FinecoBank Banca Fineco Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,875	1,963	2,267	1,470	1,464
Investment Securities	2,750	2,664	2,857	3,842	5,686
Trading Asset Securities	494.97	555.81	721.38	1,442	146.15
Total Investments	3,245	3,220	3,578	5,284	5,833
Gross Loans	29,981	27,122	24,890	27,394	24,996
Allowance for Loan Losses	-38.36	-36.97	-38.11	-41.58	-38.51
Net Loans	29,942	27,085	24,852	27,353	24,957
Property, Plant & Equipment	152.04	146.3	146.5	146.21	148.58
Goodwill	89.6	89.6	89.6	89.6	89.6
Other Intangible Assets	34.01	35.24	34.47	36.79	39.08
Investments in Real Estate	-	-	-	-	1.76
Accrued Interest Receivable	121.79	113.45	102.63	97.39	93.13
Other Receivables	867.24	1,274	1,634	1,109	520.73
Restricted Cash	309.49	283.36	269.08	311.36	298.04
Other Current Assets	587.09	387.05	254.22	290.7	346.95
Long-Term Deferred Tax Assets	25.54	53.25	50	46.58	42.97
Other Long-Term Assets	45.14	37.3	35.6	31.59	26.98
Total Assets	37,296	34,689	33,316	36,269	33,867
Accrued Expenses	133.55	144.31	120.67	107.56	132.27
Interest Bearing Deposits	31,646	29,635	28,401	30,547	30,616
Total Deposits	31,646	29,635	28,401	30,547	30,616
Short-Term Borrowings	812.91	344.42	218.21	987.16	212.15
Current Portion of Leases	11.25	-	-	-	-
Current Income Taxes Payable	24.54	19.52	86.71	42.63	35.86
Other Current Liabilities	924.9	989.85	1,150	1,889	338.96
Long-Term Debt	811.16	810.23	809.26	497.93	497.27
Long-Term Leases	50.44	58.17	61.38	63.35	65.34
Long-Term Unearned Revenue	18.31	17.62	19.2	19.57	17.89
Pension & Post-Retirement Benefits	4.07	4.36	4.38	3.94	5.03
Other Long-Term Liabilities	305.84	275.75	249.92	201.08	219.62
Total Liabilities	34,743	32,300	31,121	34,358	32,140
Common Stock	201.82	201.63	201.51	201.34	201.27
Additional Paid-In Capital	1.93	1.93	1.93	1.93	1.93
Retained Earnings	1,813	1,654	1,453	1,165	994.52
Treasury Stock	-1.28	-1.08	-1.24	-1.71	-1.44
Comprehensive Income & Other	537.73	532.48	539.04	543.55	530.52
Shareholders' Equity	2,553	2,389	2,195	1,910	1,727
Total Liabilities & Equity	37,296	34,689	33,316	36,269	33,867
Total Debt	1,686	1,213	1,089	1,548	774.75
Net Cash (Debt)	899.77	1,528	2,101	1,569	1,099
Net Cash Growth	-41.12%	-27.27%	33.93%	42.79%	22.47%
Net Cash Per Share	1.47	2.50	3.43	2.57	1.80
Filing Date Shares Outstanding	611.49	610.92	610.54	609.98	609.78
Total Common Shares Outstanding	611.49	610.92	610.54	609.98	609.78
Book Value Per Share	4.18	3.91	3.59	3.13	2.83
Tangible Book Value	2,430	2,264	2,071	1,784	1,598
Tangible Book Value Per Share	3.97	3.71	3.39	2.92	2.62

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.