Generalfinance S.p.A. (BIT:GF)

Italy · Delayed Price · Currency is EUR

21.00

-0.10 (-0.47%)

Last updated: Sep 3, 2026, 3:35 PM CET

Generalfinance Financials Overview

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	70.12	70.45	52.42	39.43	33.49	26.82
Revenue Growth	11.68%	34.38%	32.97%	17.73%	24.88%	47.94%
Operating Income	41.97	43.35	31.2	20.49	15.87	14.42
Net Income	26.07	28.76	21.1	15.07	10.89	9.45
Earnings Per Share	2.06	2.28	1.67	1.19	0.97	0.96
EPS Growth	2.50%	36.29%	40.03%	23.25%	0.58%	77.43%

Revenue by Segment

Fiscal Year	FY 2025
Period Ending	Dec '25 Dec 31, 2025
Corporate	46.54
Retail	17.35
Total	63.89

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	106.37	131.59	130.54	21.66	43.75	33.49
Total Debt	496.44	513.25	429.3	242.08	367.99	314.19
Net Cash (Debt)	-390.07	-381.66	-298.76	-220.42	-324.24	-280.7
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-30.87	-30.21	-23.65	-17.45	-28.82	-28.56

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	22.87	12.59	111.49	-15.61	-1.63	10.93
Capital Expenditures	-1.29	-0.56	-2.43	-0.17	-0.48	-0.55
Free Cash Flow	21.58	12.03	109.06	-15.78	-2.11	10.38
Free Cash Flow Growth	-6.09%	-88.97%	-	-	-	3.98%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	59.85%	61.53%	59.51%	51.98%	47.40%	53.79%
Pretax Margin	57.67%	61.72%	60.17%	55.81%	49.18%	51.93%
Profit Margin	37.18%	40.82%	40.25%	38.22%	32.51%	35.25%
FCF Margin	30.77%	17.08%	208.03%	-40.02%	-6.30%	38.72%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Dividend Per Share	1.360	1.360	0.830	0.590	0.430
Dividend Per Share Growth	63.86%	63.85%	40.68%	37.21%	-
Dividend Yield	6.51%	6.71%	7.25%	7.41%	7.36%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	10.23	9.32	7.58	7.80	8.36	-
Forward PE	8.24	9.16	7.08	6.03	5.66	-
P/FCF Ratio	12.36	22.26	1.47	-	-	-
PS Ratio	3.80	3.80	3.05	2.98	2.72	-