Banca Sistema S.p.A. (BIT:BST)
Italy · Delayed Price · Currency is EUR | Market Cap | 122.16M -2.9% |
| Revenue (ttm) | 145.73M +26.2% |
| Net Income | 18.96M -44.0% |
| EPS | 0.24 -44.0% |
| Shares Out | 80.37M |
| PE Ratio | 6.45 |
| Forward PE | 10.46 |
| Dividend | 0.07 (4.28%) |
| Ex-Dividend Date | n/a |
| Volume | 13,186 |
| Open | 1.530 |
| Previous Close | 1.512 |
| Day's Range | 1.518 - 1.572 |
| 52-Week Range | 1.488 - 1.828 |
| Beta | 0.78 |
| Analysts | Strong Buy |
| Price Target | 1.85 (+21.71%) |
| Earnings Date | Nov 4, 2026 |
About Banca Sistema
Banca Sistema S.p.A. provides banking services to individuals, businesses, and professionals in Italy. It offers current accounts, securities accounts, and online deposit accounts; credits, subsidies, debt management and collection, and factoring, as well as securitization services and minibond issuances; and advance, personal loans, business financing and leasing, mortgages, and salary and pension assignment. The company was founded in 2011 and is based in Milan, Italy. Banca Sistema S.p.A. operates as a subsidiary of Banca CF+ S.p.A. [Read more]
Financial Performance
In 2025, Banca Sistema's revenue was 160.73 million, an increase of 33.84% compared to the previous year's 120.09 million. Earnings were 29.04 million, an increase of 15.25%.
Financial StatementsAnalyst Summary
According to 3 analysts, the average rating for BST stock is "Strong Buy." The 12-month stock price target is €1.85, which is an increase of 21.71% from the latest price.
News
Banca Sistema Earnings Call Transcript: H1 2026
Integration milestones are on or ahead of schedule, with strong volume growth and improved capital position. Extraordinary items heavily influenced results, but adjusted profit before tax rose year-over-year. CET1 ratio is expected to reach 12–12.2% by year-end.
Banca Sistema Earnings release: H1 2026
Banca Sistema released its H1 2026 earnings on August 6, 2026, summarizing the period's financial results.
Banca Sistema Slides: H1 2026
Banca Sistema has posted slides in relation to its H1 2026 quarterly earnings report, which was published on August 6, 2026.
Banca Sistema Quarterly report: H1 2026
Banca Sistema has published its H1 2026 quarterly earnings report on August 6, 2026.
Banca Sistema Earnings Call Transcript: Q1 2026
The group began a new phase with the integration of CF+, achieving greater diversification and capital strength. Q1 saw strong factoring growth and improved asset quality, though net profit was impacted by non-recurring items. Focus remains on integration, risk management, and unlocking growth opportunities.
Banca Sistema Earnings release: Q1 2026
Banca Sistema released its Q1 2026 earnings on May 12, 2026, summarizing the period's financial results.
Banca Sistema Slides: Q1 2026
Banca Sistema has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on May 12, 2026.
Banca Sistema Earnings Call Transcript: H2 2025
Record profits and strong revenue growth in 2025 were driven by higher net interest income, improved capital ratios, and effective NPE reduction. Factoring and pawnbroking performed well, while Superbonus business is winding down. Dividend ban remains pending.
Banca Sistema Annual report: H2 2025
Banca Sistema has published its H2 2025 annual report on February 6, 2026.
Banca Sistema Earnings release: H2 2025
Banca Sistema released its H2 2025 earnings on February 6, 2026, summarizing the period's financial results.
Banca Sistema Slides: H2 2025
Banca Sistema has posted slides in relation to its H2 2025 quarterly earnings report, which was published on February 6, 2026.
Banca Sistema Earnings Call Transcript: Q3 2025
Strong revenue and profit growth in the first nine months of 2025, with net profit up 71% year-on-year and improved capital ratios despite regulatory-driven NPE reclassification. Factoring and CQ loans declined, while pawn loans grew; margins and cost of risk are expected to remain stable through year-end.
Banca Sistema Quarterly report: Q3 2025
Banca Sistema has published its Q3 2025 quarterly earnings report on November 7, 2025.
Banca Sistema Slides: Q3 2025
Banca Sistema has posted slides in relation to its Q3 2025 quarterly earnings report, which was published on November 7, 2025.
Banca Sistema Earnings release: Q3 2025
Banca Sistema released its Q3 2025 earnings on November 7, 2025, summarizing the period's financial results.