Banco Patagonia Income Statement

Financials in millions ARS. Fiscal year is January - December.

Millions ARS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	2,333,832	2,316,835	3,286,074	4,060,023	1,060,180	232,939
Total Interest Income	2,333,832	2,316,835	3,286,074	4,060,023	1,060,180	232,939
Interest Paid on Deposits	1,144,810	1,231,425	1,442,317	2,596,112	595,478	126,158
Total Interest Expense	1,144,810	1,231,425	1,442,317	2,596,112	595,478	126,158
Net Interest Income	1,189,023	1,085,411	1,843,757	1,463,911	464,702	106,781
Net Interest Income Growth	-12.75%	-41.13%	25.95%	215.02%	335.19%	69.69%
Gain (Loss) on Sale of Assets	-	-	-	884.9	867.23	95.18
Other Non-Interest Income	233,861	260,004	295,296	507,836	138,919	36,183
Total Non-Interest Income	233,861	260,004	295,296	508,721	139,786	36,279
Non-Interest Income Growth	-23.58%	-11.95%	-41.95%	263.93%	285.31%	93.70%
Revenues Before Loan Losses	1,422,884	1,345,415	2,139,053	1,972,631	604,488	143,060
Provision for Loan Losses	143,313	97,247	31,097	13,784	17,167	1,969
Revenue	1,279,571	1,248,167	2,107,956	1,958,847	587,321	141,091
Revenue Growth	-20.28%	-40.79%	7.61%	233.52%	316.27%	77.03%
Salaries and Employee Benefits	276,004	262,986	281,275	248,010	105,846	34,180
Occupancy Expenses	29,467	28,557	57,155	24,012	11,585	3,817
Selling, General & Administrative	139,589	134,156	141,525	109,218	48,112	17,285
Other Non-Interest Expense	668,999	655,531	1,238,999	1,303,759	321,826	66,616
Total Non-Interest Expense	1,106,722	1,069,390	1,713,812	1,685,917	488,132	121,799
EBT Excluding Unusual Items	172,849	178,777	394,144	272,930	99,189	19,292
Asset Writedown	-1,547	3,790	13,083	36,455	-731.19	1,540
Pretax Income	171,303	182,567	407,227	309,385	98,458	20,832
Income Tax Expense	70,826	74,295	135,450	125,780	40,657	7,027
Earnings From Continuing Operations	100,477	108,272	271,776	183,605	57,801	13,806
Minority Interest in Earnings	1,551	839.35	-0	-	-	-
Net Income	102,028	109,111	271,776	183,605	57,801	13,806
Net Income to Common	102,028	109,111	271,776	183,605	57,801	13,806
Net Income Growth	-43.29%	-59.85%	48.02%	217.65%	318.68%	-12.34%
Basic Shares Outstanding	719	719	719	719	719	719
Diluted Shares Outstanding	719	719	719	719	719	719
Shares Change	-	-	-	-	-	-
EPS (Basic)	141.87	151.72	377.92	255.31	80.37	19.20
EPS (Diluted)	141.87	151.72	377.92	255.31	80.37	19.20
EPS Growth	-43.29%	-59.85%	48.02%	217.65%	318.68%	-12.34%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	-	-	-	-	4.081
Dividend Growth	-	-	-	-	-	-
Effective Tax Rate	41.34%	40.70%	33.26%	40.66%	41.29%	33.73%