BPER Banca SpA (BIT:BPE)
Italy · Delayed Price · Currency is EUR 14.00
-0.01 (-0.10%)
Aug 21, 2026, 5:39 PM CET
BPER Banca SpA Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 5,907 | 5,180 | 5,014 | 4,763 | 2,259 | 1,763 |
Interest Income on Investments | 54.13 | 62.76 | 41.82 | 30.88 | 22.12 | 20.08 |
Total Interest Income | 5,961 | 5,243 | 5,055 | 4,794 | 2,282 | 1,783 |
Interest Paid on Deposits | 1,549 | 1,372 | 1,637 | 1,511 | 433.57 | 257.38 |
Net Interest Income | 4,412 | 3,871 | 3,419 | 3,283 | 1,848 | 1,525 |
Net Interest Income Growth | 31.00% | 13.24% | 4.14% | 77.63% | 21.15% | 21.32% |
Income From Trading Activities | 362.52 | 280.88 | 95.43 | 152.2 | 78.25 | 67.49 |
Gain (Loss) on Sale of Assets | - | - | - | - | 308.3 | - |
Gain (Loss) on Sale of Investments | -78.11 | -165.73 | -131.34 | -108.88 | 12.72 | 48.43 |
Other Non-Interest Income | 2,668 | 2,377 | 2,041 | 1,971 | 1,921 | 1,637 |
Total Non-Interest Income | 3,014 | 2,532 | 2,070 | 2,073 | 2,386 | 1,838 |
Non-Interest Income Growth | 40.52% | 22.33% | -0.15% | -13.11% | 29.80% | 52.19% |
Revenues Before Loan Losses | 7,426 | 6,404 | 5,489 | 5,356 | 4,234 | 3,364 |
Provision for Loan Losses | 475.88 | 465.38 | 331.76 | 436.26 | 606.06 | 837.19 |
| 6,951 | 5,938 | 5,157 | 4,920 | 3,628 | 2,526 | |
Revenue Growth | 33.27% | 15.15% | 4.82% | 35.60% | 43.60% | 31.36% |
Salaries and Employee Benefits | 1,958 | 1,787 | 1,886 | 1,680 | 1,682 | 1,523 |
Occupancy Expenses | 208.55 | 184.61 | 173.34 | 166.49 | 149.03 | 168.43 |
Amortization of Goodwill & Intangibles | 220.8 | 184.13 | 161.25 | 97.08 | 78.65 | 111.68 |
Selling, General & Administrative | 948.05 | 881.44 | 918.11 | 947.89 | 1,140 | 800.25 |
Other Non-Interest Expense | -56.47 | -80.13 | -47.46 | -72.87 | 80.87 | 39.05 |
Total Non-Interest Expense | 3,241 | 2,931 | 3,039 | 2,772 | 3,111 | 2,632 |
EBT Excluding Unusual Items | 3,709 | 3,007 | 2,118 | 2,147 | 516.8 | -105.6 |
Asset Writedown | -1.39 | 1.39 | -30.05 | -47.66 | -30.16 | -64.46 |
Legal Settlements | -29.49 | -20.15 | -33.87 | -46.17 | -53.5 | -34.09 |
Other Unusual Items | 0.73 | - | - | 0 | 954.96 | 1,127 |
Pretax Income | 3,373 | 2,723 | 2,054 | 1,725 | 1,388 | 692.87 |
Income Tax Expense | 1,103 | 842.35 | 615.47 | 172.87 | -85.79 | 134.22 |
Earnings From Continuing Operations | 2,269 | 1,880 | 1,439 | 1,552 | 1,474 | 558.65 |
Minority Interest in Earnings | -77.78 | -62.02 | -35.86 | -32.27 | -24.91 | -33.53 |
Net Income | 2,192 | 1,818 | 1,403 | 1,519 | 1,449 | 525.12 |
Net Income to Common | 2,192 | 1,818 | 1,403 | 1,519 | 1,449 | 525.12 |
Net Income Growth | 38.54% | 29.64% | -7.69% | 4.87% | 175.93% | 121.64% |
Basic Shares Outstanding | 1,943 | 1,646 | 1,416 | 1,415 | 1,412 | 1,412 |
Diluted Shares Outstanding | 1,960 | 1,670 | 1,449 | 1,450 | 1,448 | 1,448 |
Shares Change | 35.38% | 15.26% | -0.10% | 0.19% | -0.03% | 102.60% |
EPS (Basic) | 1.13 | 1.10 | 0.99 | 1.07 | 1.03 | 0.37 |
EPS (Diluted) | 1.12 | 1.09 | 0.97 | 1.05 | 1.00 | 0.36 |
EPS Growth | 2.46% | 12.50% | -7.63% | 4.96% | 175.05% | 10.98% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 0.550 | 0.650 | 0.600 | 0.300 | 0.120 | 0.060 |
Dividend Growth | -21.43% | 8.33% | 100.00% | 150.00% | 100.00% | 50.00% |
Effective Tax Rate | 32.71% | 30.94% | 29.97% | 10.02% | - | 19.37% |