Banco Patagonia Cash Flow Statement

Financials in millions ARS. Fiscal year is January - December.

Millions ARS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	74,937	207,285	183,605	57,801	13,806	15,749
Depreciation & Amortization	20,206	21,915	24,002	9,902	3,234	1,654
Other Amortization	1,765	-	-	1,669	576.11	261.53
Total Asset Writedown	21,685	21,678	10.76	14.61	6.88	3.69
Provision for Credit Losses	61,859	23,718	13,784	17,167	1,969	1,955
Change in Trading Asset Securities	16,874	-28,573	23,056	4,106	179.38	-1,689
Change in Other Net Operating Assets	-1,426,063	-592,179	327,905	-197,533	-54,575	-84,813
Other Operating Activities	361,768	742,234	847,687	381,387	35,095	7,620
Operating Cash Flow	-866,968	396,078	1,420,050	274,513	290.43	-59,259
Operating Cash Flow Growth	-	-72.11%	417.30%	94418.54%	-	-
Capital Expenditures	-15,365	-7,856	-9,689	-3,018	-2,844	-1,898
Sale of Property, Plant and Equipment	44,233	44,372	911.05	867.23	88.3	316.19
Investing Cash Flow	13,120	36,516	-8,778	-2,151	-2,756	-1,581
Long-Term Debt Issued	-	9,893	-	3,114	1,974	1,355
Long-Term Debt Repaid	-	-12,459	-17,940	-14,622	-7,510	-4,878
Net Debt Issued (Repaid)	-5,219	-2,567	-17,940	-11,508	-5,535	-3,524
Common Dividends Paid	-29,217	-91,803	-85,859	-	-	-
Net Increase (Decrease) in Deposit Accounts	1,225,277	73,793	-1,558,504	-278,919	-631.42	69,258
Financing Cash Flow	1,190,841	-20,576	-1,662,303	-290,427	-6,167	65,735
Foreign Exchange Rate Adjustments	195,596	81,607	1,133,744	139,723	20,394	14,242
Net Cash Flow	340,241	-18,884	184,084	-103,548	-45,839	-36.17
Free Cash Flow	-882,332	388,222	1,410,361	271,495	-2,554	-61,156
Free Cash Flow Growth	-	-72.47%	419.48%	-	-	-
Free Cash Flow Margin	-104.26%	24.15%	72.00%	46.23%	-1.81%	-76.73%
Free Cash Flow Per Share	-1226.92	539.84	1961.16	377.52	-3.55	-85.04
Cash Income Tax Paid	-	115,119	15,906	973.43	1,803	3,692

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.