Banco di Desio e della Brianza S.p.A. (BIT:BDB)
15.08
-0.14 (-0.92%)
Jul 17, 2026, 5:35 PM CET
BIT:BDB Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 344.2 | 347.46 | 384.06 | 361.13 | 284.78 | 253.73 |
Net Interest Income Growth | -8.13% | -9.53% | 6.35% | 26.81% | 12.23% | 14.10% |
Non-Interest Income | 260.84 | 249.71 | 213.15 | 200.86 | 171.28 | 186.84 |
Non-Interest Income Growth | 19.89% | 17.15% | 6.12% | 17.27% | -8.33% | 7.92% |
Revenues Before Loan Losses | 605.03 | 597.17 | 597.21 | 561.99 | 456.06 | 440.57 |
Provision for Credit Losses | - | 36.54 | 44.33 | - | - | 86.49 |
| 605.03 | 560.63 | 552.88 | 561.99 | 456.06 | 354.09 | |
Revenue Growth (YoY) | 2.16% | 1.40% | -1.62% | 23.23% | 28.80% | -10.47% |
Compensation Expenses | 235.72 | 234.79 | 235.1 | 205.59 | 176.04 | 174.38 |
Selling, General & Admin | 102.47 | 126.09 | 124.92 | 84.99 | 119.78 | 117.44 |
Other Non-Interest Expenses | 7.08 | 5.72 | 4.49 | 8.58 | 7.43 | 1.82 |
Total Non-Interest Expense | 345.27 | 366.61 | 364.5 | 299.16 | 303.25 | 293.64 |
Pretax Income | 259.76 | 194.02 | 188.37 | 262.83 | 152.81 | 60.45 |
Provision for Income Taxes | 68.28 | 66.71 | 65.11 | 61.87 | 35.3 | 11.32 |
Net Income | 128.26 | 127.31 | 126.22 | 240.36 | 81.46 | 54.9 |
Minority Interest in Earnings | 0.34 | - | -0.69 | - | - | - |
Earnings From Discontinued Operations | - | - | 2.96 | 98.03 | 6.87 | 5.78 |
Net Income to Common | 127.92 | 127.31 | 126.91 | 240.36 | 81.46 | 54.9 |
Net Income Growth | 2.54% | 0.32% | -47.20% | 195.06% | 48.38% | 131.75% |
Shares Outstanding (Basic) | 132 | 132 | 134 | 134 | 134 | 134 |
Shares Outstanding (Diluted) | 132 | 132 | 134 | 134 | 134 | 134 |
Shares Change (YoY) | -1.38% | -1.67% | -0.17% | - | - | - |
EPS (Basic) | 0.97 | 0.97 | 0.95 | 1.79 | 0.61 | 0.41 |
EPS (Diluted) | 0.97 | 0.97 | 0.95 | 1.79 | 0.61 | 0.41 |
EPS Growth | 3.97% | 2.10% | -46.93% | 193.44% | 48.78% | 127.78% |
Free Cash Flow | - | -249.76 | -571.37 | 731.27 | 817.44 | -28.46 |
Free Cash Flow Growth | - | - | - | -10.54% | - | - |
Free Cash Flow Per Share | - | -1.89 | -4.26 | 5.44 | 6.08 | -0.21 |
Dividends Per Share | - | 0.510 | 0.457 | 0.263 | 0.197 | 0.137 |
Dividend Growth | - | 11.80% | 73.35% | 33.77% | 44.25% | 126.37% |
Profit Margin | 21.20% | 22.71% | 22.83% | 42.77% | 17.86% | 15.50% |
FCF Margin | - | -44.55% | -103.34% | 130.12% | 179.24% | -8.04% |
Effective Tax Rate | 26.28% | 34.38% | 34.57% | 23.54% | 23.10% | 18.73% |