Banco BPM Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Net Income	-	1,264	685.05	569.07	20.88	Upgrade
Depreciation & Amortization	-	179.12	312.22	280.29	277.56	Upgrade
Other Amortization	-	97.97	-	-	-	Upgrade
Gain (Loss) on Sale of Investments	-	-125.08	-15.94	-111.12	-223.41	Upgrade
Total Asset Writedown	-	0.62	8.13	-	25.1	Upgrade
Provision for Credit Losses	-	515.57	480.99	639.48	1,051	Upgrade
Change in Trading Asset Securities	-	-6,489	-2,113	2,798	369.96	Upgrade
Change in Other Net Operating Assets	-	2,032	-19,578	15,613	6,280	Upgrade
Other Operating Activities	-	8,417	4,545	-107.45	-354.91	Upgrade
Operating Cash Flow	-	5,893	-15,676	19,681	7,446	Upgrade
Operating Cash Flow Growth	-	-	-	164.33%	-	Upgrade
Capital Expenditures	-	-73.54	-122.29	-92.32	-66.36	Upgrade
Sale of Property, Plant and Equipment	-	5.52	1.84	17.72	9.74	Upgrade
Investment in Securities	-	40.64	74.3	0.31	-68.24	Upgrade
Purchase / Sale of Intangibles	-	-115.46	-204.29	-106.2	-86.49	Upgrade
Investing Cash Flow	-	-142.84	-250.44	-180.49	-211.36	Upgrade
Issuance of Common Stock	-	-	208.02	332.4	358.81	Upgrade
Repurchase of Common Stock	-	-30.09	-16.02	-	-4.08	Upgrade
Common Dividends Paid	-	-349.52	-288.34	-	-	Upgrade
Financing Cash Flow	-	-379.61	-96.34	241.85	354.73	Upgrade
Net Cash Flow	-	5,371	-16,023	19,743	7,589	Upgrade
Free Cash Flow	-	5,820	-15,798	19,589	7,379	Upgrade
Free Cash Flow Growth	-	-	-	165.46%	-	Upgrade
Free Cash Flow Margin	-	126.92%	-419.63%	594.15%	285.27%	Upgrade
Free Cash Flow Per Share	-	3.86	-10.47	12.97	4.89	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.