Banca IFIS S.p.A. (BIT:IF)
Italy · Delayed Price · Currency is EUR 15.00
0.00 (0.00%)
Sep 4, 2026, 3:54 PM CET
Banca IFIS Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 675.09 | 681.21 | 661.89 | 650.18 | 601.8 | 525.53 |
Revenue Growth | 6.19% | 2.92% | 1.80% | 8.04% | 14.51% | 33.85% |
Net Income Net Income Growth | 248.68 | 328 | 161.58 | 160.11 | 141.09 | 100.58 |
Earnings Per Share EPS Growth | 4.06 | 5.72 | 3.03 | 3.05 | 2.68 | 1.88 |
EPS Growth | 39.32% | 88.78% | -0.66% | 13.90% | 42.44% | 46.07% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Illimity Illimity Growth | 42.01 | - | - | - | - |
Commercial & Corporate Banking - Corporate Banking & Lending Commercial & Corporate Banking - Corporate Banking & Lending Growth | 95.76 | 84.12 | 81.77 | 56.77 | 63.6 |
Commercial & Corporate Banking - Leasing Commercial & Corporate Banking - Leasing Growth | 59.27 | 56.81 | 57.73 | 56.5 | 48.59 |
Commercial & Corporate Banking - Factoring Commercial & Corporate Banking - Factoring Growth | 152.51 | 170.08 | 144.43 | 156.67 | 124.94 |
NPL NPL Growth | 299 | 296.27 | 294.43 | 262.6 | 239.56 |
Governance and Non-Core Services Governance and Non-Core Services Growth | 31.96 | 54.2 | 73.86 | 70.49 | 46.03 |
Total Total Growth | 680.49 | 661.48 | 652.21 | 603.03 | 522.73 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 640.89 | 1,045 | 528.08 | 879.37 | 649.8 | 413.75 |
Total Debt Total Debt Growth | 8,235 | 7,816 | 5,595 | 6,283 | 5,972 | 5,076 |
Net Cash (Debt) Net Cash Growth | -7,594 | -6,771 | -5,067 | -5,404 | -5,322 | -4,662 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -123.77 | -118.01 | -94.92 | -102.80 | -100.97 | -87.20 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -132.56 | 88.45 | -191.52 | 445.41 | 399.95 | 73.42 |
Capital Expenditures CapEx Growth | -26.72 | -47.17 | -32.2 | -24.3 | -7.5 | -11.55 |
Free Cash Flow Free Cash Flow Growth | -159.29 | 41.28 | -223.72 | 421.11 | 392.46 | 61.87 |
Free Cash Flow Growth | - | - | - | 7.30% | 534.31% | -63.13% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 36.84% | 48.15% | 24.41% | 24.63% | 23.44% | 19.14% |
FCF Margin | -23.59% | 6.06% | -33.80% | 64.77% | 65.21% | 11.77% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 4, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 2.120 | 2.120 | 2.120 | 2.100 | 1.400 | 0.950 |
Dividend Per Share Growth | 0% | 0% | 0.95% | 50.00% | 47.37% | 102.13% |
Dividend Yield | 14.13% | 8.74% | 11.45% | 16.90% | 14.69% | 8.85% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 4, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 3.70 | 4.73 | 6.89 | 5.15 | 4.95 | 9.07 |
Forward PE | 11.72 | 9.08 | 6.83 | 5.21 | 5.57 | 8.63 |
P/FCF Ratio | - | 37.55 | - | 1.96 | 1.78 | 14.75 |
PS Ratio | 1.36 | 2.28 | 1.68 | 1.27 | 1.16 | 1.74 |