Generalfinance Statistics

Total Valuation

Generalfinance has a market cap or net worth of EUR 189.53 million.

Market Cap	189.53M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, July 25, 2025.

Earnings Date	Jul 25, 2025
Ex-Dividend Date	Apr 14, 2025

Share Statistics

Generalfinance has 12.64 million shares outstanding.

Current Share Class	12.64M
Shares Outstanding	12.64M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	24.73%
Float	5.12M

Valuation Ratios

The trailing PE ratio is 8.81 and the forward PE ratio is 7.92.

PE Ratio	8.81
Forward PE	7.92
PS Ratio	3.43
PB Ratio	2.22
P/TBV Ratio	2.31
P/FCF Ratio	12.34
P/OCF Ratio	10.63
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 3.96, with a Debt / Equity ratio of 4.53.

Current Ratio	3.96
Quick Ratio	3.96
Debt / Equity	4.53
Debt / EBITDA	n/a
Debt / FCF	25.16
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 27.44%.

Return on Equity (ROE)	27.44%
Return on Assets (ROA)	3.66%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	717,595
Profits Per Employee	279,307
Employee Count	77
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

In the past 12 months, Generalfinance has paid 10.63 million in taxes.

Income Tax	10.63M
Effective Tax Rate	33.08%

Stock Price Statistics

The stock price has increased by +36.36% in the last 52 weeks. The beta is -0.10, so Generalfinance's price volatility has been lower than the market average.

Beta (5Y)	-0.10
52-Week Price Change	+36.36%
50-Day Moving Average	15.03
200-Day Moving Average	13.19
Relative Strength Index (RSI)	52.60
Average Volume (20 Days)	5,333

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Generalfinance had revenue of EUR 55.25 million and earned 21.51 million in profits. Earnings per share was 1.70.

Revenue	55.25M
Gross Profit	49.49M
Operating Income	31.82M
Pretax Income	32.14M
Net Income	21.51M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.70

Full Income Statement

Balance Sheet

The company has 121.37 million in cash and 386.58 million in debt, giving a net cash position of -265.21 million or -20.99 per share.

Cash & Cash Equivalents	121.37M
Total Debt	386.58M
Net Cash	-265.21M
Net Cash Per Share	-20.99
Equity (Book Value)	85.43M
Book Value Per Share	6.76
Working Capital	494.36M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 17.82 million and capital expenditures -2.46 million, giving a free cash flow of 15.36 million.

Operating Cash Flow	17.82M
Capital Expenditures	-2.46M
Free Cash Flow	15.36M
FCF Per Share	1.22

Full Cash Flow Statement

Margins

Gross margin is 89.57%, with operating and profit margins of 57.58% and 38.92%.

Gross Margin	89.57%
Operating Margin	57.58%
Pretax Margin	58.16%
Profit Margin	38.92%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	27.80%

Dividends & Yields

This stock pays an annual dividend of 0.83, which amounts to a dividend yield of 5.51%.

Dividend Per Share	0.83
Dividend Yield	5.51%
Dividend Growth (YoY)	40.68%
Years of Dividend Growth	2
Payout Ratio	34.66%
Buyback Yield	n/a
Shareholder Yield	5.53%
Earnings Yield	11.35%
FCF Yield	8.11%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5