Generalfinance S.p.A. (BIT:GF)
Italy · Delayed Price · Currency is EUR | Market Cap | 360.10M +90.0% |
| Revenue (ttm) | 70.88M +34.4% |
| Net Income | 28.59M +36.3% |
| EPS | n/a +36.3% |
| Shares Out | 12.64M |
| PE Ratio | 12.60 |
| Forward PE | 10.88 |
| Dividend | 1.36 (4.77%) |
| Ex-Dividend Date | Apr 20, 2026 |
| Volume | 5,268 |
| Average Volume | 18,618 |
| Open | 28.90 |
| Previous Close | 28.50 |
| Day's Range | 27.80 - 28.90 |
| 52-Week Range | 14.75 - 31.80 |
| Beta | 0.10 |
| RSI | 46.56 |
| Earnings Date | Jul 24, 2026 |
About Generalfinance
Generalfinance S.p.A. provides factoring service for distressed companies in Italy. It operates in two segments, Corporate and Retail. Generalfinance S.p.A. was formerly known as Prestoleasing S.p.A. and changed its name to Generalfinance S.p.A. in 1990. The company was incorporated in 1982 and is based in Milan, Italy. [Read more]
Financial Performance
In 2025, Generalfinance's revenue was 70.45 million, an increase of 34.38% compared to the previous year's 52.42 million. Earnings were 28.76 million, an increase of 36.29%.
Financial StatementsNews
Generalfinance Earnings Call Transcript: Q1 2026
Turnover grew 10.5% year-over-year to EUR 905 million, with net profit stable and cost of risk low at 0.20%. Guidance for 2026 net income above EUR 32 million and turnover of EUR 4.5 billion is reaffirmed, supported by strong capital ratios and expansion in Spain and Switzerland.
Generalfinance Earnings Call Transcript: Q4 2025
Turnover grew 28% to EUR 3.87 billion and net income rose 36% to EUR 29 million in 2025, with strong risk management and capital ratios. International expansion and SME focus drive revised guidance, targeting EUR 14 billion turnover and EUR 98 million net income by 2027.
Generalfinance Earnings Call Transcript: Q3 2025
Turnover and net income surged well above business plan targets, with strong portfolio diversification and improved cost efficiency. Capital ratios strengthened after a €30 million bond issuance, and guidance for 2025 was raised, reflecting robust growth and positive outlook.
Generalfinance Earnings Call Transcript: Q2 2025
Turnover and net income surged well above business plan targets, driven by strong client acquisition and market share gains, with robust asset quality and efficiency. Guidance for 2025 is reaffirmed, and international expansion is underway, supported by solid capital and liquidity.
Generalfinance Earnings Call Transcript: Q4 2024
Nearly all business plan targets were met, with strong growth in interest margin, net income, and ROE. The 2025–2027 plan is conservative, focusing on core Italian operations, cautious expansion in Spain and Switzerland, and robust capital and funding positions.
Generalfinance Earnings Call Transcript: Q3 2024
Turnover surged 32% year-over-year to €819 million in Q1 2025, with net profit up 8% to €5.3 million. Cost of risk peaked due to policy changes but is expected to normalize, and 2025 net income guidance above €24 million is reaffirmed.
Generalfinance Earnings Call Transcript: Q2 2024
Turnover and net income grew over 19% year-over-year, with strong digital platform activity and robust capital ratios. Guidance for FY 2024 net income above €20 million is reaffirmed, while the Workinvoice acquisition and Spain expansion are set to further boost growth.