Kompanija Dunav Osiguranje a.d.o. (BELEX:DNOS)
Serbia · Delayed Price · Currency is EUR · Price in RSD 1,820.14
+10.14 (0.56%)
At close: Sep 25, 2026
BELEX:DNOS Income Statement
Financials in millions RSD. Fiscal year is January - December.
Millions RSD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 43,245 | 41,418 | 38,305 | 32,450 | 29,294 | 28,737 |
Total Interest & Dividend Income | 2,838 | 2,492 | 2,143 | 1,870 | 1,290 | 1,284 |
Gain (Loss) on Sale of Investments | -159.25 | -164.61 | 70.15 | -21.16 | 952.4 | 32.37 |
Other Revenue | 8,151 | 8,409 | 9,661 | 6,457 | 4,699 | 3,357 |
| 54,075 | 52,153 | 50,179 | 40,756 | 36,236 | 33,410 | |
Revenue Growth | 7.01% | 3.93% | 23.12% | 12.47% | 8.46% | 7.24% |
Policy Benefits | 32,617 | 31,252 | 30,350 | 26,052 | 23,036 | 19,452 |
Policy Acquisition & Underwriting Costs | 9,163 | 8,920 | 7,780 | 8,646 | 8,275 | 6,597 |
Depreciation & Amortization | 693.51 | 650.78 | 419.8 | 467.65 | 463.66 | 361.26 |
Selling, General & Administrative | 1,927 | 2,089 | 2,071 | 1,253 | 1,260 | 1,499 |
Provision for Bad Debts | 1,551 | 1,430 | 1,484 | 927.9 | 1,064 | - |
Other Operating Expenses | 3,653 | 3,693 | 5,158 | 2,809 | 2,257 | 2,126 |
Reinsurance Income or Expense | 1,958 | 1,629 | 830.46 | 1,697 | 1,444 | 542.47 |
Total Operating Expenses | 49,058 | 47,740 | 47,689 | 39,665 | 36,153 | 30,583 |
Operating Income | 5,017 | 4,413 | 2,490 | 1,091 | 83.12 | 2,827 |
Interest Expense | -209.96 | -292.89 | -351.64 | -338.46 | -47.03 | -14.87 |
Currency Exchange Gain (Loss) | 56.76 | 28.57 | -29.99 | 142.88 | -2.87 | 1.72 |
Other Non Operating Income (Expenses) | 983.25 | 798.71 | 1,519 | 1,480 | 1,618 | 184.57 |
EBT Excluding Unusual Items | 5,847 | 4,947 | 3,627 | 2,376 | 1,651 | 2,999 |
Gain (Loss) on Sale of Assets | 140.12 | 140.12 | 105.57 | 408.28 | -11.45 | 61.69 |
Asset Writedown | 26.81 | 26.81 | 70.43 | 31.35 | 16.62 | -6.41 |
Other Unusual Items | 11.98 | 11.98 | 8.55 | 34.1 | 5.47 | 7.05 |
Pretax Income | 6,036 | 5,126 | 3,812 | 2,850 | 1,662 | 3,061 |
Income Tax Expense | 516.11 | 517.4 | 322.2 | 251.2 | 139.85 | 413.61 |
Earnings From Continuing Ops. | 5,520 | 4,609 | 3,490 | 2,598 | 1,522 | 2,647 |
Earnings From Discontinued Ops. | -22.91 | -25.23 | -22.56 | -20.58 | -14.47 | -16.41 |
Net Income to Company | 5,497 | 4,584 | 3,467 | 2,578 | 1,508 | 2,631 |
Minority Interest in Earnings | -115.96 | -72.35 | -62.6 | -90.34 | -56.02 | -36.69 |
Net Income | 5,381 | 4,511 | 3,404 | 2,488 | 1,452 | 2,594 |
Net Income to Common | 5,381 | 4,511 | 3,404 | 2,488 | 1,452 | 2,594 |
Net Income Growth | 21.54% | 32.51% | 36.86% | 71.37% | -44.05% | -28.66% |
Shares Outstanding (Basic) | - | 15 | 15 | 15 | 14 | 10 |
Shares Outstanding (Diluted) | - | 15 | 15 | 15 | 14 | 10 |
Shares Change | - | - | 3.80% | 2.90% | 48.31% | 9.23% |
EPS (Basic) | - | 297.00 | 224.13 | 170.00 | 102.08 | 270.55 |
EPS (Diluted) | - | 297.00 | 224.13 | 170.00 | 102.08 | 270.55 |
EPS Growth | - | 32.51% | 31.84% | 66.54% | -62.27% | -34.69% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 6,687 | 7,214 | 4,497 | 2,694 | 872.47 | 1,518 |
Free Cash Flow Per Share | - | 474.93 | 296.04 | 184.14 | 61.35 | 158.36 |
Dividend Per Share | - | - | 121.450 | 51.640 | 33.890 | 103.440 |
Dividend Growth | - | - | 135.19% | 52.38% | -67.24% | -71.24% |
Operating Margin | 9.28% | 8.46% | 4.96% | 2.68% | 0.23% | 8.46% |
Profit Margin | 9.95% | 8.65% | 6.78% | 6.10% | 4.01% | 7.76% |
Free Cash Flow Margin | 12.37% | 13.83% | 8.96% | 6.61% | 2.41% | 4.54% |
EBITDA | 7,221 | 6,574 | 4,386 | 2,210 | 446.5 | 3,353 |
EBITDA Margin | 13.35% | 12.60% | 8.74% | 5.42% | 1.23% | 10.04% |
D&A For EBITDA | 2,204 | 2,161 | 1,896 | 1,118 | 363.38 | 525.61 |
EBIT | 5,017 | 4,413 | 2,490 | 1,091 | 83.12 | 2,827 |
EBIT Margin | 9.28% | 8.46% | 4.96% | 2.68% | 0.23% | 8.46% |
Effective Tax Rate | 8.55% | 10.09% | 8.45% | 8.82% | 8.42% | 13.51% |