Banco di Desio e della Brianza S.p.A. (BIT:BDB)

Nuvei Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	-	650.16	598.21	336.94	294.44	260
Interest Income on Investments	-	0.75	0.6	0.6	0.69	1.77
Total Interest Income	-	650.91	598.81	337.54	295.13	261.76
Interest Paid on Deposits	-	266.1	237.08	52.16	40.71	37.62
Net Interest Income	369.11	384.81	361.73	285.38	254.42	224.14
Net Interest Income Growth (YoY)	-6.49%	6.38%	26.76%	12.17%	13.51%	2.22%
Income From Trading Activities	3.91	3.91	4.4	4.54	4.29	2.29
Gain (Loss) on Sale of Assets	-0.03	-0.03	-0.01	0.07	-0.1	-0.16
Gain (Loss) on Sale of Investments	1.06	-0.93	-5.63	-10.08	5.14	4.68
Other Non-Interest Income	205.45	207.58	209.04	180.27	188.43	166.09
Total Non-Interest Income	212.2	212.34	199.6	170.56	186.44	171.15
Non-Interest Income Growth (YoY)	1.08%	6.38%	17.03%	-8.51%	8.93%	0.47%
Revenues Before Loan Losses	581.31	597.15	561.33	455.94	440.86	395.29
Provision for Loan Losses	36.45	42.07	58.61	42.76	86.5	71.72
Revenue	544.86	555.08	502.72	413.18	354.36	323.57
Revenue Growth (YoY)	-1.92%	10.42%	21.67%	16.60%	9.52%	-3.86%
Salaries and Employee Benefits	244.67	235.1	205.59	175.74	175.37	169.64
Occupancy Expenses	19.45	18.84	18	16.21	16.27	17.11
Amortization of Goodwill & Intangibles	4.58	4.58	4.04	2.08	1.75	1.36
Selling, General & Administrative	119.23	114.17	114.11	103.6	96.06	92.96
Other Non-Interest Expense	-20.59	-1.72	16.84	0.69	0.88	-3.59
Total Non-Interest Expense	367.35	370.96	358.58	298.32	290.32	277.48
EBT Excluding Unusual Items	177.51	184.12	144.14	114.87	64.05	46.09
Asset Writedown	-0.12	-0.12	-0.16	-	-0.12	-
Legal Settlements	-2.47	-2.47	-6.42	-4.68	-4.16	-2.51
Other Unusual Items	5.48	5.48	66.64	0.02	-0.31	-0.02
Pretax Income	180.41	187.01	204.2	109.89	60.45	31.54
Income Tax Expense	66.02	65.11	61.87	35.3	11.32	7.85
Earnings From Continuing Operations	114.39	121.9	142.34	74.6	49.12	23.69
Earnings From Discontinued Operations	2.96	2.96	98.03	6.87	5.78	-
Minority Interest in Earnings	0.49	0.69	-	-	-	-
Net Income	117.84	125.54	240.36	81.46	54.9	23.69
Net Income to Common	117.84	125.54	240.36	81.46	54.9	23.69
Net Income Growth	-5.81%	-47.77%	195.06%	48.38%	131.75%	-41.01%
Basic Shares Outstanding	132	134	134	134	134	134
Diluted Shares Outstanding	132	134	134	134	134	134
Shares Change (YoY)	-1.54%	-0.17%	-	-	-	-1.17%
EPS (Basic)	0.89	0.94	1.79	0.61	0.41	0.18
EPS (Diluted)	0.89	0.94	1.79	0.61	0.41	0.18
EPS Growth	-4.22%	-47.68%	195.06%	48.38%	131.75%	-40.31%
Dividend Per Share	-	-	0.263	0.197	0.137	0.060
Dividend Growth	-	-	33.77%	44.25%	126.37%	-41.80%
Effective Tax Rate	36.59%	34.82%	30.30%	32.12%	18.73%	24.90%

Updated Nov 7, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.