Generalfinance Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	18.48	18.05	12.38	8.98	7.27	6.23
Net Interest Income Growth	41.15%	45.84%	37.82%	23.56%	16.63%	52.22%
Non-Interest Income	48.82	48.79	36.44	27.22	23.6	17.69
Non-Interest Income Growth	23.20%	33.87%	33.88%	15.35%	33.37%	34.87%
Revenues Before Loan Losses	67.37	66.83	48.82	36.2	30.86	23.92
Provision for Credit Losses	2.39	2.95	1.17	1.26	1.21	0.22
Revenue	64.98	63.89	47.65	34.94	29.66	23.71
Revenue Growth (YoY)	30.98%	34.07%	36.40%	17.79%	25.10%	37.73%
Compensation Expenses	11.83	10.88	9.1	7.2	6.75	5.24
Selling, General & Admin	9.57	9.21	7.08	6.66	6.3	3.44
Other Non-Interest Expenses	4.13	3.55	2.92	3.57	2.05	1.21
Total Non-Interest Expense	25.53	23.64	19.1	17.43	15.1	9.88
Pretax Income	43.73	43.48	31.54	22	16.47	13.93
Provision for Income Taxes	15.14	14.72	10.44	6.93	5.58	4.47
Net Income	28.59	28.76	21.1	15.07	10.89	9.45
Net Income to Common	28.59	28.76	21.1	15.07	10.89	9.45
Net Income Growth	33.07%	36.29%	40.03%	38.42%	15.15%	77.43%
Shares Outstanding (Basic)	13	13	13	13	11	10
Shares Outstanding (Diluted)	13	13	13	13	11	10
Shares Change (YoY)	-	-	-	12.31%	14.48%	-99.90%
EPS (Basic)	2.26	2.28	1.67	1.19	0.97	0.96
EPS (Diluted)	2.26	2.28	1.67	1.19	0.97	0.96
EPS Growth	33.07%	36.53%	40.34%	22.68%	1.04%	177677.78%
Free Cash Flow	37.82	12.03	109.06	-15.78	-2.11	10.38
Free Cash Flow Growth	214.31%	-88.97%	-	-	-	3.98%
Free Cash Flow Per Share	2.99	0.95	8.63	-1.25	-0.19	1.06
Dividends Per Share	1.360	1.360	0.830	0.590	0.430	-
Dividend Growth	-	63.85%	40.68%	37.21%	-	-
Profit Margin	44.00%	45.01%	44.28%	43.13%	36.70%	39.88%
FCF Margin	58.20%	18.83%	228.86%	-45.17%	-7.12%	43.80%
Effective Tax Rate	34.62%	33.86%	33.11%	31.52%	33.91%	32.12%