total Common Equity	671.57	519.5	337.4	303.25	296.25
Minority Interest	78.15	73.88	71.25	34.1	0.51
Shareholders' Equity	749.72	593.38	408.65	337.36	296.76
Total Liabilities & Equity	8,054	7,063	5,147	3,899	2,685
Total Debt	1,194	922.08	647.36	508.71	227.11
Net Cash (Debt)	-157.39	-1.83	63.94	-125.39	170.78
Net Cash Per Share	-0.05	-0.00	0.02	-0.04	0.06
Filing Date Shares Outstanding	2,918	2,799	2,907	2,795	2,788
Total Common Shares Outstanding	2,918	2,799	2,907	2,795	2,788
Book Value Per Share	0.23	0.19	0.12	0.11	0.11
Tangible Book Value	440.63	314.75	259.26	251.25	270.28
Tangible Book Value Per Share	0.15	0.11	0.09	0.09	0.10

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.