Banco BPM Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	5,607	12,131	18,303	13,138	29,159
Investment Securities	68,223	39,225	36,769	22,495	18,952
Trading Asset Securities	14,807	7,044	5,265	6,252	4,988
Total Investments	83,030	46,269	42,034	28,747	23,939
Gross Loans	-	127,233	129,385	136,606	129,009
Allowance for Loan Losses	-	-1,732	-2,347	-2,868	-3,600
Net Loans	-	125,501	127,038	133,738	125,408
Property, Plant & Equipment	2,481	2,037	2,036	2,079	2,172
Goodwill	-	56.71	56.71	56.71	54.86
Other Intangible Assets	3,214	1,200	1,197	1,198	1,159
Loans Held for Sale	99,714	-	-	-	-
Investments in Real Estate	-	477.18	822.19	955.28	1,106
Accrued Interest Receivable	-	90.07	131.49	32.5	36.44
Other Receivables	6,809	4,913	4,383	3,311	2,188
Restricted Cash	-	1,014	930.78	1,298	10,037
Other Current Assets	196.65	444.53	468.69	195.79	229.97
Long-Term Deferred Tax Assets	-	3,119	3,850	4,320	4,294
Other Long-Term Assets	4,846	956.75	849.72	737.95	705.28
Total Assets	205,896	198,209	202,099	189,808	200,489
Accounts Payable	-	216.85	226.28	197.18	233.92
Accrued Expenses	-	994.01	647.03	541.9	619.84
Interest Bearing Deposits	109,265	2,718	1,642	2,565	2,265
Non-Interest Bearing Deposits	-	99,217	98,807	103,662	104,460
Total Deposits	109,265	101,936	100,449	106,226	106,725
Short-Term Borrowings	-	6,759	7,654	8,537	7,829
Current Portion of Leases	-	109.27	112.15	111.33	147.89
Current Income Taxes Payable	551.63	41.69	63.34	1.61	8.89
Other Current Liabilities	-	22,230	20,647	8,997	12,940
Long-Term Debt	29,696	34,051	43,088	44,989	54,877
Long-Term Leases	670.85	539.45	561.36	516.59	525.99
Pension & Post-Retirement Benefits	-	321.25	337.94	357.79	445.18
Long-Term Deferred Tax Liabilities	-	430.09	390.59	266.26	293.92
Other Long-Term Liabilities	50,128	15,976	13,885	6,050	2,746
Total Liabilities	190,311	183,605	188,061	176,792	187,393
Common Stock	15,505	7,100	7,100	7,100	7,100
Retained Earnings	-	5,531	5,458	4,656	4,239
Treasury Stock	-	-66.71	-22.94	-18.27	-8.16
Comprehensive Income & Other	-	2,040	1,503	1,278	1,764
Total Common Equity	15,505	14,604	14,038	13,016	13,095
Minority Interest	80.49	0.07	0.07	0.72	1.11
Shareholders' Equity	15,585	14,604	14,038	13,016	13,096
Total Liabilities & Equity	205,896	198,209	202,099	189,808	200,489
Total Debt	30,367	41,460	51,415	54,153	63,380
Net Cash (Debt)	-9,953	-18,965	-21,938	-31,974	-25,126
Net Cash Per Share	-6.62	-12.60	-14.55	-21.19	-16.63
Filing Date Shares Outstanding	1,503	1,504	1,507	1,507	1,512
Total Common Shares Outstanding	1,503	1,501	1,508	1,509	1,512
Book Value Per Share	10.31	9.73	9.31	8.63	8.66
Tangible Book Value	12,291	13,347	12,785	11,761	11,881
Tangible Book Value Per Share	8.18	8.89	8.48	7.79	7.86

Source: S&P Global Market Intelligence. Banks template. Financial Sources.