Banco di Desio e della Brianza S.p.A. (BIT:BDB)
Italy flag Italy · Delayed Price · Currency is EUR
17.04
+0.32 (1.91%)
Aug 31, 2026, 11:05 AM CET

BIT:BDB Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
578.59560.7552.76502.72413.18354.36
Revenue Growth
6.75%1.44%9.96%21.67%16.60%9.52%
Net Income
132.98127.31126.91240.3681.4654.9
Earnings Per Share
1.010.970.951.790.610.41
EPS Growth
12.96%2.02%-47.11%195.06%48.38%131.75%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Bank
593.97580.44573.54562.39430.15372.45
Para-Banking
28.0234.5633.1120.9514.5517.84
Consolidation Adjustments
-5.83-15.65-11.45-5.28-10.38-4.54
Total
616.16599.36595.2578.06434.32385.75

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
143.53726.411,0551,707954.25149.16
Total Debt
5,6016,1215,6515,4995,5815,711
Net Cash (Debt)
-5,457-5,395-4,595-3,792-4,626-5,562
Net Cash Growth
------
Net Cash Per Share
-41.51-40.90-34.26-28.22-34.43-41.39

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-486.15-243.35-562.78747.13822.33-25.2
Capital Expenditures
-6.21-6.41-8.59-15.86-4.89-3.27
Free Cash Flow
-492.35-249.76-571.37731.27817.44-28.46
Free Cash Flow Growth
----10.54%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
22.98%22.71%22.96%47.81%19.72%15.49%
FCF Margin
-85.09%-44.55%-103.37%145.46%197.84%-8.03%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.5100.5100.4570.2630.1970.137
Dividend Per Share Growth
11.80%11.80%73.35%33.77%44.25%126.37%
Dividend Yield
3.03%5.72%7.54%8.59%8.12%5.95%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
16.539.767.182.045.037.48
P/FCF Ratio
---0.670.50-
PS Ratio
3.792.221.650.970.991.16