Banco de Valores S.A. (BCBA:VALO)

Banco de Valores Income Statement

Financials in millions ARS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	310,072	494,624	877,578	67,884	62,004	14,814
Total Interest Income	310,072	494,624	877,578	67,884	62,004	14,814
Interest Paid on Deposits	168,202	312,045	616,741	45,560	45,633	7,195
Total Interest Expense	168,202	312,045	616,741	45,560	45,633	7,195
Net Interest Income	141,871	182,580	260,837	22,323	16,371	7,619
Net Interest Income Growth (YoY)	-54.16%	-30.00%	1068.45%	36.36%	114.87%	41.10%
Gain (Loss) on Sale of Investments	171.15	124.93	320.13	-11.12	194.26	1.13
Other Non-Interest Income	17,147	14,773	21,158	2,900	3,273	1,348
Total Non-Interest Income	17,318	14,898	21,478	2,889	3,468	1,349
Non-Interest Income Growth (YoY)	-22.31%	-30.64%	643.44%	-16.69%	156.97%	38.21%
Revenues Before Loan Losses	159,189	197,478	282,316	25,212	19,838	8,968
Provision for Loan Losses	3,367	3,323	2,092	100.88	107.56	11.07
Revenue	155,822	194,155	280,224	25,112	19,731	8,957
Revenue Growth (YoY)	-52.68%	-30.71%	1015.92%	27.27%	120.28%	41.23%
Salaries and Employee Benefits	35,174	32,461	31,716	3,560	3,675	1,941
Occupancy Expenses	669.37	637.72	838.74	204.2	257.15	157.32
Selling, General & Administrative	9,958	9,573	11,048	1,352	1,364	709.81
Other Non-Interest Expense	65,251	121,575	199,697	16,965	12,260	2,743
Total Non-Interest Expense	111,068	164,261	243,299	22,081	17,557	5,551
EBT Excluding Unusual Items	44,755	29,893	36,925	3,030	2,174	3,406
Pretax Income	44,755	29,893	36,925	3,030	2,174	3,406
Income Tax Expense	15,466	8,703	18,805	1,421	824.03	1,346
Earnings From Continuing Operations	29,288	21,190	18,120	1,609	1,350	2,060
Minority Interest in Earnings	-8.92	-10	18.32	0.43	0.11	-
Net Income	29,280	21,180	18,138	1,610	1,350	2,060
Net Income to Common	29,280	21,180	18,138	1,610	1,350	2,060
Net Income Growth	22.92%	16.77%	1026.66%	19.21%	-34.43%	29.85%
Basic Shares Outstanding	877	837	837	836	814	814
Diluted Shares Outstanding	877	837	837	836	814	814
Shares Change (YoY)	4.82%	0.08%	0.09%	2.73%	-	985.11%
EPS (Basic)	33.37	25.29	21.68	1.93	1.66	2.53
EPS (Diluted)	33.37	25.29	21.68	1.93	1.66	2.53
EPS Growth	17.25%	16.67%	1025.63%	16.05%	-34.43%	-88.03%
Dividend Per Share	-	-	-	0.314	-	-
Effective Tax Rate	34.56%	29.11%	50.93%	46.88%	37.90%	39.53%

Updated Mar 7, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.