AMS Osiguranje a.d. (BELEX:AMSO)
Serbia · Delayed Price · Currency is EUR · Price in RSD 3,950.00
-1,550.00 (-28.18%)
At close: Jun 19, 2026
AMS Osiguranje a.d. Financials Overview
Financials in millions RSD. Fiscal year is January - December.
Millions RSD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 7,955 | 7,955 | 6,953 | 6,071 | 4,863 | 4,522 |
Revenue Growth | 18.38% | 14.41% | 14.54% | 24.84% | 7.54% | 11.45% |
Operating Income Operating Income Growth | 336.63 | 336.63 | 284.93 | 389.79 | 286.79 | 483.16 |
Net Income Net Income Growth | 318.75 | 318.75 | 294.77 | 273.41 | 216.2 | 521.17 |
Earnings Per Share EPS Growth | 768.90 | 768.90 | 711.05 | 659.54 | 521.54 | 1656.87 |
EPS Growth | 17.56% | 8.13% | 7.81% | 26.46% | -68.52% | -10.95% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Insurance against Accident Insurance against Accident Growth | 384.65 | 384.65 | 344.51 | 282.34 | 194.06 | 207.3 |
Vehicle Insurance Vehicle Insurance Growth | 1,346 | 1,346 | 1,182 | 986 | 776.76 | 602.69 |
Insurance of Vessels and Transport Insurance of Vessels and Transport Growth | 7.05 | 7.05 | 9.62 | 38.65 | 3.89 | 2.13 |
Aviation Insurance Aviation Insurance Growth | 5.48 | 5.48 | 4.13 | 7.72 | -2.58 | - |
Property Insurance Property Insurance Growth | 758.49 | 758.49 | 439.3 | 351.7 | 146.98 | 139.44 |
Liability Insurance Liability Insurance Growth | 5,162 | 5,162 | 4,707 | 4,238 | 3,724 | 3,567 |
Non-Life Insurance Not Classified in Subgroups Non-Life Insurance Not Classified in Subgroups Growth | 19.86 | 19.86 | 17.81 | 10.08 | 20.9 | 4.11 |
Total Total Growth | 7,684 | 7,684 | 6,705 | 5,915 | 4,864 | 4,522 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 505.29 | 505.29 | 720.86 | 877.35 | 2,300 | 760.18 |
Total Debt Total Debt Growth | 78.74 | 78.74 | 145.07 | 58.33 | 112.8 | 97.09 |
Net Cash (Debt) Net Cash Growth | 426.55 | 426.55 | 575.79 | 819.02 | 2,187 | 663.1 |
Net Cash Growth | -25.92% | -25.92% | -29.70% | -62.55% | 229.78% | -55.70% |
Net Cash Per Share Net Cash Per Share Growth | 1028.95 | 1028.95 | 1388.94 | 1975.68 | 5274.92 | 2108.08 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 359.58 | 359.58 | 462.93 | 589.92 | 843.82 | 539.74 |
Capital Expenditures CapEx Growth | -285.63 | -285.63 | -352.45 | -300.36 | -510.9 | -76.33 |
Free Cash Flow Free Cash Flow Growth | 73.95 | 73.95 | 110.48 | 289.56 | 332.93 | 463.41 |
Free Cash Flow Growth | -59.12% | -33.07% | -61.85% | -13.03% | -28.16% | -18.18% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 4.23% | 4.23% | 4.10% | 6.42% | 5.90% | 10.69% |
Pretax Margin | 4.91% | 4.91% | 5.24% | 5.94% | 5.76% | 14.51% |
Profit Margin | 4.01% | 4.01% | 4.24% | 4.50% | 4.45% | 11.53% |
FCF Margin | 0.93% | 0.93% | 1.59% | 4.77% | 6.85% | 10.25% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 25, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 4.75 | 5.43 | 3.10 | 2.65 | 2.91 | 1.16 |
P/FCF Ratio | 16.79 | 23.40 | 8.26 | 2.50 | 1.89 | 1.31 |
PS Ratio | 0.16 | 0.22 | 0.13 | 0.12 | 0.13 | 0.13 |