BIT:BDB Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	691.99	1,020	1,655	879.59	84.41
Investment Securities	1,497	1,809	1,588	1,402	1,083
Trading Asset Securities	23.57	23.45	25.26	65.27	11.54
Total Investments	1,521	1,832	1,613	1,467	1,094
Gross Loans	16,530	15,072	14,539	14,435	14,337
Allowance for Loan Losses	-	-321.87	-305.53	-299.86	-343.17
Net Loans	16,530	14,750	14,233	14,136	13,994
Property, Plant & Equipment	222.94	226.9	228.2	219.13	215.92
Goodwill	15.32	15.32	15.32	15.32	15.32
Other Intangible Assets	29.8	26.69	26.3	4.64	3.8
Investments in Real Estate	-	3.36	2.79	1.81	2.5
Accrued Interest Receivable	-	31.8	28.74	-	-
Other Receivables	0.32	396.59	454.11	437.66	166.12
Restricted Cash	-	104.24	58.57	83.02	1,922
Other Current Assets	2.87	31.05	22.73	56.52	69.56
Long-Term Deferred Tax Assets	87.84	91.38	118.74	153.89	155.49
Other Long-Term Assets	462.49	98.35	91.53	79.88	74.8
Total Assets	19,564	18,633	18,555	17,541	17,805
Accounts Payable	-	34.74	31.8	27.52	17.41
Accrued Expenses	-	59.71	49.53	42.64	42.42
Interest Bearing Deposits	13,517	1,111	1,171	324.69	447.9
Non-Interest Bearing Deposits	-	10,144	10,142	10,147	10,124
Total Deposits	13,517	11,254	11,313	10,472	10,572
Short-Term Borrowings	10.56	1,609	1,110	795.46	214
Current Portion of Long-Term Debt	-	-	-	-	80.03
Current Portion of Leases	-	10.88	-	-	-
Current Income Taxes Payable	0.96	1.15	3.5	0.58	2.01
Other Current Liabilities	-	48.23	44.84	70.37	77.92
Long-Term Debt	4,060	3,764	4,330	4,729	5,365
Long-Term Leases	-	47.44	58.69	56.71	51.82
Pension & Post-Retirement Benefits	12.86	19.65	19.36	17.79	21.96
Long-Term Deferred Tax Liabilities	9	10.87	8.27	1.04	1.96
Other Long-Term Liabilities	463.65	325.58	231.64	206.5	269.15
Total Liabilities	18,073	17,185	17,201	16,419	16,716
Common Stock	70.69	70.69	70.69	70.69	70.69
Additional Paid-In Capital	16.15	16.15	16.15	16.15	16.15
Retained Earnings	127.31	1,336	1,248	1,027	966.41
Treasury Stock	-	-5.63	-	-	-
Comprehensive Income & Other	1,276	30.1	18.72	9.02	35.49
Total Common Equity	1,491	1,448	1,354	1,122	1,089
Minority Interest	0	0.55	0.01	0.01	0
Shareholders' Equity	1,491	1,448	1,354	1,122	1,089
Total Liabilities & Equity	19,564	18,633	18,555	17,541	17,805
Total Debt	4,070	5,431	5,499	5,581	5,711
Net Cash (Debt)	-3,355	-4,376	-3,792	-4,626	-5,562
Net Cash Per Share	-	-32.62	-28.22	-34.43	-41.39
Filing Date Shares Outstanding	-	133.33	134.36	134.36	147.57
Total Common Shares Outstanding	-	133.33	134.36	134.36	147.57
Book Value Per Share	-	10.86	10.08	8.35	7.38
Tangible Book Value	1,445	1,406	1,312	1,102	1,070
Tangible Book Value Per Share	-	10.54	9.77	8.21	7.25

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.