Banco BPM S.p.A. (BIT:BAMI)

Banco BPM Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	6,470	7,228	6,559	2,937	2,425	2,417
Interest Income on Investments	190.45	93.15	79.49	60.84	53.72	42.02
Total Interest Income	6,660	7,321	6,639	2,998	2,479	2,459
Interest Paid on Deposits	2,866	3,510	3,188	595.59	409.05	460.01
Net Interest Income	3,795	3,812	3,450	2,402	2,070	1,999
Net Interest Income Growth (YoY)	1.74%	10.47%	43.62%	16.06%	3.56%	-3.33%
Income From Trading Activities	366.96	129.59	84.62	174.11	79.52	16.91
Gain (Loss) on Sale of Investments	279.47	598.88	-67.3	-91.73	31.5	259.03
Other Non-Interest Income	1,690	1,379	1,676	1,822	1,891	1,633
Total Non-Interest Income	2,346	2,046	1,651	1,843	1,857	1,637
Non-Interest Income Growth (YoY)	48.77%	23.99%	-10.44%	-0.76%	13.42%	-30.40%
Revenues Before Loan Losses	6,141	5,858	5,101	4,245	3,927	3,636
Provision for Loan Losses	375.83	404.13	515.23	480.57	630	1,049
Revenue	5,765	5,454	4,586	3,765	3,297	2,587
Revenue Growth (YoY)	18.83%	18.94%	21.80%	14.19%	27.45%	-30.00%
Salaries and Employee Benefits	1,921	1,910	1,648	1,600	1,677	1,865
Occupancy Expenses	296.34	292.28	277.71	312.22	165.83	165.44
Amortization of Goodwill & Intangibles	8.42	-	-	-	114.46	112.12
Selling, General & Administrative	997.55	1,063	1,124	1,154	1,109	1,064
Other Non-Interest Expense	-348.95	-373.53	-370.21	-328.2	-369.36	-315.07
Total Non-Interest Expense	2,571	2,788	2,640	2,612	2,484	2,760
EBT Excluding Unusual Items	3,194	2,666	1,946	1,152	813.37	-173.7
Asset Writedown	-33.5	-55.23	-146.85	-108.35	-141.63	-36.72
Legal Settlements	-23.14	-23.14	-18	-35.33	-25.12	-36.4
Other Unusual Items	11.47	8.77	-3.63	4.36	7.13	22.6
Pretax Income	3,149	2,596	1,778	1,005	653.74	-249.33
Income Tax Expense	755.94	675.86	513.22	320.7	84.96	-265.96
Earnings From Continuing Operations	2,393	1,920	1,264	684.26	568.78	16.63
Minority Interest in Earnings	-8.32	0.01	0.02	0.79	0.28	4.25
Net Income	2,385	1,920	1,264	685.05	569.07	20.88
Preferred Dividends & Other Adjustments	4	5	4	3	-	-
Net Income to Common	2,381	1,915	1,260	682.05	569.07	20.88
Net Income Growth	71.55%	51.88%	84.58%	20.38%	2625.42%	-97.38%
Basic Shares Outstanding	1,503	1,505	1,508	1,509	1,511	1,510
Diluted Shares Outstanding	1,503	1,505	1,508	1,509	1,511	1,510
Shares Change (YoY)	-0.34%	-0.19%	-0.06%	-0.14%	0.09%	-0.12%
EPS (Basic)	1.58	1.27	0.84	0.45	0.38	0.01
EPS (Diluted)	1.58	1.27	0.84	0.45	0.38	0.01
EPS Growth	72.46%	52.25%	84.94%	20.53%	2611.11%	-97.36%
Dividend Per Share	0.600	1.000	0.560	0.230	0.190	0.060
Dividend Growth	-37.50%	78.57%	143.48%	21.05%	216.67%	-
Effective Tax Rate	24.01%	26.03%	28.87%	31.91%	13.00%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.