AMS Osiguranje a.d. Balance Sheet

Financials in millions RSD. Fiscal year is January - December.

Millions RSD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	3,746	3,958	4,093	2,579	2,917
Investments in Equity & Preferred Securities	22.49	22.49	22.49	22.49	22.49
Other Investments	3,372	2,572	1,926	1,394	2,129
Total Investments	7,795	7,156	6,494	4,436	5,503
Cash & Equivalents	505.29	720.86	877.35	2,300	760.18
Reinsurance Recoverable	1,022	871.17	593.81	620.62	226.18
Other Receivables	1,475	1,095	1,028	761.93	650.54
Deferred Policy Acquisition Cost	1,052	794.72	642.56	554.81	471.61
Property, Plant & Equipment	1,281	1,285	465.06	468.56	353.71
Other Intangible Assets	502.29	295.03	96.4	24.22	16.02
Other Current Assets	207.19	153.27	114.18	219.84	62.69
Long-Term Deferred Tax Assets	17.49	17.49	17.49	-	-
Other Long-Term Assets	90.38	124.89	363.05	312.32	120.98
Total Assets	13,947	12,514	10,692	9,698	8,165
Accounts Payable	73.62	62.18	41.59	16.17	9.8
Accrued Expenses	94.58	87.97	121.83	69.11	68.88
Insurance & Annuity Liabilities	582.88	435.59	331.69	426.06	242.17
Unpaid Claims	3,741	3,394	2,725	2,338	2,089
Unearned Premiums	4,439	3,948	3,421	3,023	2,409
Reinsurance Payable	474.07	425.08	274.22	285.89	113.62
Current Portion of Leases	62.32	74.57	30	61.93	48.19
Long-Term Leases	16.42	70.51	28.33	50.87	48.9
Long-Term Deferred Tax Liabilities	23.04	23.04	12.15	47.42	44.53
Other Current Liabilities	396.05	288.57	235.87	212.8	119.57
Other Long-Term Liabilities	101.5	64.43	119.19	29.46	41.89
Total Liabilities	10,005	8,874	7,341	6,561	5,243
Common Stock	1,442	1,442	641.72	641.72	641.72
Retained Earnings	2,391	2,092	2,608	2,378	2,163
Comprehensive Income & Other	109.2	105.98	101.96	117.48	117.05
Shareholders' Equity	3,942	3,640	3,351	3,137	2,922
Total Liabilities & Equity	13,947	12,514	10,692	9,698	8,165
Filing Date Shares Outstanding	0.31	0.31	0.31	0.31	0.31
Total Common Shares Outstanding	0.31	0.31	0.31	0.31	0.31
Total Debt	78.74	145.07	58.33	112.8	97.09
Net Cash (Debt)	426.55	575.79	819.02	2,187	663.1
Net Cash Growth	-25.92%	-29.70%	-62.55%	229.78%	-55.70%
Net Cash Per Share	1028.95	1388.94	1975.68	5274.92	2108.08
Book Value Per Share	12532.29	11572.31	10654.41	9973.20	9289.42
Tangible Book Value	3,440	3,345	3,255	3,113	2,906
Tangible Book Value Per Share	10935.43	10634.37	10347.94	9896.19	9238.50
Land	18.51	18.51	18.51	9.27	9.27
Buildings	689.91	689.91	299.16	295.22	219.21
Machinery	211.93	174.72	155.95	104.15	93.24
Construction In Progress	379.52	327.65	31.17	30.67	30.67