Banca Sistema S.p.A. (BIT:BST)
Italy · Delayed Price · Currency is EUR | Market Cap | 144.18M +10.5% |
| Revenue (ttm) | 160.54M +33.7% |
| Net Income | 42.34M +68.0% |
| EPS | n/a |
| Shares Out | 80.37M |
| PE Ratio | 3.41 |
| Forward PE | 4.20 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 49,373 |
| Open | 1.770 |
| Previous Close | 1.790 |
| Day's Range | 1.770 - 1.810 |
| 52-Week Range | 1.510 - 1.994 |
| Beta | 0.80 |
| Analysts | Strong Buy |
| Price Target | 1.90 (+5.91%) |
| Earnings Date | May 12, 2026 |
About Banca Sistema
Banca Sistema S.p.A. provides various business and retail banking products and services in Italy. The company offers factoring services that cover non-recourse and recourse factoring, VAT receivables, maturity factoring, receivables certifications, and credit management products; and online factoring services. Its banking solutions comprising current and securities accounts, and time deposits, as well as salary and pension backed loans. Further, it offers collateralized loans; and auction house services. The company was founded in 2011 and is b... [Read more]
Financial Performance
In 2025, Banca Sistema's revenue was 160.54 million, an increase of 33.69% compared to the previous year's 120.09 million. Earnings were 42.34 million, an increase of 68.03%.
Financial StatementsNews
Banca Sistema Earnings Call Transcript: Q1 2026
Q1 2026 saw strong factoring growth and improved capital ratios, with net profit at €3.8m, though gross income declined due to prior year one-offs. The group is executing a major integration, focusing on diversification, capital optimization, and regulatory compliance.
Banca Sistema Earnings release: Q1 2026
Banca Sistema released its Q1 2026 earnings on May 12, 2026, summarizing the period's financial results.
Banca Sistema Slides: Q1 2026
Banca Sistema has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on May 12, 2026.
Banca Sistema Earnings Call Transcript: H2 2025
Record profits and strong revenue growth in 2025 were driven by higher net interest income, improved capital ratios, and effective NPE reduction. Factoring and pawnbroking performed well, while Superbonus business is winding down. Dividend ban remains pending.
Banca Sistema Annual report: H2 2025
Banca Sistema has published its H2 2025 annual report on February 6, 2026.
Banca Sistema Earnings release: H2 2025
Banca Sistema released its H2 2025 earnings on February 6, 2026, summarizing the period's financial results.
Banca Sistema Slides: H2 2025
Banca Sistema has posted slides in relation to its H2 2025 quarterly earnings report, which was published on February 6, 2026.
Banca Sistema Earnings Call Transcript: Q3 2025
Strong revenue and profit growth in the first nine months of 2025, with net profit up 71% year-on-year and improved capital ratios despite regulatory-driven NPE reclassification. Factoring and CQ loans declined, while pawn loans grew; margins and cost of risk are expected to remain stable through year-end.
Banca Sistema Quarterly report: Q3 2025
Banca Sistema has published its Q3 2025 quarterly earnings report on November 7, 2025.
Banca Sistema Slides: Q3 2025
Banca Sistema has posted slides in relation to its Q3 2025 quarterly earnings report, which was published on November 7, 2025.
Banca Sistema Earnings release: Q3 2025
Banca Sistema released its Q3 2025 earnings on November 7, 2025, summarizing the period's financial results.
Banca Sistema Earnings Call Transcript: H1 2025
Profits more than doubled year-on-year in H1 2025, with strong capital ratio gains and a sharp reduction in NPEs after regulatory-driven reclassification. Revenues rose 27%, cost of funding fell to 3.07%, and a public offer for all shares was announced.
Banca Sistema Quarterly report: H1 2025
Banca Sistema has published its H1 2025 quarterly earnings report on August 1, 2025.
Banca Sistema Slides: H1 2025
Banca Sistema has posted slides in relation to its H1 2025 quarterly earnings report, which was published on August 1, 2025.
Banca Sistema Earnings release: H1 2025
Banca Sistema released its H1 2025 earnings on August 1, 2025, summarizing the period's financial results.