Banco BPM S.p.A. (BIT:BAMI)
Italy flag Italy · Delayed Price · Currency is EUR
15.98
+0.06 (0.35%)
Aug 28, 2026, 5:35 PM CET

Banco BPM Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
5,3335,3835,4544,5863,7653,297
Revenue Growth
-11.62%-1.30%18.94%21.80%14.19%27.45%
Net Income
1,9282,0821,9151,260682.05569.07
Earnings Per Share
1.281.381.270.840.450.38
EPS Growth
-19.51%8.80%52.25%84.94%20.53%2611.11%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Finance
500.82421.85217.14183.37842.38-
Corporate and Investment Banking
1,101986.89942.78809.41--
Commercial Management
3,6023,6463,9043,576--
Strategic Partnerships
82.4884.1485.79111.83148.26224.69
Insurance
170.39159.34120.7778.156.73-
Corporate Center
-327.51-189.84-76.424.48-129.51665.29
Asset Management
609.16450.6448.17---
Total
5,7385,5595,2424,7833,9943,624

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
25,40023,45022,49529,47722,17938,254
Total Debt
51,83542,19041,46051,41554,15363,380
Net Cash (Debt)
-26,435-18,740-18,965-21,938-31,974-25,126
Net Cash Growth
------
Net Cash Per Share
-17.57-12.46-12.60-14.55-21.19-16.63

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-7,279-3,542-4,9715,893-15,67619,681
Capital Expenditures
-55.93-91.31-113.59-73.54-122.29-92.32
Free Cash Flow
-7,335-3,634-5,0845,820-15,79819,589
Free Cash Flow Growth
-----165.46%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
36.15%38.68%35.12%27.49%18.12%17.26%
FCF Margin
-137.53%-67.50%-93.22%126.92%-419.63%594.15%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.0001.0001.0000.5600.2300.190
Dividend Per Share Growth
0%0%78.57%143.48%21.05%216.67%
Dividend Yield
5.97%8.00%14.71%15.64%9.74%10.83%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.539.406.125.727.387.01
Forward PE
11.6010.508.225.666.657.71
P/FCF Ratio
---1.24-0.20
PS Ratio
4.513.642.151.571.341.21