Al Salam Bank B.S.C. Cash Flow Statement

Financials in millions BHD. Fiscal year is January - December.

Millions BHD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	76.83	59.01	42.23	31.59	21.37
Depreciation & Amortization	12.88	8.06	4.32	2.29	1.28
Gain (Loss) on Sale of Investments	-0.91	-1.32	25.63	14.95	4.41
Total Asset Writedown	35.91	21.17	-	-	0.11
Provision for Credit Losses	-	-	-	-	9.16
Change in Other Net Operating Assets	-161.16	-18.18	-162.24	-121.62	301.7
Other Operating Activities	15.69	17.39	-5.1	1.48	-0.14
Operating Cash Flow	-42.18	67.95	-116.2	-80.64	335.2
Capital Expenditures	-2.21	-2.72	-2	-17.07	-2.82
Cash Acquisitions	-56.89	-136.52	297.41	71.71	-
Investment in Securities	-376.41	-185.06	-162.16	-230.9	-219.31
Income (Loss) Equity Investments	-21.42	-18.17	-21.04	-9.33	-2.7
Other Investing Activities	17.58	15.05	17.48	-	-
Investing Cash Flow	-417.93	-309.25	150.73	-176.26	-222.13
Long-Term Debt Issued	325.29	240.21	189.86	220.77	-
Long-Term Debt Repaid	-	-	-	-	-121.46
Net Debt Issued (Repaid)	325.29	240.21	189.86	220.77	-121.46
Issuance of Common Stock	39.09	155.02	-	-	-
Repurchase of Common Stock	-	-	-5.47	-	-4.94
Common Dividends Paid	-16.21	-17.95	-12.36	-9.12	-1.14
Net Increase (Decrease) in Deposit Accounts	206.45	94.1	121.56	32.27	118.77
Other Financing Activities	21.53	-21.21	-	0.56	-
Financing Cash Flow	576.16	450.17	293.59	244.48	-8.77
Net Cash Flow	116.04	208.87	328.11	-12.42	104.3
Free Cash Flow	-44.39	65.23	-118.2	-97.71	332.38
Free Cash Flow Margin	-12.71%	20.05%	-57.17%	-116.44%	615.68%
Free Cash Flow Per Share	-0.01	0.02	-0.04	-0.04	0.12

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.