Banco BPM Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	3,794	5,613	12,131	18,303	13,138	29,159
Investment Securities	68,398	45,791	39,225	36,769	22,495	18,952
Trading Asset Securities	21,460	12,462	7,044	5,265	6,252	4,988
Total Investments	89,858	58,252	46,269	42,034	28,747	23,939
Gross Loans	100,532	128,807	127,249	129,385	136,606	129,009
Allowance for Loan Losses	-	-1,663	-1,748	-2,347	-2,868	-3,600
Net Loans	100,532	127,144	125,501	127,038	133,738	125,408
Property, Plant & Equipment	2,448	2,068	2,037	2,036	2,079	2,172
Goodwill	-	1,606	56.71	56.71	56.71	54.86
Other Intangible Assets	3,208	1,608	1,200	1,197	1,198	1,159
Investments in Real Estate	-	412.92	477.18	822.19	955.28	1,106
Accrued Interest Receivable	-	18.44	36.73	131.49	32.5	36.44
Other Receivables	6,586	4,296	4,913	4,383	3,311	2,188
Restricted Cash	-	1,096	1,014	930.78	1,298	10,037
Other Current Assets	163.04	196.65	444.53	468.69	195.79	229.97
Long-Term Deferred Tax Assets	-	2,651	3,119	3,850	4,320	4,294
Other Long-Term Assets	4,634	934.45	1,010	849.72	737.95	705.28
Total Assets	211,224	205,896	198,209	202,099	189,808	200,489
Accounts Payable	-	246.55	216.85	226.28	197.18	233.92
Accrued Expenses	-	1,107	994.01	647.03	541.9	619.84
Interest Bearing Deposits	107,678	2,602	2,718	1,642	2,565	2,265
Non-Interest Bearing Deposits	-	104,636	99,217	98,807	103,662	104,460
Total Deposits	107,678	107,238	101,936	100,449	106,226	106,725
Short-Term Borrowings	-	6,554	6,759	7,654	8,537	7,829
Current Portion of Leases	-	116.02	109.27	112.15	111.33	147.89
Current Income Taxes Payable	597.26	15.74	41.69	63.34	1.61	8.89
Other Current Liabilities	-	21,857	22,230	20,647	8,997	12,940
Long-Term Debt	28,124	34,963	34,051	43,088	44,989	54,877
Long-Term Leases	650.94	557.33	539.45	561.36	516.59	525.99
Pension & Post-Retirement Benefits	-	266.8	321.25	337.94	357.79	445.18
Long-Term Deferred Tax Liabilities	-	535.89	430.09	390.59	266.26	293.92
Other Long-Term Liabilities	58,752	16,853	15,976	13,885	6,050	2,746
Total Liabilities	195,803	190,311	183,605	188,061	176,792	187,393
Common Stock	15,342	7,100	7,100	7,100	7,100	7,100
Retained Earnings	-	5,801	5,531	5,458	4,656	4,239
Treasury Stock	-	-67.51	-66.71	-22.94	-18.27	-8.16
Comprehensive Income & Other	-	2,671	2,040	1,503	1,278	1,764
Total Common Equity	15,342	15,505	14,604	14,038	13,016	13,095
Minority Interest	78.59	80.49	0.07	0.07	0.72	1.11
Shareholders' Equity	15,421	15,585	14,604	14,038	13,016	13,096
Total Liabilities & Equity	211,224	205,896	198,209	202,099	189,808	200,489
Total Debt	28,775	42,190	41,460	51,415	54,153	63,380
Net Cash (Debt)	-3,521	-18,740	-18,965	-21,938	-31,974	-25,126
Net Cash Per Share	-2.34	-12.46	-12.60	-14.55	-21.19	-16.63
Filing Date Shares Outstanding	1,503	1,505	1,504	1,507	1,507	1,512
Total Common Shares Outstanding	1,503	1,503	1,501	1,508	1,509	1,512
Book Value Per Share	10.21	10.31	9.73	9.31	8.63	8.66
Tangible Book Value	12,134	12,291	13,347	12,785	11,761	11,881
Tangible Book Value Per Share	8.07	8.18	8.89	8.48	7.79	7.86