Banco BPM S.p.A. (BIT:BAMI)

Accolade Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	11,733	12,131	18,303	13,138	29,159	9,417
Investment Securities	66,684	39,225	36,769	22,495	18,952	19,109
Trading Asset Securities	13,681	7,044	5,265	6,252	4,988	7,704
Total Investments	80,365	46,269	42,034	28,747	23,939	26,813
Gross Loans	106,244	127,233	129,385	136,606	129,009	132,916
Allowance for Loan Losses	-1,623	-1,732	-2,347	-2,868	-3,600	-4,760
Net Loans	104,621	125,501	127,038	133,738	125,408	128,156
Property, Plant & Equipment	2,507	2,037	2,036	2,079	2,172	2,392
Goodwill	-	56.71	56.71	56.71	54.86	51.1
Other Intangible Assets	3,187	1,200	1,197	1,198	1,159	1,168
Investments in Real Estate	-	477.18	822.19	955.28	1,106	1,160
Accrued Interest Receivable	-	90.07	131.49	32.5	36.44	55.12
Other Receivables	3,050	4,913	4,383	3,311	2,188	1,418
Restricted Cash	-	1,014	930.78	1,298	10,037	7,816
Other Current Assets	197	444.53	468.69	195.79	229.97	72.82
Long-Term Deferred Tax Assets	-	3,119	3,850	4,320	4,294	4,467
Other Long-Term Assets	5,288	956.75	849.72	737.95	705.28	698.95
Total Assets	210,948	198,209	202,099	189,808	200,489	183,685
Accounts Payable	-	216.85	226.28	197.18	233.92	246.95
Accrued Expenses	-	994.01	647.03	541.9	619.84	681.17
Interest Bearing Deposits	105,038	2,718	1,642	2,565	2,265	2,655
Non-Interest Bearing Deposits	-	99,217	98,807	103,662	104,460	99,012
Total Deposits	105,038	101,936	100,449	106,226	106,725	101,666
Short-Term Borrowings	-	6,759	7,654	8,537	7,829	8,811
Current Portion of Leases	-	109.27	112.15	111.33	147.89	137.5
Current Income Taxes Payable	577	41.69	63.34	1.61	8.89	5.67
Other Current Liabilities	-	22,230	20,647	8,997	12,940	10,662
Long-Term Debt	30,697	34,051	43,088	44,989	54,877	44,836
Long-Term Leases	664	539.45	561.36	516.59	525.99	622.78
Pension & Post-Retirement Benefits	-	321.25	337.94	357.79	445.18	503.15
Long-Term Deferred Tax Liabilities	-	430.09	390.59	266.26	293.92	458.9
Other Long-Term Liabilities	58,656	15,976	13,885	6,050	2,746	2,827
Total Liabilities	195,632	183,605	188,061	176,792	187,393	171,458
Common Stock	15,316	7,100	7,100	7,100	7,100	7,100
Retained Earnings	-	5,531	5,458	4,656	4,239	3,813
Treasury Stock	-	-66.71	-22.94	-18.27	-8.16	-14
Comprehensive Income & Other	-	2,040	1,503	1,278	1,764	1,327
Total Common Equity	15,316	14,604	14,038	13,016	13,095	12,225
Minority Interest	-	0.07	0.07	0.72	1.11	1.89
Shareholders' Equity	15,316	14,604	14,038	13,016	13,096	12,227
Total Liabilities & Equity	210,948	198,209	202,099	189,808	200,489	183,685
Total Debt	31,361	41,460	51,415	54,153	63,380	54,407
Net Cash (Debt)	-5,947	-18,965	-21,938	-31,974	-25,126	-32,873
Net Cash Per Share	-	-12.60	-14.55	-21.19	-16.63	-21.78
Filing Date Shares Outstanding	-	1,504	1,507	1,507	1,512	1,509
Total Common Shares Outstanding	-	1,501	1,508	1,509	1,512	1,509
Book Value Per Share	-	9.73	9.31	8.63	8.66	8.10
Tangible Book Value	12,129	13,347	12,785	11,761	11,881	11,007
Tangible Book Value Per Share	-	8.89	8.48	7.79	7.86	7.29

Source: S&P Global Market Intelligence. Banks template. Financial Sources.