Banco di Desio e della Brianza S.p.A. (BIT:BDB)
Italy flag Italy · Delayed Price · Currency is EUR
16.70
+0.28 (1.71%)
Aug 10, 2026, 5:35 PM CET

BIT:BDB Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
611.05560.63552.88561.99456.06354.09
Revenue Growth
4.21%1.40%-1.62%23.23%28.80%-10.47%
Net Income
132.98127.31126.91240.3681.4654.9
Earnings Per Share
1.010.970.951.790.610.41
EPS Growth
12.95%2.10%-46.93%193.44%48.78%127.78%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Bank
580.44573.54562.39430.15372.45
Para-Banking
34.5633.1120.9514.5517.84
Consolidation Adjustments
-15.65-11.45-5.28-10.38-4.54
Total
599.36595.2578.06434.32385.75

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
113.38691.991,0201,655879.5984.41
Total Debt
3,6023,2652,5852,2801,5361,522
Net Cash (Debt)
-3,488-2,573-1,565-625.26-656.56-1,438
Net Cash Growth
------
Net Cash Per Share
-26.53-19.50-11.67-4.65-4.89-10.70

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-243.35-243.35-562.78747.13822.33-25.2
Capital Expenditures
-6.41-6.41-8.59-15.86-4.89-3.27
Free Cash Flow
-249.76-249.76-571.37731.27817.44-28.46
Free Cash Flow Growth
----10.54%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
39.95%34.61%34.07%46.77%33.51%17.07%
Profit Margin
21.76%22.71%22.83%42.77%17.86%15.50%
FCF Margin
0.00%-44.55%-103.34%130.12%179.24%-8.04%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.5100.5100.4570.2630.1970.137
Dividend Per Share Growth
11.80%11.80%73.35%33.77%44.25%126.37%
Dividend Yield
3.11%4.83%3.89%5.41%4.48%2.06%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
16.519.747.142.035.007.37
P/FCF Ratio
---0.670.50-
PS Ratio
3.792.221.630.870.901.15