AMS Osiguranje a.d. Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 18, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	11	15	8	6	5	5
Market Cap Growth	1075.13%	89.22%	26.27%	15.18%	3.98%	60.58%
Enterprise Value	7	10	-1	-12	-0	-8
PE Ratio	4.75	5.43	3.10	2.65	2.91	1.16
PS Ratio	0.16	0.22	0.13	0.12	0.13	0.13
PB Ratio	0.31	0.44	0.25	0.22	0.20	0.21
P/FCF Ratio	16.79	23.40	8.26	2.50	1.89	1.31
P/OCF Ratio	3.45	4.81	1.97	1.23	0.75	1.12
EV/Sales Ratio	0.10	0.14	-	-	-	-
EV/EBITDA Ratio	1.79	3.17	-	-	-	-
EV/EBIT Ratio	2.42	3.43	-	-	-	-
EV/FCF Ratio	11.03	15.61	-	-	-	-
Debt / Equity Ratio	0.02	0.02	0.04	0.02	0.04	0.03
Debt / EBITDA Ratio	0.17	0.17	0.37	0.12	0.32	0.18
Debt / FCF Ratio	1.07	1.07	1.31	0.20	0.34	0.21
Net Debt / Equity Ratio	-0.11	-0.11	-0.16	-0.24	-0.70	-0.23
Net Debt / EBITDA Ratio	-1.17	-1.17	-1.90	-2.02	-7.30	-1.34
Net Debt / FCF Ratio	-5.77	-5.77	-5.21	-2.83	-6.57	-1.43
Quick Ratio	0.56	0.56	0.53	0.55	0.71	0.71
Current Ratio	0.70	0.70	0.65	0.65	0.84	0.77
Asset Turnover	0.60	0.60	0.60	0.60	0.54	0.59
Return on Equity (ROE)	9.09%	9.09%	9.22%	9.61%	7.55%	19.70%
Return on Assets (ROA)	1.59%	1.59%	1.54%	2.39%	2.01%	3.96%
Return on Invested Capital (ROIC)	7.62%	7.62%	7.01%	10.11%	7.48%	13.99%
Earnings Yield	25.67%	18.42%	32.31%	37.78%	34.37%	86.24%
FCF Yield	5.96%	4.27%	12.11%	40.01%	52.92%	76.45%
Payout Ratio	6.27%	6.27%	3.42%	2.83%	0.72%	0.30%
Buyback Yield / Dilution	-	-	-	-	-31.79%	-