BIT:BDB Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	691.99	1,020	1,655	879.59	84.41
Investment Securities	2,146	1,809	1,588	1,402	1,083
Trading Asset Securities	23.57	23.45	25.26	65.27	11.54
Total Investments	2,170	1,832	1,613	1,467	1,094
Gross Loans	31,551	15,072	14,539	14,435	14,337
Allowance for Loan Losses	-15,784	-321.87	-305.53	-299.86	-343.17
Net Loans	15,766	14,750	14,233	14,136	13,994
Property, Plant & Equipment	218.7	226.9	228.2	219.13	215.92
Goodwill	15.32	15.32	15.32	15.32	15.32
Other Intangible Assets	29.8	28.73	26.3	4.64	3.8
Investments in Real Estate	4.25	3.36	2.79	1.81	2.5
Accrued Interest Receivable	34.23	31.8	28.74	-	-
Other Receivables	267.72	396.59	454.11	437.66	166.12
Restricted Cash	114.35	104.24	58.57	83.02	1,922
Other Current Assets	60.91	31.06	22.73	56.52	69.56
Long-Term Deferred Tax Assets	87.84	91.38	118.74	153.89	155.49
Other Long-Term Assets	97.44	98.33	91.53	79.88	74.8
Total Assets	19,564	18,635	18,555	17,541	17,805
Accounts Payable	28.7	34.74	31.8	27.52	17.41
Accrued Expenses	87.77	59.71	49.53	42.64	42.42
Interest Bearing Deposits	11,393	10,983	1,171	324.69	447.9
Non-Interest Bearing Deposits	6.52	16.79	10,142	10,147	10,124
Total Deposits	11,400	11,000	11,313	10,472	10,572
Short-Term Borrowings	1,256	1,573	1,110	795.46	214
Current Portion of Long-Term Debt	-	-	-	-	80.03
Current Portion of Leases	10.69	-	-	-	-
Current Income Taxes Payable	0.96	1.15	3.5	0.58	2.01
Other Current Liabilities	104.51	83.31	44.84	70.37	77.92
Long-Term Debt	4,811	4,019	4,330	4,729	5,365
Long-Term Leases	43.42	58.32	58.69	56.71	51.82
Pension & Post-Retirement Benefits	12.86	19.65	19.36	17.79	21.96
Long-Term Deferred Tax Liabilities	9	11.54	8.27	1.04	1.96
Other Long-Term Liabilities	308.75	325.58	231.64	206.5	269.15
Total Liabilities	18,073	17,186	17,201	16,419	16,716
Common Stock	70.69	70.69	70.69	70.69	70.69
Additional Paid-In Capital	16.15	16.15	16.15	16.15	16.15
Retained Earnings	1,370	1,338	1,248	1,027	966.41
Treasury Stock	-	-5.63	-	-	-
Comprehensive Income & Other	33.4	30.1	18.72	9.02	35.49
Total Common Equity	1,491	1,449	1,354	1,122	1,089
Minority Interest	0	0.55	0.01	0.01	0
Shareholders' Equity	1,491	1,449	1,354	1,122	1,089
Total Liabilities & Equity	19,564	18,635	18,555	17,541	17,805
Total Debt	6,121	5,651	5,499	5,581	5,711
Net Cash (Debt)	-5,395	-4,595	-3,792	-4,626	-5,562
Net Cash Per Share	-40.90	-34.26	-28.22	-34.43	-41.39
Filing Date Shares Outstanding	131.47	133.33	134.36	134.36	147.57
Total Common Shares Outstanding	131.47	133.33	134.36	134.36	147.57
Book Value Per Share	11.34	10.87	10.08	8.35	7.38
Tangible Book Value	1,445	1,405	1,312	1,102	1,070
Tangible Book Value Per Share	10.99	10.54	9.77	8.21	7.25

Source: S&P Global Market Intelligence. Banks template. Financial Sources.