BPER Banca SpA (BIT:BPE)
Italy · Delayed Price · Currency is EUR 14.34
+0.27 (1.95%)
Aug 3, 2026, 9:05 AM CET
BPER Banca SpA Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 3,908 | 3,809 | 3,377 | 3,252 | 1,826 | 1,505 |
Net Interest Income Growth | 16.83% | 12.78% | 3.85% | 78.09% | 21.29% | 21.51% |
Non-Interest Income | 2,413 | 4,977 | 4,153 | 4,181 | 3,943 | 3,396 |
Non-Interest Income Growth | 18.76% | 19.84% | -0.69% | 6.04% | 16.12% | 57.33% |
Revenues Before Loan Losses | 6,321 | 8,785 | 7,529 | 7,433 | 5,769 | 4,901 |
Provision for Credit Losses | 462.53 | 465.23 | 331.97 | - | - | - |
| 5,858 | 8,320 | 7,198 | 7,433 | 5,769 | 4,901 | |
Revenue Growth | 8.96% | 15.60% | -3.17% | 28.85% | 17.71% | 44.27% |
Compensation Expenses | 1,991 | 1,971 | 1,898 | 1,981 | 1,682 | 1,528 |
Selling, General & Admin | 1,028 | 1,296 | 1,234 | 1,271 | 1,412 | 1,045 |
Other Non-Interest Expenses | 40.1 | -51.08 | -28.41 | -79.27 | -1,292 | -740.99 |
Total Non-Interest Expense | 2,031 | 3,216 | 3,103 | 3,173 | 1,803 | 1,832 |
Pretax Income | 736.4 | 5,104 | 4,094 | 1,725 | 1,388 | 692.87 |
Provision for Income Taxes | 852.46 | 842.35 | 615.47 | 172.87 | -85.79 | 134.22 |
Net Income | 2,066 | 1,880 | 1,439 | 1,552 | 1,474 | 558.65 |
Minority Interest in Earnings | - | 62.02 | 35.86 | 32.27 | 24.91 | 33.53 |
Net Income to Common | 2,066 | 1,818 | 1,403 | 1,519 | 1,449 | 525.12 |
Net Income Growth | 48.79% | 29.64% | -7.69% | 4.87% | 175.93% | 121.64% |
Shares Outstanding (Basic) | 1,729 | 1,646 | 1,416 | 1,415 | 1,412 | 1,412 |
Shares Outstanding (Diluted) | 1,729 | 1,670 | 1,449 | 1,450 | 1,448 | 1,448 |
Shares Change | 19.37% | 15.26% | -0.06% | 0.16% | -0.03% | 102.60% |
EPS (Basic) | 1.19 | 0.89 | 0.88 | 1.07 | 1.03 | 0.37 |
EPS (Diluted) | 1.19 | 0.88 | 0.86 | 1.05 | 1.00 | 0.36 |
EPS Growth | 24.64% | 1.74% | -17.75% | 5.01% | 174.93% | 11.01% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | - | 3,033 | -2,631 | -3,575 | 12,630 | 1,116 |
Free Cash Flow Growth | - | - | - | - | 1031.66% | - |
Free Cash Flow Per Share | - | 1.82 | -1.82 | -2.47 | 8.72 | 0.77 |
Dividends Per Share | 0.650 | 0.650 | 0.600 | 0.300 | 0.120 | 0.060 |
Dividend Growth | 8.33% | 8.33% | 100.00% | 150.00% | 100.00% | 50.00% |
Profit Margin | 35.26% | 22.60% | 19.99% | 20.88% | 25.55% | 11.40% |
FCF Margin | - | 36.45% | -36.56% | -48.10% | 218.93% | 22.77% |
Effective Tax Rate | 115.76% | 16.50% | 15.03% | 10.02% | -6.18% | 19.37% |