Banca Sistema S.p.A. (BIT:BST)
Italy · Delayed Price · Currency is EUR 1.544
+0.014 (0.92%)
Last updated: Jul 20, 2026, 3:45 PM CET
Banca Sistema Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Transaction-Based Revenues | -3.58 | 44.51 | 46.56 | 36.54 | 31.58 | 25.6 |
Net Interest Income | 14.78 | 96.75 | 50.08 | 66.96 | 85.43 | 81.96 |
Net Interest Income Growth | -74.69% | 93.19% | -25.20% | -21.62% | 4.23% | 9.53% |
Other Revenues | 24 | 30.27 | 44.53 | 0.98 | 4.43 | 10.41 |
| 35.2 | 171.53 | 141.17 | 104.47 | 121.44 | 117.97 | |
Revenue Growth (YoY) | -60.15% | 21.51% | 35.12% | -13.97% | 2.95% | 18.34% |
Cost of Revenue | 6.2 | 50.55 | 52.3 | 46.76 | 41.7 | 38.92 |
Gross Profit | 29 | 120.98 | 88.87 | 57.72 | 79.75 | 79.04 |
Selling, General & Admin | 9.17 | 47.54 | - | 34.91 | 30.59 | 29.55 |
Depreciation & Amortization Expenses | 0.33 | 4.49 | 3.3 | 3.28 | 3 | 2.71 |
Other Operating Expenses | 4.38 | - | 2.53 | - | 12.96 | 12.33 |
Operating Income | 15.12 | 68.95 | 83.04 | 19.52 | 33.2 | 34.46 |
Total Non-Operating Income (Expense) | 0.21 | 0.19 | -0.01 | 0.03 | -0.03 | 0 |
Pretax Income | 5.57 | 69.11 | 41.9 | 25.73 | 33.17 | 34.46 |
Provision for Income Taxes | 2.71 | 24.19 | 15.37 | 8.5 | 10.66 | 10.92 |
Net Income | 2.85 | 44.92 | 26.52 | 17.23 | 22.51 | 23.54 |
Minority Interest in Earnings | - | 2.58 | 1.32 | 0.72 | 0.46 | 0.27 |
Earnings From Discontinued Operations | -1.49 | - | - | - | -0.02 | -0.02 |
Net Income to Common | 1.37 | 42.34 | 25.2 | 16.51 | 22.03 | 23.25 |
Net Income Growth | -95.82% | 68.03% | 52.67% | -25.09% | -5.23% | -11.10% |
Shares Outstanding (Basic) | 80 | 80 | 80 | 80 | 80 | 80 |
Shares Outstanding (Diluted) | 80 | 80 | 80 | 80 | 80 | 80 |
Shares Change (YoY) | 0.05% | 0.09% | 0.14% | 0.13% | -0.35% | 0.17% |
EPS (Basic) | 0.02 | 0.36 | 0.31 | 0.21 | 0.28 | 0.29 |
EPS (Diluted) | 0.02 | 0.36 | 0.31 | 0.21 | 0.28 | 0.29 |
EPS Growth | -95.82% | 14.97% | 52.43% | -25.09% | -4.84% | -9.97% |
Free Cash Flow | - | 0 | -140.65 | 130.45 | -39.45 | 85.14 |
Free Cash Flow Growth | - | - | - | - | - | 101.69% |
Free Cash Flow Per Share | - | - | -1.75 | 1.63 | -0.49 | 1.06 |
Dividends Per Share | - | - | - | 0.065 | 0.065 | 0.072 |
Dividend Growth | - | - | - | - | -9.72% | -10.00% |
Gross Margin | 82.39% | 70.53% | 62.95% | 55.25% | 65.67% | 67.00% |
Operating Margin | 42.95% | 40.20% | 58.82% | 18.69% | 27.34% | 29.21% |
Profit Margin | 8.10% | 26.19% | 18.79% | 16.49% | 18.54% | 19.96% |
FCF Margin | - | 0.00% | -99.64% | 124.87% | -32.48% | 72.18% |
EBITDA | 15.12 | 68.95 | 86.34 | 22.81 | 36.2 | 37.17 |
EBITDA Margin | 42.95% | 40.20% | 61.16% | 21.83% | 29.81% | 31.51% |
EBIT | 15.12 | 68.95 | 83.04 | 19.52 | 33.2 | 34.46 |
EBIT Margin | 42.95% | 40.20% | 58.82% | 18.69% | 27.34% | 29.21% |
Effective Tax Rate | 48.74% | 35.00% | 36.70% | 33.04% | 32.13% | 31.68% |