Banco de Valores Income Statement

Financials in millions ARS. Fiscal year is January - December.

Millions ARS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	385,346	376,820	650,672	877,578	67,884	62,004
Total Interest Income	385,346	376,820	650,672	877,578	67,884	62,004
Interest Paid on Deposits	205,221	199,447	410,491	616,741	45,560	45,633
Total Interest Expense	205,221	199,447	410,491	616,741	45,560	45,633
Net Interest Income	180,125	177,372	240,181	260,837	22,323	16,371
Net Interest Income Growth (YoY)	-15.81%	-26.15%	-7.92%	1068.45%	36.36%	114.87%
Gain (Loss) on Sale of Investments	38,988	38,988	164.34	320.13	-11.12	194.26
Other Non-Interest Income	28,577	19,474	19,434	21,158	2,900	3,273
Total Non-Interest Income	67,565	58,463	19,599	21,478	2,889	3,468
Non-Interest Income Growth (YoY)	275.13%	198.30%	-8.75%	643.44%	-16.69%	156.97%
Revenues Before Loan Losses	247,690	235,835	259,780	282,316	25,212	19,838
Provision for Loan Losses	9,246	9,736	4,372	2,092	100.88	107.56
Revenue	238,444	226,099	255,408	280,224	25,112	19,731
Revenue Growth (YoY)	4.86%	-11.47%	-8.86%	1015.92%	27.27%	120.28%
Salaries and Employee Benefits	49,877	51,740	42,703	31,716	3,560	3,675
Occupancy Expenses	1,124	1,091	838.91	838.74	204.2	257.15
Selling, General & Administrative	17,693	15,548	12,593	11,048	1,352	1,364
Other Non-Interest Expense	91,017	74,612	159,931	199,697	16,965	12,260
Total Non-Interest Expense	158,642	142,812	216,084	243,299	22,081	17,557
EBT Excluding Unusual Items	79,802	83,287	39,324	36,925	3,030	2,174
Pretax Income	79,802	83,287	39,324	36,925	3,030	2,174
Income Tax Expense	27,072	27,417	11,449	18,805	1,421	824.03
Earnings From Continuing Operations	52,729	55,870	27,875	18,120	1,609	1,350
Minority Interest in Earnings	190.12	150.11	-13.16	18.32	0.43	0.11
Net Income	52,920	56,021	27,862	18,138	1,610	1,350
Net Income to Common	52,920	56,021	27,862	18,138	1,610	1,350
Net Income Growth	32.17%	101.06%	53.61%	1026.66%	19.21%	-34.43%
Basic Shares Outstanding	1,111	1,073	917	837	836	814
Diluted Shares Outstanding	1,111	1,073	917	837	836	814
Shares Change (YoY)	16.11%	17.02%	9.62%	0.09%	2.73%	-
EPS (Basic)	47.62	52.19	30.38	21.68	1.93	1.66
EPS (Diluted)	47.62	52.19	30.38	21.68	1.93	1.66
EPS Growth	13.83%	71.82%	40.13%	1025.63%	16.05%	-34.43%
Dividend Per Share	-	-	-	-	0.314	-
Effective Tax Rate	33.92%	32.92%	29.11%	50.93%	46.88%	37.90%