Banca IFIS S.p.A. (BIT:IF)
Italy · Delayed Price · Currency is EUR 15.34
+0.09 (0.59%)
Aug 14, 2026, 4:44 PM CET
Banca IFIS Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 380.09 | 663.14 | 568.33 | 649.44 | 601.05 | 525.36 |
Revenue Growth | -20.24% | 16.68% | -12.49% | 8.05% | 14.41% | 39.56% |
Net Income Net Income Growth | 416.42 | 329.82 | 164.77 | 163.72 | 142.69 | 104.02 |
Earnings Per Share EPS Growth | 7.05 | 5.72 | 3.03 | 3.05 | 2.68 | 1.88 |
EPS Growth | 214.01% | 88.78% | -0.66% | 13.81% | 42.55% | 69.37% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Illimity Illimity Growth | 42.01 | - | - | - | - |
Commercial & Corporate Banking - Corporate Banking & Lending Commercial & Corporate Banking - Corporate Banking & Lending Growth | 95.76 | 84.12 | 81.77 | 56.77 | 63.6 |
Commercial & Corporate Banking - Leasing Commercial & Corporate Banking - Leasing Growth | 59.27 | 56.81 | 57.73 | 56.5 | 48.59 |
Commercial & Corporate Banking - Factoring Commercial & Corporate Banking - Factoring Growth | 152.51 | 170.08 | 144.43 | 156.67 | 124.94 |
NPL NPL Growth | 299 | 296.27 | 294.43 | 262.6 | 239.56 |
Governance and Non-Core Services Governance and Non-Core Services Growth | 31.96 | 54.2 | 73.86 | 70.49 | 46.03 |
Total Total Growth | 680.49 | 661.48 | 652.21 | 603.03 | 522.73 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 568.05 | 787.29 | 505.02 | 857.53 | 603.13 | 355.38 |
Total Debt Total Debt Growth | 3,879 | 3,441 | 3,153 | 3,289 | 2,605 | 2,505 |
Net Cash (Debt) Net Cash Growth | -3,311 | -2,654 | -2,648 | -2,431 | -2,002 | -2,149 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -56.05 | -46.26 | -49.60 | -46.35 | -38.00 | -40.20 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 88.45 | 88.45 | -191.52 | 445.41 | 399.95 | 73.42 |
Capital Expenditures CapEx Growth | -47.17 | -47.17 | -32.2 | -24.3 | -7.5 | -11.55 |
Free Cash Flow Free Cash Flow Growth | 41.28 | 41.28 | -223.72 | 421.11 | 392.46 | 61.87 |
Free Cash Flow Growth | - | - | - | 7.30% | 534.31% | 58.28% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 106.56% | 1.14% | 20.92% | 36.58% | 35.24% | 28.53% |
Profit Margin | 65.57% | 49.60% | 28.71% | 24.93% | 23.61% | 19.47% |
FCF Margin | 0.00% | 6.23% | -39.36% | 64.84% | 65.30% | 11.78% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 14, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 2.120 | 2.120 | 2.120 | 2.100 | 1.400 | 0.950 |
Dividend Per Share Growth | 0% | 0% | 0.95% | 50.00% | 47.37% | 102.13% |
Dividend Yield | 13.90% | 8.55% | 9.92% | 10.34% | 14.61% | 9.10% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 14, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 3.76 | 4.44 | 6.99 | 5.15 | 4.97 | 9.08 |
Forward PE | 11.91 | 9.08 | 6.83 | 5.21 | 5.57 | 8.63 |
P/FCF Ratio | - | 37.55 | - | 1.96 | 1.78 | 14.75 |
PS Ratio | 1.38 | 2.34 | 1.96 | 1.27 | 1.16 | 1.74 |