Banca IFIS Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	328	161.58	160.11	141.09	100.58
Depreciation & Amortization	35.17	23.28	17.71	16.92	10.29
Other Amortization	1.08	-	-	-	8.45
Gain (Loss) on Sale of Investments	-27.19	-22.2	-7.94	-13.33	-9.83
Total Asset Writedown	0.57	-	-	-	-
Provision for Credit Losses	-19.21	-93.4	-79.26	-54.3	-45.34
Change in Trading Asset Securities	-165.61	51.72	-35.26	-115.57	321.27
Change in Other Net Operating Assets	366.76	-406.17	300.59	356.68	-478.95
Other Operating Activities	-431.11	93.67	89.45	68.48	166.95
Operating Cash Flow	88.45	-191.52	445.41	399.95	73.42
Operating Cash Flow Growth	-	-	11.37%	444.73%	-64.24%
Capital Expenditures	-47.17	-32.2	-24.3	-7.5	-11.55
Sale of Property, Plant and Equipment	-	-	1.9	0.05	-
Cash Acquisitions	198.68	-	-63.07	-	94.17
Investment in Securities	-1.5	-	-	0.01	-
Purchase / Sale of Intangibles	-21.53	-18.46	-20.39	-10.08	-9.08
Investing Cash Flow	128.48	-50.66	-105.85	-17.51	73.54
Issuance of Common Stock	188.4	-	-	-	-
Repurchase of Common Stock	-	-	-	-19.3	-
Common Dividends Paid	-123.18	-110.34	-85.16	-102.47	-83.05
Other Financing Activities	0.13	-	-	-12.92	-0.13
Financing Cash Flow	65.35	-110.34	-85.16	-134.69	-83.18
Net Cash Flow	282.27	-352.52	254.4	247.75	63.78
Free Cash Flow	41.28	-223.72	421.11	392.46	61.87
Free Cash Flow Growth	-	-	7.30%	534.31%	-63.13%
Free Cash Flow Margin	6.06%	-33.80%	64.77%	65.21%	11.77%
Free Cash Flow Per Share	0.72	-4.19	8.01	7.45	1.16

Source: S&P Global Market Intelligence. Banks template. Financial Sources.