FinecoBank Banca Fineco Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	669.57	647.04	652.29	609.1	428.51	380.71
Depreciation & Amortization	28.48	27.74	25.79	27.14	26.87	26.22
Provision for Credit Losses	7.14	8.35	3.25	5.66	7.34	3.44
Other Adjustments	99.35	62.91	46.63	187.62	133.87	178.89
Changes in Trading Assets	-68.43	-28.06	-13.67	1.84	4.01	-4.87
Changes in Trading Liabilities	15.62	15.55	1.69	3.09	-0.13	0.36
Changes in Accounts Payable	3,078	2,463	1,193	-3,461	2,280	2,146
Changes in Other Operating Activities	-3,068	-2,760	-1,754	3,764	-2,612	-2,946
Operating Cash Flow	761.05	436.4	154.93	1,138	269.1	-215.26
Operating Cash Flow Growth	-	181.68%	-86.38%	322.76%	-	-
Net Change in Securities and Investments	-	-0	-0	-0.2	-0.7	-1.32
Capital Expenditures	-18.88	-14.3	-13.21	-11.89	-9.07	-8.36
Purchases of Intangible Assets	-3.65	-3.11	-5.43	-3.67	-4.31	-6.18
Sale of Property, Plant & Equipment	0.02	0.01	-	0.04	1.68	-
Investing Cash Flow	-22.51	-17.4	-18.64	-15.72	-12.4	-15.86
Repurchase of Common Stock	0.18	-0.01	0.28	0.64	-0.2	-0.14
Net Common Stock Issued (Repurchased)	0.18	-0.01	0.28	0.64	-0.2	-0.14
Common Dividends Paid	-519.76	-489.04	-452.1	-321.94	-258.32	-343.64
Financing Cash Flow	-519.58	-489.05	-451.82	-321.3	-258.52	-343.78
Foreign Exchange Rate Adjustments	5.28	-18.26	12.27	-4.12	7.36	24.6
Net Cash Flow	218.96	-70.06	-315.53	800.62	-1.82	-574.89
Free Cash Flow	742.17	422.1	141.71	1,126	260.03	-223.62
Free Cash Flow Growth	-	197.85%	-87.41%	332.94%	-	-
FCF Margin	26.84%	31.96%	10.78%	91.23%	27.57%	-27.94%
Free Cash Flow Per Share	1.21	0.69	0.23	1.84	0.43	-0.37