Credito Emiliano S.p.A. (BIT:CE)
Italy · Delayed Price · Currency is EUR 20.76
+0.14 (0.68%)
Aug 14, 2026, 2:30 PM CET
Credito Emiliano Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 1,145 | 1,101 | 1,221 | 1,171 | 714.42 | 489.63 |
Net Interest Income Growth | 3.43% | -9.82% | 4.22% | 63.96% | 45.91% | 0.73% |
Non-Interest Income | 276.08 | 1,028 | 931.98 | 884.12 | 909.22 | 875.03 |
Non-Interest Income Growth | -72.05% | 10.32% | 5.41% | -2.76% | 3.91% | 30.58% |
Revenues Before Loan Losses | 1,421 | 2,129 | 2,153 | 2,056 | 1,624 | 1,365 |
| 1,421 | 2,129 | 2,153 | 2,056 | 1,624 | 1,365 | |
Revenue Growth | 28.38% | -1.10% | 4.74% | 26.60% | 18.98% | 29.55% |
Compensation Expenses | - | 620.86 | 613.75 | 579.1 | 546.27 | 550.68 |
Selling, General & Admin | 118.49 | 472.17 | 469.59 | 430.43 | 405.61 | 399.22 |
Other Non-Interest Expenses | 71.72 | 125.38 | 127.14 | 138.89 | 111.79 | 106.23 |
Total Non-Interest Expense | 190.2 | 1,218 | 1,210 | 1,148 | 1,064 | 1,056 |
Pretax Income | 218.33 | 868.65 | 911.09 | 825.14 | 475.19 | 466.18 |
Provision for Income Taxes | 287.8 | 247.18 | 291.04 | 263.02 | 149.05 | 113.59 |
Net Income | 389.23 | 621.47 | 620.05 | 562.12 | 326.14 | 352.59 |
Minority Interest in Earnings | 0.02 | - | - | - | 0.02 | 0.17 |
Net Income to Common | 389.21 | 621.47 | 620.05 | 562.12 | 326.12 | 352.43 |
Net Income Growth | 140.07% | 0.23% | 10.31% | 72.37% | -7.46% | 74.82% |
Shares Outstanding (Basic) | 340 | 340 | 340 | 340 | 340 | 335 |
Shares Outstanding (Diluted) | 340 | 340 | 340 | 340 | 340 | 335 |
Shares Change | -0.18% | -0.05% | 0.16% | -0.13% | 1.55% | 1.10% |
EPS (Basic) | 1.14 | 1.83 | 1.82 | 1.65 | 0.93 | 1.05 |
EPS (Diluted) | 1.14 | 1.83 | 1.82 | 1.65 | 0.93 | 1.05 |
EPS Growth | 140.51% | 0.55% | 10.30% | 77.42% | -11.43% | 72.13% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -588.59 | -2,556 | -1,846 | 3,138 | 3,291 | 0.06 |
Free Cash Flow Growth | - | - | - | -4.64% | 5673544.11% | -99.88% |
Free Cash Flow Per Share | -1.73 | -7.51 | -5.42 | 9.23 | 9.67 | 0.00 |
Dividends Per Share | 0.750 | 0.750 | 0.750 | 0.450 | 0.330 | 0.300 |
Dividend Growth | 0% | 0% | 66.67% | 36.36% | 10.00% | 50.00% |
Profit Margin | 27.40% | 29.19% | 28.80% | 27.35% | 20.09% | 25.84% |
FCF Margin | -41.43% | -120.06% | -85.75% | 152.67% | 202.70% | 0.00% |
Effective Tax Rate | 131.82% | 28.46% | 31.94% | 31.88% | 31.37% | 24.37% |