Banco Patagonia S.A. (BCBA:BPAT)

Banco Patagonia Cash Flow Statement

Financials in millions ARS. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	102,028	109,111	271,776	183,605	57,801	13,806
Depreciation & Amortization	25,943	26,169	25,766	24,002	9,902	3,234
Other Amortization	3,515	2,380	2,967	-	1,669	576.11
Total Asset Writedown	9.07	9.07	28,422	10.76	14.61	6.88
Provision for Credit Losses	143,313	97,247	31,097	13,784	17,167	1,969
Change in Trading Asset Securities	-148,871	6,849	-37,463	23,056	4,106	179.38
Change in Other Net Operating Assets	-331,345	-451,702	-776,418	327,905	-197,533	-54,575
Other Operating Activities	376,876	509,293	973,159	847,687	381,387	35,095
Operating Cash Flow	171,466	299,357	519,307	1,420,050	274,513	290.43
Operating Cash Flow Growth	-	-42.35%	-63.43%	417.30%	94418.54%	-

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-17,638	-22,198	-10,300	-9,689	-3,018	-2,844
Sale of Property, Plant and Equipment	140.18	178.29	58,177	911.05	867.23	88.3
Cash Acquisitions	755.47	-16,892	-	-	-	-
Investing Cash Flow	-16,742	-38,912	47,877	-8,778	-2,151	-2,756

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Long-Term Debt Issued	-	69,483	12,971	-	3,114	1,974
Long-Term Debt Repaid	-	-30,161	-16,336	-17,940	-14,622	-7,510
Lease Payments	-10,534	-10,474	-5,263	-2,459	-2,506	-775.97
Net Debt Issued (Repaid)	-82,508	39,322	-3,365	-17,940	-11,508	-5,535
Common Dividends Paid	-163,006	-93,006	-120,364	-85,859	-	-
Net Increase (Decrease) in Deposit Accounts	829,581	263,338	96,752	-1,558,504	-278,919	-631.42
Financing Cash Flow	584,067	209,654	-26,977	-1,662,303	-290,427	-6,167

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Foreign Exchange Rate Adjustments	169,855	267,929	106,996	1,133,744	139,723	20,394
Net Cash Flow	472,910	384,910	-24,759	184,084	-103,548	-45,839

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	153,829	277,159	509,006	1,410,361	271,495	-2,554
Free Cash Flow Growth	-	-45.55%	-63.91%	419.48%	-	-
Free Cash Flow Margin	12.02%	22.20%	24.15%	72.00%	46.23%	-1.81%
Free Cash Flow Per Share	213.91	385.40	707.79	1961.16	377.52	-3.55
Free Cash Flow After Leases	143,295	266,684	503,743	1,407,902	268,989	-3,330

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Income Tax Paid	82,804	12,896	150,935	15,906	973.43	1,803

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 3, 2026

Data Sources Report a data error