Banco BPM S.p.A. (BIT:BAMI)
Italy flag Italy · Delayed Price · Currency is EUR
17.11
+0.10 (0.59%)
Aug 10, 2026, 5:35 PM CET

Banco BPM Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
3,6673,80513,14912,27010,75610,488
Revenue Growth
-73.81%-71.06%7.16%14.08%2.56%4.11%
Net Income
1,9282,0821,9201,264684.26568.78
Earnings Per Share
1.281.391.270.840.450.38
EPS Growth
-19.21%8.80%52.27%84.96%20.53%2578.57%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Commercial Management
3,6463,9043,576--
Corporate and Investment Banking
986.89942.78809.41--
Asset Management
450.6448.17---
Insurance
159.34120.7778.156.73-
Strategic Partnerships
84.1485.79111.83148.26224.69
Finance
421.85217.14183.37842.38-
Corporate Center
-189.84-76.424.48-129.51665.29
Total
5,5595,2424,7833,9943,624

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
2,8145,60712,12518,29713,13129,153
Total Debt
40,37850,954156,539162,076166,805179,642
Net Cash (Debt)
-37,565-45,347-144,414-143,778-153,674-150,489
Net Cash Growth
------
Net Cash Per Share
-24.98-29.93-95.96-95.35-101.85-99.61

Cash Flow & CapEx

Fiscal YearTTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingSep '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Operating Cash Flow
2,977-4,8895,893-15,67619,6817,446
Capital Expenditures
-90.66-113.59-73.54-122.29-92.32-66.36
Free Cash Flow
2,887-5,0035,820-15,79819,5897,379
Free Cash Flow Growth
----165.46%-

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
80.82%55.39%19.75%14.49%9.34%6.23%
Profit Margin
55.94%55.39%14.61%10.30%6.36%5.42%
FCF Margin
0.00%0.00%-38.05%47.43%-146.87%186.77%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.0001.0001.0000.5600.2300.190
Dividend Per Share Growth
0%0%78.57%143.48%21.05%216.67%
Dividend Yield
5.88%0.00%12.32%4.85%5.73%2.27%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.359.406.145.727.387.04
Forward PE
12.5110.508.225.666.657.71
P/FCF Ratio
8.92--1.24-0.20
PS Ratio
4.635.140.890.590.470.38