FinecoBank Banca Fineco Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,784	1,875	1,963	2,267	1,470	1,464
Investment Securities	26,735	2,750	2,664	2,857	3,842	5,686
Trading Asset Securities	546.22	494.97	555.81	721.38	1,442	146.15
Total Investments	27,281	3,245	3,220	3,578	5,284	5,833
Gross Loans	6,768	29,981	27,122	24,890	27,394	24,996
Allowance for Loan Losses	-	-38.36	-36.97	-38.11	-41.58	-38.51
Net Loans	6,768	29,942	27,085	24,852	27,353	24,957
Property, Plant & Equipment	151.95	152.04	146.3	146.5	146.21	148.58
Goodwill	89.6	89.6	89.6	89.6	89.6	89.6
Other Intangible Assets	33.77	34.01	35.24	34.47	36.79	39.08
Investments in Real Estate	-	-	-	-	-	1.76
Accrued Interest Receivable	-	121.79	113.45	102.63	97.39	93.13
Other Receivables	727.98	867.24	1,274	1,634	1,109	520.73
Restricted Cash	-	309.49	283.36	269.08	311.36	298.04
Other Current Assets	-	587.09	387.05	254.22	290.7	346.95
Long-Term Deferred Tax Assets	39.97	25.54	53.25	50	46.58	42.97
Other Long-Term Assets	570.02	45.14	37.3	35.6	31.59	26.98
Total Assets	37,446	37,296	34,689	33,316	36,269	33,867
Accrued Expenses	-	133.55	144.31	120.67	107.56	132.27
Interest Bearing Deposits	33,334	31,646	29,635	28,401	30,547	30,616
Total Deposits	33,334	31,646	29,635	28,401	30,547	30,616
Short-Term Borrowings	37.51	812.91	344.42	218.21	987.16	212.15
Current Portion of Leases	-	11.25	-	-	-	-
Current Income Taxes Payable	75.91	24.54	19.52	86.71	42.63	35.86
Other Current Liabilities	-	924.9	989.85	1,150	1,889	338.96
Long-Term Debt	801.56	811.16	810.23	809.26	497.93	497.27
Long-Term Leases	-	50.44	58.17	61.38	63.35	65.34
Long-Term Unearned Revenue	-	18.31	17.62	19.2	19.57	17.89
Pension & Post-Retirement Benefits	-	4.07	4.36	4.38	3.94	5.03
Other Long-Term Liabilities	495.69	305.84	275.75	249.92	201.08	219.62
Total Liabilities	34,744	34,743	32,300	31,121	34,358	32,140
Common Stock	2,560	201.82	201.63	201.51	201.34	201.27
Additional Paid-In Capital	-	1.93	1.93	1.93	1.93	1.93
Retained Earnings	162.19	1,813	1,654	1,453	1,165	994.52
Treasury Stock	-	-1.28	-1.08	-1.24	-1.71	-1.44
Comprehensive Income & Other	-19.82	537.73	532.48	539.04	543.55	530.52
Shareholders' Equity	2,702	2,553	2,389	2,195	1,910	1,727
Total Liabilities & Equity	37,446	37,296	34,689	33,316	36,269	33,867
Total Debt	839.07	1,686	1,213	1,089	1,548	774.75
Net Cash (Debt)	1,492	899.77	1,528	2,101	1,569	1,099
Net Cash Growth	0.92%	-41.12%	-27.27%	33.93%	42.79%	22.47%
Net Cash Per Share	2.44	1.47	2.50	3.43	2.57	1.80
Filing Date Shares Outstanding	611.49	611.49	610.92	610.54	609.98	609.78
Total Common Shares Outstanding	611.49	611.49	610.92	610.54	609.98	609.78
Book Value Per Share	4.42	4.18	3.91	3.59	3.13	2.83
Tangible Book Value	2,579	2,430	2,264	2,071	1,784	1,598
Tangible Book Value Per Share	4.22	3.97	3.71	3.39	2.92	2.62