Banco Patagonia Cash Flow Statement

Financials in millions ARS. Fiscal year is January - December.

Millions ARS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	109,111	271,776	183,605	57,801	13,806
Depreciation & Amortization	26,169	25,766	24,002	9,902	3,234
Other Amortization	2,380	2,967	-	1,669	576.11
Total Asset Writedown	9.07	28,422	10.76	14.61	6.88
Provision for Credit Losses	97,247	31,097	13,784	17,167	1,969
Change in Trading Asset Securities	6,849	-37,463	23,056	4,106	179.38
Change in Other Net Operating Assets	-451,702	-776,418	327,905	-197,533	-54,575
Other Operating Activities	509,293	973,159	847,687	381,387	35,095
Operating Cash Flow	299,357	519,307	1,420,050	274,513	290.43
Operating Cash Flow Growth	-42.35%	-63.43%	417.30%	94418.54%	-
Capital Expenditures	-22,198	-10,300	-9,689	-3,018	-2,844
Sale of Property, Plant and Equipment	178.29	58,177	911.05	867.23	88.3
Cash Acquisitions	-16,892	-	-	-	-
Investing Cash Flow	-38,912	47,877	-8,778	-2,151	-2,756
Long-Term Debt Issued	69,483	12,971	-	3,114	1,974
Long-Term Debt Repaid	-30,161	-16,336	-17,940	-14,622	-7,510
Net Debt Issued (Repaid)	39,322	-3,365	-17,940	-11,508	-5,535
Common Dividends Paid	-93,006	-120,364	-85,859	-	-
Net Increase (Decrease) in Deposit Accounts	263,338	96,752	-1,558,504	-278,919	-631.42
Financing Cash Flow	209,654	-26,977	-1,662,303	-290,427	-6,167
Foreign Exchange Rate Adjustments	267,929	106,996	1,133,744	139,723	20,394
Net Cash Flow	384,910	-24,759	184,084	-103,548	-45,839
Free Cash Flow	277,159	509,006	1,410,361	271,495	-2,554
Free Cash Flow Growth	-45.55%	-63.91%	419.48%	-	-
Free Cash Flow Margin	22.20%	24.15%	72.00%	46.23%	-1.81%
Free Cash Flow Per Share	385.40	707.79	1961.16	377.52	-3.55
Cash Income Tax Paid	12,896	150,935	15,906	973.43	1,803

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.