Banca IFIS Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	568.05	787.29	505.02	857.53	603.13	355.38
Investment Securities	2,299	2,952	1,496	1,543	1,404	902.54
Trading Asset Securities	72.83	124.9	20.68	20	44.06	31.71
Total Investments	2,372	3,077	1,517	1,563	1,448	934.25
Gross Loans	16,368	16,789	11,163	10,949	10,468	10,612
Allowance for Loan Losses	-	-518.74	-281.15	-293.69	-249.96	-273.65
Net Loans	16,368	16,270	10,882	10,656	10,218	10,339
Property, Plant & Equipment	255.34	232.39	166.46	142.85	125.92	119.77
Goodwill	55.73	55.27	38.02	38.02	38.02	38.79
Other Intangible Assets	61.12	73.73	47.47	38.65	26.24	22.81
Investments in Real Estate	-	0.21	0.21	0.41	0.42	0.49
Accrued Interest Receivable	87.3	82.18	68.46	59.83	51.81	41.2
Other Receivables	879.62	539.92	333.03	399.66	449.76	796.8
Restricted Cash	-	50.74	73.19	25.49	6.15	29.37
Other Current Assets	258.39	1.74	0.8	0.81	1.09	2.04
Long-Term Deferred Tax Assets	-	250.77	171.43	238.83	264.26	284.13
Other Real Estate Owned & Foreclosed	-	23.61	-	-	-	-
Other Long-Term Assets	238.41	203.25	22.71	31	29.34	14.31
Total Assets	21,144	21,648	13,826	14,051	13,262	12,978

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accounts Payable	-	189.81	105.24	133.14	122.83	93.77
Accrued Expenses	35.84	163.58	65.08	61.27	44.11	39.21
Interest Bearing Deposits	10,188	10,969	6,039	5,588	5,209	5,731
Non-Interest Bearing Deposits	-	4.33	7.39	0.02	4.21	6.23
Total Deposits	10,188	10,973	6,046	5,588	5,213	5,737
Short-Term Borrowings	3,432	3,208	1,705	1,087	807.78	223.5
Current Income Taxes Payable	7.15	69.85	23.35	26.03	21.96	16.7
Other Current Liabilities	-	84.5	40.06	40.23	58.38	48.81
Long-Term Debt	4,803	4,562	3,867	5,173	5,142	4,836
Long-Term Leases	-	45.88	23.53	22.7	21.73	16.13
Pension & Post-Retirement Benefits	9.31	11.44	7.57	7.91	7.7	9.34
Long-Term Deferred Tax Liabilities	50.14	47.42	28.58	31.69	30.34	32.46
Other Long-Term Liabilities	542.28	152.32	165.98	185.91	194.29	300.57
Total Liabilities	19,068	19,508	12,078	12,358	11,665	11,354

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	61.82	61.82	53.81	53.81	53.81	53.81
Additional Paid-In Capital	232.67	229.09	85.39	84.11	83.77	102.97
Retained Earnings	7.8	1,809	1,632	1,592	1,518	1,465
Treasury Stock	-9.84	-13.7	-20.97	-21.82	-22.1	-2.85
Comprehensive Income & Other	1,764	33.65	-17.42	-28.5	-48.53	-22.69
Total Common Equity	2,057	2,120	1,732	1,679	1,585	1,596
Minority Interest	18.88	20.8	15.84	14.24	12.43	27.79
Shareholders' Equity	2,076	2,141	1,748	1,694	1,598	1,624
Total Liabilities & Equity	21,144	21,648	13,826	14,051	13,262	12,978

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	8,235	7,816	5,595	6,283	5,972	5,076
Net Cash (Debt)	-7,594	-6,771	-5,067	-5,404	-5,322	-4,662
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-123.77	-118.01	-94.92	-102.80	-100.97	-87.20
Filing Date Shares Outstanding	61.28	61.08	52.57	52.47	52.43	53.47
Total Common Shares Outstanding	61.28	61.08	52.57	52.47	52.43	53.47
Book Value Per Share	33.56	34.70	32.95	32.01	30.24	29.85
Tangible Book Value	1,940	1,991	1,647	1,603	1,521	1,534
Tangible Book Value Per Share	31.65	32.59	31.32	30.55	29.01	28.70