Banco di Desio e della Brianza S.p.A. (BIT: BDB)

BDB Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	437.84	1,655	879.59	84.41	120.34	60.82
Investment Securities	1,227	1,588	1,402	1,083	1,087	923.27
Trading Asset Securities	23.44	25.26	65.27	11.54	6.8	6.43
Total Investments	1,250	1,613	1,467	1,094	1,094	929.7
Gross Loans	15,782	14,539	14,435	14,337	13,405	12,621
Allowance for Loan Losses	-301.62	-305.53	-299.86	-343.17	-347.77	-332.25
Net Loans	15,480	14,233	14,136	13,994	13,057	12,288
Property, Plant & Equipment	229.61	228.2	219.13	215.92	220.73	224.52
Goodwill	15.32	15.32	15.32	15.32	15.32	15.32
Other Intangible Assets	25.3	26.3	4.64	3.8	3.19	2.87
Investments in Real Estate	-	2.79	1.81	2.5	1.76	1.79
Accrued Interest Receivable	-	-	-	-	-	2.32
Other Receivables	1.61	454.11	437.66	166.12	21.56	19.01
Restricted Cash	-	58.57	83.02	1,922	836.89	335.83
Other Current Assets	4.16	51.47	56.52	69.56	33.31	26.52
Long-Term Deferred Tax Assets	95	118.74	153.89	155.49	186.83	194.95
Other Long-Term Assets	518.65	91.53	79.88	74.8	63.85	80.2
Total Assets	18,058	18,555	17,541	17,805	15,664	14,192
Accounts Payable	-	31.8	27.52	17.41	20.98	24
Accrued Expenses	-	49.53	42.64	42.42	45.95	36.81
Interest Bearing Deposits	12,145	1,016	324.69	447.9	529.44	1,006
Non-Interest Bearing Deposits	-	10,142	10,147	10,124	9,557	8,381
Total Deposits	12,145	11,159	10,472	10,572	10,086	9,386
Short-Term Borrowings	20.51	1,069	795.46	214	9.07	10.3
Current Portion of Long-Term Debt	-	-	-	80.03	50.08	-
Current Portion of Leases	-	10.5	-	-	-	-
Current Income Taxes Payable	14.66	3.5	0.58	2.01	-	0.63
Accrued Interest Payable	-	-	-	-	-	0.02
Other Current Liabilities	-	87.27	70.37	77.92	90.39	58.15
Long-Term Debt	3,785	4,483	4,729	5,365	4,025	3,378
Long-Term Leases	-	48.19	56.71	51.82	52.29	52.29
Pension & Post-Retirement Benefits	19.81	19.36	17.79	21.96	24.74	25.48
Long-Term Deferred Tax Liabilities	8.78	8.27	1.04	1.96	13.49	15.82
Other Long-Term Liabilities	622.05	232.18	206.5	269.15	250.36	238.94
Total Liabilities	16,615	17,201	16,419	16,716	14,668	13,227
Common Stock	70.69	70.69	70.69	70.69	70.69	70.69
Additional Paid-In Capital	16.15	16.15	16.15	16.15	16.15	16.15
Retained Earnings	116.4	1,248	1,027	966.41	822.21	808.24
Comprehensive Income & Other	1,241	18.72	9.02	35.49	86.03	70.03
Total Common Equity	1,442	1,354	1,122	1,089	995.07	965.11
Minority Interest	0.37	0.01	0.01	0	0	0
Shareholders' Equity	1,443	1,354	1,122	1,089	995.08	965.11
Total Liabilities & Equity	18,058	18,555	17,541	17,805	15,664	14,192
Total Debt	3,805	5,611	5,581	5,711	4,136	3,441
Net Cash (Debt)	-3,344	-3,904	-4,626	-5,562	-3,966	-3,343
Net Cash Per Share	-24.89	-29.05	-34.43	-41.39	-29.52	-24.59
Filing Date Shares Outstanding	134.36	134.36	134.36	147.57	135.95	135.95
Total Common Shares Outstanding	134.36	134.36	134.36	147.57	135.95	135.95
Book Value Per Share	10.73	10.08	8.35	7.38	7.32	7.10
Tangible Book Value	1,402	1,312	1,102	1,070	976.56	946.91
Tangible Book Value Per Share	10.43	9.77	8.21	7.25	7.18	6.97

Source: S&P Capital IQ. Banks template. Financial Sources.