Banco di Desio e della Brianza S.p.A. (BIT:BDB)

BIT:BDB Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,020	1,655	879.59	84.41	120.34
Investment Securities	1,809	1,588	1,402	1,083	1,087
Trading Asset Securities	23.45	25.26	65.27	11.54	6.8
Total Investments	1,832	1,613	1,467	1,094	1,094
Gross Loans	15,072	14,539	14,435	14,337	13,405
Allowance for Loan Losses	-321.87	-305.53	-299.86	-343.17	-347.77
Net Loans	14,750	14,233	14,136	13,994	13,057
Property, Plant & Equipment	226.9	228.2	219.13	215.92	220.73
Goodwill	15.32	15.32	15.32	15.32	15.32
Other Intangible Assets	26.69	26.3	4.64	3.8	3.19
Investments in Real Estate	3.36	2.79	1.81	2.5	1.76
Accrued Interest Receivable	31.8	28.74	-	-	-
Other Receivables	396.59	454.11	437.66	166.12	21.56
Restricted Cash	104.24	58.57	83.02	1,922	836.89
Other Current Assets	31.05	22.73	56.52	69.56	33.31
Long-Term Deferred Tax Assets	91.38	118.74	153.89	155.49	186.83
Other Long-Term Assets	98.35	91.53	79.88	74.8	63.85
Total Assets	18,633	18,555	17,541	17,805	15,664
Accounts Payable	34.74	31.8	27.52	17.41	20.98
Accrued Expenses	59.71	49.53	42.64	42.42	45.95
Interest Bearing Deposits	1,111	1,171	324.69	447.9	529.44
Non-Interest Bearing Deposits	10,144	10,142	10,147	10,124	9,557
Total Deposits	11,254	11,313	10,472	10,572	10,086
Short-Term Borrowings	1,609	1,110	795.46	214	9.07
Current Portion of Long-Term Debt	-	-	-	80.03	50.08
Current Portion of Leases	10.88	-	-	-	-
Current Income Taxes Payable	1.15	3.5	0.58	2.01	-
Other Current Liabilities	48.23	44.84	70.37	77.92	90.39
Long-Term Debt	3,764	4,330	4,729	5,365	4,025
Long-Term Leases	47.44	58.69	56.71	51.82	52.29
Pension & Post-Retirement Benefits	19.65	19.36	17.79	21.96	24.74
Long-Term Deferred Tax Liabilities	10.87	8.27	1.04	1.96	13.49
Other Long-Term Liabilities	325.58	231.64	206.5	269.15	250.36
Total Liabilities	17,185	17,201	16,419	16,716	14,668
Common Stock	70.69	70.69	70.69	70.69	70.69
Additional Paid-In Capital	16.15	16.15	16.15	16.15	16.15
Retained Earnings	1,336	1,248	1,027	966.41	822.21
Treasury Stock	-5.63	-	-	-	-
Comprehensive Income & Other	30.1	18.72	9.02	35.49	86.03
Total Common Equity	1,448	1,354	1,122	1,089	995.07
Minority Interest	0.55	0.01	0.01	0	0
Shareholders' Equity	1,448	1,354	1,122	1,089	995.08
Total Liabilities & Equity	18,633	18,555	17,541	17,805	15,664
Total Debt	5,431	5,499	5,581	5,711	4,136
Net Cash (Debt)	-4,376	-3,792	-4,626	-5,562	-3,966
Net Cash Per Share	-32.62	-28.22	-34.43	-41.39	-29.52
Filing Date Shares Outstanding	133.33	134.36	134.36	147.57	135.95
Total Common Shares Outstanding	133.33	134.36	134.36	147.57	135.95
Book Value Per Share	10.86	10.08	8.35	7.38	7.32
Tangible Book Value	1,406	1,312	1,102	1,070	976.56
Tangible Book Value Per Share	10.54	9.77	8.21	7.25	7.18

Updated Nov 7, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.