Banco di Desio e della Brianza S.p.A. (BIT:BDB)
Italy flag Italy · Delayed Price · Currency is EUR
15.40
-0.12 (-0.77%)
Oct 30, 2026, 5:35 PM CET

BIT:BDB Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
578.59560.7552.76502.72413.18354.36
Revenue Growth
6.75%1.44%9.96%21.67%16.60%9.52%
Net Income
132.98127.31126.91240.3681.4654.9
Earnings Per Share
1.010.970.951.790.610.41
EPS Growth
12.96%2.02%-47.11%195.06%48.38%131.75%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Bank
593.97580.44573.54562.39430.15372.45
Para-Banking
28.0234.5633.1120.9514.5517.84
Consolidation Adjustments
-5.83-15.65-11.45-5.28-10.38-4.54
Total
616.16599.36595.2578.06434.32385.75

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
143.53726.411,0551,707954.25149.16
Total Debt
5,6016,1215,6515,4995,5815,711
Net Cash (Debt)
-5,457-5,395-4,595-3,792-4,626-5,562
Net Cash Growth
------
Net Cash Per Share
-41.51-40.90-34.26-28.22-34.43-41.39

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-486.15-243.35-562.78747.13822.33-25.2
Capital Expenditures
-6.21-6.41-8.59-15.86-4.89-3.27
Free Cash Flow
-492.35-249.76-571.37731.27817.44-28.46
Free Cash Flow Growth
----10.54%--

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
22.98%22.71%22.96%47.81%19.72%15.49%
FCF Margin
-85.09%-44.55%-103.37%145.46%197.84%-8.03%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.5100.5100.4570.2630.1970.137
Dividend Per Share Growth
11.80%11.80%73.35%33.77%44.25%126.37%
Dividend Yield
3.31%5.40%6.68%7.24%6.46%4.91%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.229.767.182.045.037.48
P/FCF Ratio
---0.670.50-
PS Ratio
3.492.221.650.970.991.16