AMS Osiguranje a.d. (BELEX:AMSO)
Serbia flag Serbia · Delayed Price · Currency is EUR · Price in RSD
3,950.00
-1,550.00 (-28.18%)
At close: Jun 19, 2026

AMS Osiguranje a.d. Ratios and Metrics

Millions EUR. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
11158655
Market Cap Growth
-24.05%89.22%26.27%15.18%3.98%60.58%
Enterprise Value
79-1-12-0-8

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
4.755.433.102.652.911.16
PS Ratio
0.160.220.130.120.130.13
PB Ratio
0.310.440.250.220.200.21
P/FCF Ratio
16.7923.408.262.501.891.31
P/OCF Ratio
3.454.811.971.230.751.12

EV Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
EV/Sales Ratio
0.100.13----
EV/EBITDA Ratio
1.792.88----
EV/EBIT Ratio
2.423.12----
EV/FCF Ratio
11.0314.19----

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.020.020.040.020.040.03
Debt / EBITDA Ratio
0.170.170.370.120.320.18
Debt / FCF Ratio
1.071.071.310.200.340.21
Net Debt / Equity Ratio
-0.11-0.11-0.16-0.24-0.70-0.23
Net Debt / EBITDA Ratio
-1.17-1.17-1.90-2.02-7.30-1.34
Net Debt / FCF Ratio
-5.77-5.77-5.21-2.83-6.57-1.43
Quick Ratio
0.560.560.530.550.710.71
Current Ratio
0.700.700.650.650.840.77
Asset Turnover
0.600.600.600.600.540.59
Return on Equity (ROE)
9.09%9.09%9.22%9.61%7.55%19.70%
Return on Assets (ROA)
1.59%1.59%1.54%2.39%2.01%3.96%
Return on Invested Capital (ROIC)
7.39%7.62%7.01%10.11%7.48%14.24%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
25.67%18.42%32.31%37.78%34.37%86.24%
FCF Yield
5.96%4.27%12.11%40.01%52.92%76.45%
Payout Ratio
6.27%6.27%3.42%2.83%0.72%0.30%
Buyback Yield / Dilution
-----31.79%-