Generalfinance S.p.A. (BIT:GF)

Generalfinance Statistics

Total Valuation

Generalfinance has a market cap or net worth of EUR 250.17 million.

Market Cap	250.17M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Sunday, November 9, 2025.

Earnings Date	Nov 9, 2025
Ex-Dividend Date	Apr 14, 2025

Share Statistics

Generalfinance has 12.64 million shares outstanding.

Current Share Class	12.64M
Shares Outstanding	12.64M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	22.44%
Float	5.52M

Valuation Ratios

The trailing PE ratio is 9.84 and the forward PE ratio is 9.46. Generalfinance's PEG ratio is 0.59.

PE Ratio	9.84
Forward PE	9.46
PS Ratio	3.98
PB Ratio	3.05
P/TBV Ratio	3.19
P/FCF Ratio	10.89
P/OCF Ratio	10.18
PEG Ratio	0.59

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 4.80, with a Debt / Equity ratio of 5.60.

Current Ratio	4.80
Quick Ratio	4.78
Debt / Equity	5.60
Debt / EBITDA	n/a
Debt / FCF	19.97
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 34.14%.

Return on Equity (ROE)	34.14%
Return on Assets (ROA)	3.99%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	815,431
Profits Per Employee	330,328
Employee Count	77
Asset Turnover	0.10
Inventory Turnover	n/a

Taxes

In the past 12 months, Generalfinance has paid 12.56 million in taxes.

Income Tax	12.56M
Effective Tax Rate	33.06%

Stock Price Statistics

The stock price has increased by +85.05% in the last 52 weeks. The beta is -0.12, so Generalfinance's price volatility has been lower than the market average.

Beta (5Y)	-0.12
52-Week Price Change	+85.05%
50-Day Moving Average	18.47
200-Day Moving Average	15.55
Relative Strength Index (RSI)	55.45
Average Volume (20 Days)	14,494

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Generalfinance had revenue of EUR 62.79 million and earned 25.44 million in profits. Earnings per share was 2.01.

Revenue	62.79M
Gross Profit	56.28M
Operating Income	37.66M
Pretax Income	38.00M
Net Income	25.44M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.01

Balance Sheet

The company has 103.21 million in cash and 458.88 million in debt, giving a net cash position of -355.68 million or -28.15 per share.

Cash & Cash Equivalents	103.21M
Total Debt	458.88M
Net Cash	-355.68M
Net Cash Per Share	-28.15
Equity (Book Value)	81.98M
Book Value Per Share	6.49
Working Capital	579.38M

Cash Flow

In the last 12 months, operating cash flow was 24.57 million and capital expenditures -1.59 million, giving a free cash flow of 22.98 million.

Operating Cash Flow	24.57M
Capital Expenditures	-1.59M
Free Cash Flow	22.98M
FCF Per Share	1.82

Margins

Gross margin is 89.64%, with operating and profit margins of 59.98% and 40.51%.

Gross Margin	89.64%
Operating Margin	59.98%
Pretax Margin	60.52%
Profit Margin	40.51%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	36.60%

Dividends & Yields

This stock pays an annual dividend of 0.83, which amounts to a dividend yield of 4.19%.

Dividend Per Share	0.83
Dividend Yield	4.19%
Dividend Growth (YoY)	40.68%
Years of Dividend Growth	2
Payout Ratio	41.23%
Buyback Yield	n/a
Shareholder Yield	4.19%
Earnings Yield	10.17%
FCF Yield	9.18%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5