Banco di Desio e della Brianza S.p.A. (BIT:BDB)

BIT:BDB Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	113.38	691.99	1,020	1,655	879.59	84.41
Investment Securities	2,146	2,146	1,809	1,588	1,402	1,083
Trading Asset Securities	22.27	23.57	23.45	25.26	65.27	11.54
Total Investments	2,168	2,170	1,832	1,613	1,467	1,094
Gross Loans	15,844	31,551	15,072	14,539	14,435	14,337
Allowance for Loan Losses	-298.34	-15,784	-321.87	-305.53	-299.86	-343.17
Net Loans	15,546	15,766	14,750	14,233	14,136	13,994
Property, Plant & Equipment	218.79	218.7	226.9	228.2	219.13	215.92
Goodwill	22.75	15.32	15.32	15.32	15.32	15.32
Other Intangible Assets	29.56	29.8	28.73	26.3	4.64	3.8
Investments in Real Estate	3.62	4.25	3.36	2.79	1.81	2.5
Accrued Interest Receivable	32.3	34.23	31.8	28.74	-	-
Other Receivables	148.61	267.72	396.59	454.11	437.66	166.12
Restricted Cash	960.2	114.35	104.24	58.57	83.02	1,922
Other Current Assets	64.58	60.91	31.06	22.73	56.52	69.56
Long-Term Deferred Tax Assets	84.01	87.84	91.38	118.74	153.89	155.49
Other Long-Term Assets	114.83	97.44	98.33	91.53	79.88	74.8
Total Assets	19,511	19,564	18,635	18,555	17,541	17,805

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	21.73	28.7	34.74	31.8	27.52	17.41
Accrued Expenses	75.85	87.77	59.71	49.53	42.64	42.42
Interest Bearing Deposits	11,667	11,393	10,983	1,171	324.69	447.9
Non-Interest Bearing Deposits	0.12	6.52	16.79	10,142	10,147	10,124
Total Deposits	11,667	11,400	11,000	11,313	10,472	10,572
Short-Term Borrowings	782.68	1,256	1,573	1,110	795.46	214
Current Portion of Long-Term Debt	-	-	-	-	-	80.03
Current Portion of Leases	-	10.69	-	-	-	-
Current Income Taxes Payable	10.88	0.96	1.15	3.5	0.58	2.01
Other Current Liabilities	99.85	104.51	83.31	44.84	70.37	77.92
Long-Term Debt	4,761	4,811	4,019	4,330	4,729	5,365
Long-Term Leases	56.8	43.42	58.32	58.69	56.71	51.82
Pension & Post-Retirement Benefits	11.69	12.86	19.65	19.36	17.79	21.96
Long-Term Deferred Tax Liabilities	7.98	9	11.54	8.27	1.04	1.96
Other Long-Term Liabilities	520.78	308.75	325.58	231.64	206.5	269.15
Total Liabilities	18,017	18,073	17,186	17,201	16,419	16,716

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	70.69	70.69	70.69	70.69	70.69	70.69
Additional Paid-In Capital	16.15	16.15	16.15	16.15	16.15	16.15
Retained Earnings	76.05	1,370	1,338	1,248	1,027	966.41
Treasury Stock	-2.46	-	-5.63	-	-	-
Comprehensive Income & Other	1,334	33.4	30.1	18.72	9.02	35.49
Total Common Equity	1,494	1,491	1,449	1,354	1,122	1,089
Minority Interest	0.34	0	0.55	0.01	0.01	0
Shareholders' Equity	1,495	1,491	1,449	1,354	1,122	1,089
Total Liabilities & Equity	19,511	19,564	18,635	18,555	17,541	17,805

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	5,601	6,121	5,651	5,499	5,581	5,711
Net Cash (Debt)	-5,457	-5,395	-4,595	-3,792	-4,626	-5,562
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-41.51	-40.90	-34.26	-28.22	-34.43	-41.39
Filing Date Shares Outstanding	131.25	131.47	133.33	134.36	134.36	147.57
Total Common Shares Outstanding	131.25	131.47	133.33	134.36	134.36	147.57
Book Value Per Share	11.39	11.34	10.87	10.08	8.35	7.38
Tangible Book Value	1,442	1,445	1,405	1,312	1,102	1,070
Tangible Book Value Per Share	10.99	10.99	10.54	9.77	8.21	7.25

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 30, 2026

Data Sources Report a data error