Banco BPM S.p.A. (BIT: BAMI)

Banco BPM Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	9,079	18,303	13,138	29,159	9,417	920.3
Investment Securities	60,089	36,769	22,495	18,952	19,109	22,602
Trading Asset Securities	7,986	5,738	6,252	4,988	7,704	6,245
Total Investments	68,075	42,506	28,747	23,939	26,813	28,847
Gross Loans	104,694	128,914	136,606	129,009	132,916	123,842
Allowance for Loan Losses	-	-2,349	-2,868	-3,600	-4,760	-4,872
Net Loans	104,694	126,565	133,738	125,408	128,156	118,970
Property, Plant & Equipment	2,502	2,036	2,079	2,172	2,392	2,309
Goodwill	-	56.71	56.71	54.86	51.1	76.2
Other Intangible Assets	1,240	1,201	1,198	1,159	1,168	1,193
Investments in Real Estate	-	822.19	955.28	1,106	1,160	1,316
Accrued Interest Receivable	-	131.54	32.5	36.44	55.12	30.26
Other Receivables	3,708	4,383	3,311	2,188	1,418	1,318
Restricted Cash	-	930.78	1,298	10,037	7,816	6,545
Other Current Assets	526	468.69	195.79	229.97	72.82	131.08
Long-Term Deferred Tax Assets	-	3,850	4,320	4,294	4,467	4,460
Other Long-Term Assets	5,610	878.88	737.95	705.28	698.95	922.52
Total Assets	195,434	202,132	189,808	200,489	183,685	167,038
Accounts Payable	-	226.28	197.18	233.92	246.95	261.4
Accrued Expenses	-	681.83	541.9	619.84	681.17	580
Interest Bearing Deposits	99,750	1,642	2,565	2,265	2,655	2,647
Non-Interest Bearing Deposits	-	98,807	103,662	104,460	99,012	86,792
Total Deposits	99,750	100,449	106,226	106,725	101,666	89,440
Short-Term Borrowings	-	7,153	8,537	7,829	8,811	12,994
Current Portion of Leases	-	112.15	111.33	147.89	137.5	135.03
Current Income Taxes Payable	504	63.34	1.61	8.89	5.67	9.24
Other Current Liabilities	1	20,650	8,997	12,940	10,662	8,337
Long-Term Debt	31,347	43,586	44,989	54,877	44,836	38,846
Long-Term Leases	660	561.36	516.59	525.99	622.78	597.51
Pension & Post-Retirement Benefits	-	337.94	357.79	445.18	503.15	535.8
Long-Term Deferred Tax Liabilities	-	390.59	266.26	293.92	458.9	610.03
Other Long-Term Liabilities	48,190	13,883	6,050	2,746	2,827	2,806
Total Liabilities	180,452	188,094	176,792	187,393	171,458	155,151
Common Stock	14,982	7,100	7,100	7,100	7,100	7,100
Retained Earnings	-	5,458	4,656	4,239	3,813	3,800
Treasury Stock	-	-22.94	-18.27	-8.16	-14	-11.52
Comprehensive Income & Other	-	1,503	1,278	1,764	1,327	972.64
Total Common Equity	14,982	14,038	13,016	13,095	12,225	11,861
Minority Interest	-	0.07	0.72	1.11	1.89	26.08
Shareholders' Equity	14,982	14,038	13,016	13,096	12,227	11,887
Total Liabilities & Equity	195,434	202,132	189,808	200,489	183,685	167,038
Total Debt	32,007	51,412	54,153	63,380	54,407	52,572
Net Cash (Debt)	-14,942	-21,463	-31,974	-25,126	-32,873	-38,576
Net Cash Per Share	-9.94	-14.23	-21.19	-16.63	-21.78	-25.52
Filing Date Shares Outstanding	1,504	1,507	1,507	1,512	1,509	1,512
Total Common Shares Outstanding	1,504	1,508	1,509	1,512	1,509	1,512
Book Value Per Share	9.96	9.31	8.63	8.66	8.10	7.85
Tangible Book Value	13,742	12,781	11,761	11,881	11,007	10,592
Tangible Book Value Per Share	9.14	8.47	7.79	7.86	7.29	7.01

Source: S&P Capital IQ. Banks template. Financial Sources.